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Bank error
Can someone please offer me some advise?? I was paid a small bonus from my job in August but the amount i recieved in my bank account was not what payroll sent. My payroll office sent me a print out of the transaction which showed the amount they sent to the bank was more than what i received. Even after showing my bank…
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Credit card cheques?
Having read up on here I applied for my virgin card (16mnths) and it has now arrived. I was all set to do an SBT (4% fee) but when I checked through the paper work and found I could order credit card cheques that came under the same 0% 16mnths deal but with a 2.98% fee. Have now ordered these and planning to use them to…
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Applying for 2 credit cards
hi - what are my chances of applying for 2 credit cards within days of each other; namely the virgin one (16month free interest and the nat west platinum (15 month free interest and I am a nat west customer) please? Is there a place on the form to state what credit I would like? thanks
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Finding my first Credit Card for a balance transfer
I currently have an overdraft of £940 with Halifax - but I hear they are going to be changing the account over so it will charge me £1/day for every day I'm in my overdraft which is ridiculous. So I'm looking for a card that I can do a balance transfer on from an overdraft. If I can't find one that allows me to transfer…
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Potential free credit from AMEX!!
Only applies to existing AMEX card holders!. My friend holds a platinum AMEX cashback card and out of the blue called AMEX to cancel his card because of the introduction of the dormant fee. AMEX basically offered him £30 credit on his card not to cancel the card and when I tried my luck today I was offered £20 credit on my…
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BMIBaby credit Card Failure to get free flight
Hi I wonder if I am alone ? I have had a BMIBaby credit card for 2 years and spend the required amount to get a "free" flight. No problem first year, second year flight due June 2009 and they sent me a code but it was the same one as in the first year so it didn't work as it had already been used. 6 phone calls to…
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Advice
Hi all, I am currently looking around for my 1st ever credit card. Im am 28 and recently married. I would estimate that i would spend approx £300-£400 per month and of course, this would be paid off in full each month. I have no clue as to which card would suit me best or give me the best cashback etc... Please help!
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halifax.
Can anyone tell me why on earth i should be declined for a credit card from halifax. I have banked with them for years. I have a reward account where at least £1500 goes in every month. We have substantial savings with Halifax ISAs We have no debt and own our property.:confused: I dont want to get a credit report myself…
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A final stooze bonus!
A full 20 months after I applied for them, my Natwest & RBS stooze cards (long since settled and gone) have turned in their grave and coughed £24 each into my Quidco account. Updated my sig, many thanks Martin!!
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Is today the day stoozing died?
With the base rate now 3% surely there aren't going to be any savings accounts with a high enough interest rate to make stoozing worthwhile, or am I wrong? Surely the only way stoozing can continue is if credit cards start offering SBTs with fees of 1% instead of 3%.
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Nectar points not looking too good
After acquiring an American Express Nectar credit card about a year and half ago (the height of Stoozing), I've managed to rack up a fair few Nectar points. As I've now got quite a few, I was looking to spend some of them. A quick varied look at their rewards page points offers up the following: * Jamie's America - 4300…
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Egg Money - the only positive balance card?
Hi I have read the stoozing guide but I couldn't find an answer to this question. Apologies if this is answered elsewhere. If I do a balance transfer from a card to a credit card with a zero balance I assume I will create a credit on that card. Can this credit then be paid out fee free or is this only possible with the Egg…
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halifax 0% for 9 months on purchases
is there any catch on this I apply get accepted and spend for 9 months keeping under my credit limit and making minimum payments for 9 months is that correct ??
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Another credit card needed for stoozing and advice
My wife recently closed her virgin credit card, it had a 0 balance on it for about a year she now has no credit card. Could you give me some advise as to which card offer to apply for. Where to put the money in order to make a profit worth all the applications. I would assume she would get somewhere in the region of…
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Paying for our holiday using our credit card
Usually we pay for our holiday using our credit card but as the charges will be so high we have decided to pay the minimum amount to ensure we are covered in case of problems with flight/accommodation etc. Does anyone know what the minimum amount is please?
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First Direct - slow stooze, is this right?
I bank with first direct. They are offering me a card with 12 months interest free on purchases and life balance transfer at 5.9%, with 2.5% BT fee. Both offer rates avaliable if you transfer a minimum of £100. So thinking about a slow stooze. If I transfer £100, pay the £2.50 for the priveledge. Then clear that balance in…
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Best way to approach applying for 3-4 cards
I'm looking to apply for 3-4 cards to do a bit of stoozing but my question is which is the best way to approach it. Either Apply for one card, wait to receive it, do a BT and then apply for a second listing the first card and outstanding balance with the new provider and so on. Or - Apply for as many as possible at the…
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please check CCs before I apply for Santander 0%
Would like to apply for the Santander 0%12 months and 0% BT fee offer posted to me. However, would like to maximise the credit limit. Can you guys check my outstanding CC debt and see what I can do before I apply? Egg Card £11.5K credit limit (unused for a year now) Egg Money £2.3K credit limit (use this for purchases and…
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Cards to apply for
Hi all, is there a website where you can enter your details into an engine and it suggest what cards to apply for? Moneysupermarket.com did something like this but i cant find it anywhere? do they still do this? Dont want to apply for a card and get rejected and affect my credit score...
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Advise needed on BT
Hi all, here's my situation, hopefully someone can offer some sound advice. I currently pay off a loan with 13 more payments of £141.54 to go - the total being £1840.02 left to pay - my friend told me that if i could pay off my loan in one go i would pay less and they couldn't charge me the whole interest amount. I also…
