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Silly Minimums
Hi there Two of our cc, MBNA and Halifax, both on 0% started what I call silly minimums a few months back. MBNA for example, on a £8K debt, charge me a minimum payment of around £40 a month. Now I know a proper minimum should be at least £160 but of course I am stuck now. The 0% runs out in June so if I transfer the…
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Amex Platinum Card - BEWARE
:confused: I am a regular reader of Martin's email and often act on his advice which has been superb and has saved and made us money over the years. On the advice of the last email I applied for a Amex Platinum Card to enjoy the cash back bonus as advertised. All went well and yesterday my card arrived and I duly activated…
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Quick Q - re 0% BTs
Hi everybody... Excuse my ignorance if this is a stupid question - or one that's answered elsewhere but just had a quick look round the site and can't find a definite answer. The 0% period on my Virgin credit card is coming to an end soon and I'm struggling to clear the debt in time (although I can just about manage it at…
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Help on 1st ever Credit Card
Hi all, Basically ive never had a credit card before due to never needing one, and to be honest i still dont really need one. But ive been told that in the future, without ever having a credit card, im not going to have a credit rating. Basically i was going to get a credit card, just buy my petrol on it, then pay it off…
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Is the Tesco 0% on BT offer still on?
Looking on their website at the moment, but I can see no mention of it. Does anyone know if this offer is still on? Thanks
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Halifax all in one card
Anyone have any experience or info on this card for stoozing. I applied for it a while ago but not sent back the paperwork yet. I currently only stooz with Virgin's 0% card so far. The card is 0% for 9 months. Many Thanks Janine
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Stoozing questions
Hi, Just a few questions re stoozing. First out of interest. Why do super balance transfers exist. Why would a CC company allow transfer of their money to curent accounts? I presume the amount they give you is associated to how much you earn? Do they take the initial charge off the amount they lend you or do you have to…
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Credit Card Application
Hey there! Thinking of applying for a new Abbey 0% card (after reading the nightmares people have had doing it online I think i'll do it in a branch instead) however, my question is; Is there any benefit/drawback from having an additional cardholder added during the application process, might abbey look favourably on it or…
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End of Natwest Interest Free Period - Question
We are currently stoozing the cost of our wedding and honeymoon (£14k) on a Natwest Platinum Card. We have all the money required to pay it off in a savings account with YBS. The Interest Free period ends at our next bill date, at the beginning of January. The comment on the latest bill however is that if we pay the…
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egg card
when i go to Egg Money admin then Transfer a balance then [FONT=arial,helvetica]Current account / overdraft[/FONT] i want to transfer my postive balance 9k but at the top all it says is [FONT=arial,helvetica]credit limit[/FONT] [FONT=arial,helvetica]£3000.00[/FONT] so if i transfer 9k it wont come out my credit limit will…
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after 0% runs out
when the 0% credit card has run out and you have either paid it back in full or transffered to another card do you cancel the card or let it lie dormant.
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Stoozing to overpay mortgage - help required!
Hi there, This is my first post, so please be patient! I've just read a post on the Mortgage Free Wannabee board where someone was saying he had paid off his mortgage early by borrowing money on 0% credit cards (the money from the credit card was being paid straight into his bank account, I think) and he was using this…
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Stoozing - Something missing?
Hi People, With stoozing, which I realise I am doing with my Virgin Credit Card, I think one small detail has been omitted. As far as I can see, there is no account given to the minimum repayments. E.g. You stooze the cash, pay the 2.98% fee and save the cash, at 6%. However, for 16 months you pay the minimum repayment,…
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Shell / Egg instant cashback
Odd. Filled up with 45.04 of diesel using Egg Money on 26oct and today I notice an instant cashback credit of 0.90 on my account. That's 2%. Not mentioned on Egg Money website. Fill your boots.
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MBNA - paying off by debit card
I need to pay off my Virgin card stooze to-morrow. Is it possible to make multiple debit card payments online?
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Credit Card Refund
I am soon to receive a refund from a credit card company, which they say they will pay into my account. I pay my credit card off every month and so it will be in credit. Does anyone know whether I can simply withdraw the money as cash without incurring charges?
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BT Credit card
Don't know whether this is already posted or not. But looks like a good deal http://www.productsandservices.bt.com/consumerProducts/displayCategory.do?categoryId=CON-BT-CCARD-I&s_intcid=con_intban_ps2_vas_creditcard 0% for 12 months† on balance transfers made in the first 90 days (3% handling fee applies) 0% for 12 months†…
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How much credit can you have?
Hi, I am about to apply for a new card to do some balance transfer, so hoping someone could give me some feedback on my report as I don't want to get a rejection. I've checked on Experian my report shows: 1 missed payment on a CC (missed a £5 payment while on holiday). 10 credit accounts, 14 searches in last year, 0 in…
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Mint-beware!
I have just transfered a balance to MINT using their offer of 0% balance transfer with a 3% balance transfer fee. I opened my statement this morning to find I had been charged interest on the transfer fee!? They informed me on the phone that the transfer fee is treated as a purchase and intererst will be charged on it for…
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Tesco Credit Card Con?
sorry, incorrect info posted
