What About This one?

cwpaters

Can I pay for a £3.99 chicken or whatever in tesco or the like and request a £60 cashback on my 0% spending card? Do this for everyday over a period and build up an amount and deposit this to an ISA? Or pay off a current overdraft? Would this work? Or would my card company k ow it had been a cashback transaction?

realaledrinker

Cash back only applies to debit cards

co123456

There have been exceptions reported in pubs, however as the trader is probably losing money, this may have been tightened up. Many more easier ways of extracting cash from credit cards.

cwpaters

so what are the easier ways then?

CannyJock

The easiest way with a 0% purchase card is to buy the £3.99 chicken, pay for it with your credit card, take the cash you would have spent and put that in the ISA instead (make sure you pay the minimum on the credit card during the 0% promotion period).