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First Direct - Limit

Lennys_Shinpad
Posts: 231 Forumite


Hi, I'm about to sign up for a 0% purchase credit card for a bit of slow stoozing. I fancy the First Direct credit card because I bank with them.
Does anybody know what kind of limits they are happy to offer? Their website says that they offer £3k minimum. I want to apply for a £5k one but aren't too sure if I'll get knocked back straight away.
Has anybody applied for them recently?
Thanks,
Lenny.
Does anybody know what kind of limits they are happy to offer? Their website says that they offer £3k minimum. I want to apply for a £5k one but aren't too sure if I'll get knocked back straight away.
Has anybody applied for them recently?
Thanks,
Lenny.
Save £6k in 2015 - Jan £500
0
Comments
-
You do know you have to make a BT to the Gold card (min £100 and a 2.5% fee applies) in order to get the 12 months 0% on purchases?
I have the offer of a guaranteed card in my secure area. Only been with them 8 months and paid 7 months salary in (and straight back out again). My pre-approved limit is £10K...based purely on account conduct. No external search has been/will be made.
Have you checked your offers? You may have a similar offer. (click on "apply for: credit card" to see).0 -
YorkshireBoy wrote: »You do know you have to make a BT to the Gold card (min £100 and a 2.5% fee applies) in order to get the 12 months 0% on purchases?
I have the offer of a guaranteed card in my secure area. Only been with them 8 months and paid 7 months salary in (and straight back out again). My pre-approved limit is £10K...based purely on account conduct. No external search has been/will be made.
Have you checked your offers? You may have a similar offer. (click on "apply for: credit card" to see).
Cheers, I didn't realise that I had to transfer £100 to them. That's a real pain because I my current credit card is an HSBC one. I think my best bet will be to get a better 0% deal somewhere else.
Lenny.Save £6k in 2015 - Jan £5000 -
They also count M&S Money as a card within the same group, which surprised me.0
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