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Credit Card Application
Hey there! Thinking of applying for a new Abbey 0% card (after reading the nightmares people have had doing it online I think i'll do it in a branch instead) however, my question is; Is there any benefit/drawback from having an additional cardholder added during the application process, might abbey look favourably on it or…
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End of Natwest Interest Free Period - Question
We are currently stoozing the cost of our wedding and honeymoon (£14k) on a Natwest Platinum Card. We have all the money required to pay it off in a savings account with YBS. The Interest Free period ends at our next bill date, at the beginning of January. The comment on the latest bill however is that if we pay the…
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egg card
when i go to Egg Money admin then Transfer a balance then [FONT=arial,helvetica]Current account / overdraft[/FONT] i want to transfer my postive balance 9k but at the top all it says is [FONT=arial,helvetica]credit limit[/FONT] [FONT=arial,helvetica]£3000.00[/FONT] so if i transfer 9k it wont come out my credit limit will…
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after 0% runs out
when the 0% credit card has run out and you have either paid it back in full or transffered to another card do you cancel the card or let it lie dormant.
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Stoozing to overpay mortgage - help required!
Hi there, This is my first post, so please be patient! I've just read a post on the Mortgage Free Wannabee board where someone was saying he had paid off his mortgage early by borrowing money on 0% credit cards (the money from the credit card was being paid straight into his bank account, I think) and he was using this…
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Stoozing - Something missing?
Hi People, With stoozing, which I realise I am doing with my Virgin Credit Card, I think one small detail has been omitted. As far as I can see, there is no account given to the minimum repayments. E.g. You stooze the cash, pay the 2.98% fee and save the cash, at 6%. However, for 16 months you pay the minimum repayment,…
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Shell / Egg instant cashback
Odd. Filled up with 45.04 of diesel using Egg Money on 26oct and today I notice an instant cashback credit of 0.90 on my account. That's 2%. Not mentioned on Egg Money website. Fill your boots.
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MBNA - paying off by debit card
I need to pay off my Virgin card stooze to-morrow. Is it possible to make multiple debit card payments online?
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Credit Card Refund
I am soon to receive a refund from a credit card company, which they say they will pay into my account. I pay my credit card off every month and so it will be in credit. Does anyone know whether I can simply withdraw the money as cash without incurring charges?
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BT Credit card
Don't know whether this is already posted or not. But looks like a good deal http://www.productsandservices.bt.com/consumerProducts/displayCategory.do?categoryId=CON-BT-CCARD-I&s_intcid=con_intban_ps2_vas_creditcard 0% for 12 months† on balance transfers made in the first 90 days (3% handling fee applies) 0% for 12 months†…
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How much credit can you have?
Hi, I am about to apply for a new card to do some balance transfer, so hoping someone could give me some feedback on my report as I don't want to get a rejection. I've checked on Experian my report shows: 1 missed payment on a CC (missed a £5 payment while on holiday). 10 credit accounts, 14 searches in last year, 0 in…
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Mint-beware!
I have just transfered a balance to MINT using their offer of 0% balance transfer with a 3% balance transfer fee. I opened my statement this morning to find I had been charged interest on the transfer fee!? They informed me on the phone that the transfer fee is treated as a purchase and intererst will be charged on it for…
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Tesco Credit Card Con?
sorry, incorrect info posted
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Smile Credit Card - I'm not smiling!
I just got my new smile credit card through, it's taken quite a while for the application. I had to activate it online and couldn't remember what my security code was. So I called them, they were so rude to me and I got about a 20min lecture on the importance of protecting against fraud. I understand what they are saying…
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CallCredit - Statutory credit report questions
Over the past few years I've applied, and of course received, my CRA reports from both Experian and Equifax. I've always applied online without any fuss or bother. I've yet to bother with CallCredit. Two questions: 1) Am I being blind in failing to find a place on CallCredit's website where I can order it online. Or must I…
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getting credit card to pay loan can you help?
Hi, I`m wondering if any one thinks its possible to and if so is it a good idea to apply for a credit card with 0% on purchases to pay my loan off.I have 18 months left on my loan so I thought maybe I could get a card offering 0% for 9mths then after 9mths change to another card offering 0% on balance transfers.Also I dont…
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FSA/Banking code etc query
I've been having a few issues with GE Money being arsey with me. So, I decided to pay off a chunk of the balance we owe them using a Barclaycard 0% cheque. However, GE Money have returned the cheque, accompanied by a badly photocopied letter which states that they're unable to accept credit card cheques as payment! I've…
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Balance Transfer Amounts
I currently have the required Egg Money Card with a credit limit of 2300, and another old credit card with a limit of 3700. Both get paid in full each month and pretty much have done since I got them, a few times I forgot and got interest (always did min. payment). I want to open an Abbey Zero card to top up my ISA…
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somethin eggy abt egg
Egg card keeps charging me an overlimit charge (£16) even though i bring my usage to below the limit 2 weeks before the statement is produced. :mad: Can i also reclaim from from on over limit and late payment charges?
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when can I get 0% ?
HI all I do not have any default or ccj in my credit file, but have few missed payments in the past just been lazy really. how long before I can get accepted for 0% deal? a year with no miss payments? or more? I am registered in the elctrol for less than a year in my new address, I know the longer Iam in my current address…
