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bakerboybwb

bakerboybwb
Posts: 1 Newbie
please help bank of scotland credit card debt £11,000 seven months behind cant seem to sortout anything with them they say it will now pass to a debt recovery agency despite pleading with them to take my offer of £100 permonth what is the case with the debt recovery people can i make an offer to pay so much a month or can they go after the house that is on a joint morgage but the debt is in my name i would be gratefull for any advice because they will not help at all not even reduce the apr i do want to pay them but cant at there rate i dont want to iva or anything this has arisen because my bussiness had to close down so now i work for some one but dont have the income i used to have thank you
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Comments
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You're going to need a bigger hook.0
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If it's a genuine post and not a troll, you need to speak to CAB for debt advice, I don't think you'll get the help you're looking for on the stoozing board.
You might want to try posting again on the Debt-Free Wannabe board too - http://forums.moneysavingexpert.com/forumdisplay.html?f=76
As an aside, when you approached Bank of Scotland about your proposal, did you remember to include capital letters and full stops? I notice you found the bold button okay though."A child of five could understand this. Fetch me a child of five." - Groucho Marx0
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