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Barclaycard 0% 12 month cheques
I've recently been sent some 0% Balance Transfer cheques from Barclaycard. Now, I've had Balance transfer offers before, and I've also had cheques before, but never a combination of the two. As the 0% is until Jan 10, I'd like to use a cheque to clear my overdraft, which I'm paying a lot higher rate on. Is there anything…
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Halifax 0% for 12 months - when to pay off?
I have a Halifax Mastercard which I've been using to slow-stooze since January. The card arrived with me around January 21st. It's a 12-month deal. My most recent statement is dated December 16th and shows that payment needs to reach them by January 11th. My question is this: At what point will they begin to apply…
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Are there any super balance transfer cards still available?
I owe the taxman ~ £8,000-10,000, although it doesn't become due for between 7 to 19 months. I'd planned to save this up over the next 9-12 months, but for various reasons I'd now like to pay this off ASAP. Essentially then, I want an £8k loan for 12 months - and I'm wondering if a 0% Balance Transfer might not be the best…
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will Halifax/Barclaycard/Mint/Natwest pay a positive balance to my current account
I have several cards with zero balance (just in case the worst ever happens). could I BT to one of these cards and the provider pay the credit balance to my bank?
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Does this stoozing work
From what I've read and understand on Martin's links on the subject,I borrow £XXXXX on a 0% card,transfer it to a cash ISA or savings account for the period and pay it all back before the 0% period ends (meeting the minimum monthy payment each month which is also paying off a very small portion of the balance at 0%…
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Paying off card and then paying 0% cheques into bank account?
Hi all, Just received some cheques for my Halifax card offering 0% over 12 months. The letter specifically says I'm allowed to pay these into my bank account. Now I already have some debt on the card which is at 16.9% I believe, my question is would I be able to pay off this debt first from my bank account and then pay the…
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Fee-free 0% transfers
Does anyone know of any credit card companies that don't charge a fee on 0% balance transfer offers?
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money saver newbie
I HAVE BEEN SENT BLANK CHEQUES FROM VIRGIN CREDIT CARD, INTEREST FREE TO MAY 2011. IS IT BETTER TO USE THE CHEQUES AND PUT MONEY IN TO MY BANK, OR DO A MONEY TRANSFER AND USE MY CARD, THEY BOTH HAVE THE SAME PERIOD OF INTEREST FREE. IT SAID YOU LOSE SOME CONDITIONS IF YOU USE THE CHEQUES, CHEERS:beer:
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Help-will I be accepted for 0% balance transfer?
Hi I`m wondering if anyone can help me. I would like to apply for a 0% credit card deal, or a long term low rate such as Barclaycard to pay down some of the outstanding balance. I wanted to know if I would be likely to be accepted. My details are as follows: Income £30,000 Homeowner No late payments on any cards/loans etc.…
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Ppi, i think this is not right
Hi all, :confused: I DONT THINK IT IS RIGHT, SHOULD I CLAIM ON MY PPI IF I AM GOING INTO HOSPITAL, AND IN THE PROCESS OF CLAIMING UNFAIR SELLING OF PPI 10 YEARS AGO AGAINST THE CARD SUPPLIER I have sent 1st letter to marbles who have recently bought my account from HFC, I sent it 2 weeks ago as yet no reply, in which I…
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Ppi, i think this is not right
Hi all, :confused: I DONT THINK IT IS RIGHT, SHOULD I CLAIM ON MY PPI IF I AM GOING INTO HOSPITAL, AND IN THE PROCESS OF CLAIMING UNFAIR SELLING OF PPI 10 YEARS AGO AGAINST THE CARD SUPPLIER I have sent 1st letter to marbles who have recently bought my account from HFC, I sent it 2 weeks ago as yet no reply, in which I…
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BT from MBNA to Current Account via Mint - can this be done?
MBNA have agreed to reduce their BT fee from 5% to 3% if I do it as an actual transfer against another credit card balance, or 4% as a transfer to my current account. I have small balance sitting on my Mint card (say £5K) which I do want to pay off but I was also looking to transfer an additional amount to my account for…
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Paying for car with credit card
Hi, I need some advice. I would like to trade my old car in, in January with the scrappage scheme. The hyundai dealer does not take credit cards but will take debit cards. I need £5000 to go towards the £2000 scrappage allowance. Can I apply for a credit card then pay a cheque into a bank and use the debit card to pay the…
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Work expenses on card
Hi, My job requires that I pay for some expenses which I claim back at the end of the month. These are usually between £250 - £400 Per month. I can't really afford to pay this up front anymore. I don't qualify for a corporate card. I have started to use my Tesco card for this, but as I'm a bit new to credit card I don't…
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Is stoozing still worth the effort?
I have had an amount in savings for over 2yrs stoozed off my original CC BT and making the repayment from another source. I've kinda got used to the balance sitting in my savings account now. In Dec my virgin 0% ends. Because of the fees charged now and the savings interest being so low, is it worth trying to find another…
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Mis-sold Credit card
Just want to pick you clever peoples brains if I may. I have a credit card which I took out in 2003, purely for the purpose of needing it for an imprint when renting a car for a holiday in Europe. I was on income support at the time, so I was grateful to my bank for helping me out (although strictly speaking they shouldn't…
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HBOS 0% BT purchase offer - pre selected / approved
[FONT="]I got a call yesterday from HBOS offering me (as a valued customer!!) a pre-approved 9 month % purchase and 6 month 0% BT offer. According to the advisor the BT is fee free if I apply in the first few weeks. I'll wait until I have this in writing, but I've previously had generous limits from HBOS so I have my…
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Credit Card Settlement Bartering
Does anyone know whether you can barter with credit card companies for settlement in full on balances? I have recieved a small windfall £10k and would love to clear and close my 2 Credit Cards to prevent getting in the same mess but they total balances come to just over £11k (5600 & 5400). Do you think the Credit Card co's…
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Virgin 9months 0% NO FEE
Following Martin's mail this morning, I quickly popped on and put an application in and got £3k. Great. However, I had to estimate the BT amount for two CC's and I put in a higher figure. I always pay the cards off each month, so I have no idea what exactly will be owing when the transfer goes through, but we are doing…
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£30 free with Barclaycard Goldfish
Did anyone sign up to this where you get £30 in vouchers after 3 months? I havent had mine yet but I have paid 3 months off in full over £100 each time.
