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when can I get 0% ?

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HI all

I do not have any default or ccj in my credit file, but have few missed payments in the past just been lazy really. how long before I can get accepted for 0% deal? a year with no miss payments? or more? I am registered in the elctrol for less than a year in my new address, I know the longer Iam in my current address the better.
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