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Is this a cunning plan??
Hello there I've recently been realising the benefits of moving balances around different accounts for different gains and so on and am also working hard to improve my credit rating. I'm moving into a new flat and desperately need £200 cash but am unable to get it from my current account as it's £100 overdraft is at it's…
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Special offer with MBNA bmi - 0% on purchases
I have just been offered a 0.0% until 5 November 2009 on all new card purchases completed before 30 June 2009. There is apparently no fee. So - what do I do / buy to get this vast amount of 0% cash into my account? Should I be buying a load of Amex travellers checks? It needs to show up as a purchase. Do Amex TC's show up…
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get cashback paying your council tax
Hi I have a Capital One cashback credit card and my council allows me to pay my council tax online using a credit card so I get cashback on my council tax. My council tax is £1896 so £19 cash back. Not a lot but every little helps. I also have an Asda credit card I used only for buying petrol at Asda, 2p off a litre, but…
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Egg Money - how to withdraw positive balance
I just received a balance transfer in my Egg Money account. How do I transfer the money to my current account?
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Manufacturers Low Rate Finance New Car Schemes
With all of the low rate finance schemes available on new cars throughout dealerships, is there not a website available which allows you to compare them all without having to go on to each individual manufacturers website?
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Using a current a/c transfer to pay your mortgage - Possible
Hi, Not sure if there is already a topic that covers this but had a quick look and couldn't see one. I received a letter from BT today offering a credit card - I was about to put it in the recycling bin when I noticed they're offering, amongst other things, 0% for 12 months on current account transfers (with a 4% handling…
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nat west bank
You may like to know that the national westminster bank,have today reduced the interest rate on their E isa on accounts opened on or after the 15thMay09. I was myself and my wife in the process of opening this account online on the 9thmay09 and was supposed to open instantly as i was already a national westminster customer…
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BT Credit Card
:mad: Just got the 'save up to £75 off your bill' offer with the new BT Credit card. Don't bother! I just worked it out, to save that you will have to spend £750 per month on the card for one year and pay it off each month to get the full benefit.
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Q re MBNA Offers - (cheque/BT/money transfer)
Hi I have received a letter from MBNA with 3 offers for me. One is to use the attached cheques at 0% until May 2009, a BT at 0% until May 2009 and a money transfer in to my bank account at 4.9% until May 2009 - all with 3% handling fee. I don't see why I shouldn't write one of the cheques to myself and pay it into my bank…
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Cash Needed!
Hi Can anyone help please, I am looking to obtain a credit card where i am able to transfer cash into my current account, i need around £10,000 and I will be able to pay this off within 12 - months. HELP.... FinanceDummy :confused:
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Unenforceable Credit Agreements
I'm wondering if anyone has any experience with the above, I have responded to a company who advertised on our local radio saying that any credit agreements that I took out in the last 7 years may be unenforceable and they will be able to take it to court and get the entire credit card balance written off. Their fee is…
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slow stoozing with the halifax regular saver
halifax seem to be falling over themselves to give free money to all those who least need it at the moment. the extra three months free purchases they're offering on their all in one card at the moment ('exclusively for me') offers the chance to marry the card up with their regular saver, which offers 4% on up to £500 a…
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Help - has anyone heard of this company
Hi everyone, Need help on something....posted an ad on Gumtree to sell my car, anyway i got a telephone call from a company call 1st Vehicle Limited. They want to sell my car for me (according to them they deal with finance companies) so are able to sell to buyers directly through them. However, i have to pay £50 (which is…
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false information by debt collection company
Hi We have received a letter from a debt collection agency for a debt that has been paid directly to the supplier of the goods (a health club) we also have a receipt from them confirming the payment. The letter from the agency states they are going to commence court action and that we have to pay them a further £60.00 on…
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Credit Card/Credit Record
OK, so just received a credit card for boosting my credit record... My intention is to buy things on the card and pay back same month. Whats the recommended i spend on it per month? or doesn't it matter? Also how long will it take to have an effect on my credit score? Thanks -Matt
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late payment mortgage charges
Can we reclaim mortgage charges in the same way as unfiar bank charges. I was charged £50 for a late payment, plus £10 for a letter.
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Crazy MBNA offer
I got some of those credit card cheques that I usually hate, but the offer is mad. 0.00% APR until June 07 - thats nearly 10 months! You can get up to 95% of your balance, there is a 3% charge (max £75). What do you think I'm going to do with it:D
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card holder dies with outstanding debt still owed
My father in law recently passed away suddenly and had a credit card with an outstanding balance of over £2k. What happens now with regards to the debt and how it effects my mother in law? :confused:
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Suggestion how to make this worth it, stooze wise?
I can access £9.5k @ 0% for 9 months thanks to a promo cheque sent to me. However it carries a 2.99% fee. Even although I'm a non-tax payer, I can't find anywhere I can put the cash to make it worthwhile stooze-wise. Any ideas?
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credit card charges
i had 3 credit cards got into trouble with them ,and had to take out an iva. i have through this site succcesfully reclaimed unfair charges.but can i still claim for anything else.they have all been payed off
