Egg cash back card

Rover

Does anyone know if the 1% cash back egg card is still available. And if so are there any strings attached/pitfalls.

Cheers.

CannyJock

Rover wrote: »

Does anyone know if the 1% cash back egg card is still available. And if so are there any strings attached/pitfalls.

Cheers.

The Egg Money card with 1% cashback across the board is no longer available to new customers.

The Egg Card is still listed as 1% cashback on the main stoozing site (http://www.stoozing.com/cashback.php) but I can't see any mention of the cashback on the Egg Card summary.(http://new.egg.com/visitor/0,,3_11081--View_1766,00.html)

No strings with cashback. Only pitfall is if you cancel your card before the cashback gets paid out.

lisyloo

Yes, you have to wait for March until it's paid out.

Rover

Thanks for the feedback peeps.
Couldn't actually find anything on Egg's site either.
Cheers anyway.

£&*£(£)*

I wouldn't go with Egg if you want a credit card that works.

I had this card, and they were stopping my transactions ALL the time. I'd end up being declined at loads of places, then a few days later get an automated call asking me to confirm the transactions. By this point it's too late, and you have to go and 'clean up' with all the people you've purchased from. It happened on all manner of transactions, from £14 to £200. All legit purchases.

When I left them, they didn't try to stop me at all. Just said "K Thnx Bye", and that was that. I suspect they recognise and penalise those that just use it for the cashback and pay it off each month. People like us aren't good customers that make them money.

Never again, not worth it for the 1%. Imagine if you need it in an emergency and they're declining it.

Mutton_Geoff

I second the critiscm of Egg. I use it as my main monthly spend card now (for the cashback) but they have bounced 4 transactions over the last two months causing me problems with merchants (both online and bricks n mortar). Several other transactions resulted in automated calls to verify the transactions despite a couple of calls to them to ask that they examine my spending/payment pattern before declining these transactions all the time.

A real nuisance. In fact I'm going to send them another secure message now :mad:

Eydon

Personally I'd stick up for Egg. I've had Egg Money for years. Always pay the balance in full, never pay interest, and earn close to the maximum £200 cash back every year. Never had a transaction declined (that I can remember) and only ever had one transaction refer (which was for the first transaction on a new card after I'd had some fraudulent transactions on the old one - so fair enough).

Had the automated calls a few times to query transactions, but only ever after the fact (usually a few hours after), and I find it quite reassuring that they're on the ball.

I'd have no hesitation in recommending them - and before any one asks, I don't work for Egg, and never have done.

lisyloo

I have mixed views, but on balance I'm quite pro-Egg.

I've had transactions stopped before and I can understand it can be annoying and possible much more than that.
But I'd rather have a card company that does try to stop fraud as ultimately I believe that's more hassle.
I've had loads of good deals from egg - annual cashback, instant cashback etc.

Sloganjerry

I've been given quite a low credit limit on my egg money card (£1500) even though I’ve held it for 3 or 4 years now and have a good credit score and other cards with much higher limits. I have always ran the account well, never missing a payment but whenever I request that they increase my credit limit I’ve been turned down. I quite often make expensive purchases which the limit on my egg money card doesn't cover meaning I end up using another credit card and miss out on cashback. I often use American Express which I have a £5000 limit on but not everywhere takes this. This is why I got the egg money card in the first place. Is it possible for me to load my egg money card so it is in credit (plus credit limit) to the value of my purchase; and if so can I still get cashback on the whole purchase amount?

Many thanks in advance!

CannyJock

Yes on prepaying to it to increase the funds available to spend.

Yes on getting cashback on the full value of the purchase.

My limit with Egg is a piddly £ 500 but I've still maxed out my £200 cashback already

jonnyenglish

CannyJock wrote: »

Yes on prepaying to it to increase the funds available to spend.

Yes on getting cashback on the full value of the purchase.

My limit with Egg is a piddly £ 500 but I've still maxed out my £200 cashback already

So technically Cannyjock could you load the card with say £15,000 when your credit limit is actually £500 and make a £15,000 purchase and get cashback on the whole £15,000? I'm a bit confused about the rules for pre-loading now since they introduced the "new" egg money card as I thought they had done away with the positive balance...

Cheers