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Big purchase on a 0% card, any advice?
Hi all, I'm getting a bit confused with my options on here and hoping people could advise. I have in the past paid for my car insurance in one go using a 0% credit card and paid the balance off in full each time to avoid all charges. This year it's about £300 and I plan to do the same trick but wondered about doing the…
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A free mule ride
I'm actually trying to setup a credit card loan, gives me greater flexibility of over/under payments etc. Baclaycard Life of balancer transfer, currently 6.9% seems to be best on the market plus it seems to be lower than all personal loans. I already have this card, and have checked and the offer is open to me. However the…
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Has anyone negotiated an extended 0% period?
Mine's coming to an end (M&S) and wondered if they would consider extending it. Has anyone ever managed this? If not, I will get another card as I only use them to collect rewards and pay balance every month. Just thought that in these times that might do anything to try and keep some custom although I appreciate I'm not…
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When to stooze with upcoming mortgage application
I have 0% BT card with £10k on it coming to an end on 1st January. I would like to apply for another card shortly to get it in place for then. I've got good credit rating and never had problem previously apllying for cards However am just starting process of moving house over next few months (have just had offer accepted…
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Egg Money negative cash back with positive balance?
Hi, I have searched this forum for similar items but failed to find anything, so here goes: Last month, I used my Egg Money account for stoozing and had therefore a positive balance before transferring to a savings account. When transferring, I called customer service and they say I should not go into negative balance when…
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MSE News: 'Stoozing' primed for Oxford English Dictionary
This is the discussion thread for the following MSE News Story: "The word 'stoozing' could soon find itself in the Oxford English Dictionary (OED). It is used by MoneySavers to describe borrowing cash on credit cards at ..." Read the full story: 'Stoozing' primed for Oxford English Dictionary
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Bank error
Can someone please offer me some advise?? I was paid a small bonus from my job in August but the amount i recieved in my bank account was not what payroll sent. My payroll office sent me a print out of the transaction which showed the amount they sent to the bank was more than what i received. Even after showing my bank…
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Credit card cheques?
Having read up on here I applied for my virgin card (16mnths) and it has now arrived. I was all set to do an SBT (4% fee) but when I checked through the paper work and found I could order credit card cheques that came under the same 0% 16mnths deal but with a 2.98% fee. Have now ordered these and planning to use them to…
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Applying for 2 credit cards
hi - what are my chances of applying for 2 credit cards within days of each other; namely the virgin one (16month free interest and the nat west platinum (15 month free interest and I am a nat west customer) please? Is there a place on the form to state what credit I would like? thanks
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Finding my first Credit Card for a balance transfer
I currently have an overdraft of £940 with Halifax - but I hear they are going to be changing the account over so it will charge me £1/day for every day I'm in my overdraft which is ridiculous. So I'm looking for a card that I can do a balance transfer on from an overdraft. If I can't find one that allows me to transfer…
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Potential free credit from AMEX!!
Only applies to existing AMEX card holders!. My friend holds a platinum AMEX cashback card and out of the blue called AMEX to cancel his card because of the introduction of the dormant fee. AMEX basically offered him £30 credit on his card not to cancel the card and when I tried my luck today I was offered £20 credit on my…
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BMIBaby credit Card Failure to get free flight
Hi I wonder if I am alone ? I have had a BMIBaby credit card for 2 years and spend the required amount to get a "free" flight. No problem first year, second year flight due June 2009 and they sent me a code but it was the same one as in the first year so it didn't work as it had already been used. 6 phone calls to…
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Advice
Hi all, I am currently looking around for my 1st ever credit card. Im am 28 and recently married. I would estimate that i would spend approx £300-£400 per month and of course, this would be paid off in full each month. I have no clue as to which card would suit me best or give me the best cashback etc... Please help!
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halifax.
Can anyone tell me why on earth i should be declined for a credit card from halifax. I have banked with them for years. I have a reward account where at least £1500 goes in every month. We have substantial savings with Halifax ISAs We have no debt and own our property.:confused: I dont want to get a credit report myself…
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A final stooze bonus!
A full 20 months after I applied for them, my Natwest & RBS stooze cards (long since settled and gone) have turned in their grave and coughed £24 each into my Quidco account. Updated my sig, many thanks Martin!!
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Is today the day stoozing died?
With the base rate now 3% surely there aren't going to be any savings accounts with a high enough interest rate to make stoozing worthwhile, or am I wrong? Surely the only way stoozing can continue is if credit cards start offering SBTs with fees of 1% instead of 3%.
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Nectar points not looking too good
After acquiring an American Express Nectar credit card about a year and half ago (the height of Stoozing), I've managed to rack up a fair few Nectar points. As I've now got quite a few, I was looking to spend some of them. A quick varied look at their rewards page points offers up the following: * Jamie's America - 4300…
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Egg Money - the only positive balance card?
Hi I have read the stoozing guide but I couldn't find an answer to this question. Apologies if this is answered elsewhere. If I do a balance transfer from a card to a credit card with a zero balance I assume I will create a credit on that card. Can this credit then be paid out fee free or is this only possible with the Egg…
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halifax 0% for 9 months on purchases
is there any catch on this I apply get accepted and spend for 9 months keeping under my credit limit and making minimum payments for 9 months is that correct ??
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Another credit card needed for stoozing and advice
My wife recently closed her virgin credit card, it had a 0 balance on it for about a year she now has no credit card. Could you give me some advise as to which card offer to apply for. Where to put the money in order to make a profit worth all the applications. I would assume she would get somewhere in the region of…
