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Fee-free 0% transfers
Does anyone know of any credit card companies that don't charge a fee on 0% balance transfer offers?
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money saver newbie
I HAVE BEEN SENT BLANK CHEQUES FROM VIRGIN CREDIT CARD, INTEREST FREE TO MAY 2011. IS IT BETTER TO USE THE CHEQUES AND PUT MONEY IN TO MY BANK, OR DO A MONEY TRANSFER AND USE MY CARD, THEY BOTH HAVE THE SAME PERIOD OF INTEREST FREE. IT SAID YOU LOSE SOME CONDITIONS IF YOU USE THE CHEQUES, CHEERS:beer:
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Help-will I be accepted for 0% balance transfer?
Hi I`m wondering if anyone can help me. I would like to apply for a 0% credit card deal, or a long term low rate such as Barclaycard to pay down some of the outstanding balance. I wanted to know if I would be likely to be accepted. My details are as follows: Income £30,000 Homeowner No late payments on any cards/loans etc.…
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Ppi, i think this is not right
Hi all, :confused: I DONT THINK IT IS RIGHT, SHOULD I CLAIM ON MY PPI IF I AM GOING INTO HOSPITAL, AND IN THE PROCESS OF CLAIMING UNFAIR SELLING OF PPI 10 YEARS AGO AGAINST THE CARD SUPPLIER I have sent 1st letter to marbles who have recently bought my account from HFC, I sent it 2 weeks ago as yet no reply, in which I…
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Ppi, i think this is not right
Hi all, :confused: I DONT THINK IT IS RIGHT, SHOULD I CLAIM ON MY PPI IF I AM GOING INTO HOSPITAL, AND IN THE PROCESS OF CLAIMING UNFAIR SELLING OF PPI 10 YEARS AGO AGAINST THE CARD SUPPLIER I have sent 1st letter to marbles who have recently bought my account from HFC, I sent it 2 weeks ago as yet no reply, in which I…
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BT from MBNA to Current Account via Mint - can this be done?
MBNA have agreed to reduce their BT fee from 5% to 3% if I do it as an actual transfer against another credit card balance, or 4% as a transfer to my current account. I have small balance sitting on my Mint card (say £5K) which I do want to pay off but I was also looking to transfer an additional amount to my account for…
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Paying for car with credit card
Hi, I need some advice. I would like to trade my old car in, in January with the scrappage scheme. The hyundai dealer does not take credit cards but will take debit cards. I need £5000 to go towards the £2000 scrappage allowance. Can I apply for a credit card then pay a cheque into a bank and use the debit card to pay the…
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Work expenses on card
Hi, My job requires that I pay for some expenses which I claim back at the end of the month. These are usually between £250 - £400 Per month. I can't really afford to pay this up front anymore. I don't qualify for a corporate card. I have started to use my Tesco card for this, but as I'm a bit new to credit card I don't…
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Is stoozing still worth the effort?
I have had an amount in savings for over 2yrs stoozed off my original CC BT and making the repayment from another source. I've kinda got used to the balance sitting in my savings account now. In Dec my virgin 0% ends. Because of the fees charged now and the savings interest being so low, is it worth trying to find another…
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Mis-sold Credit card
Just want to pick you clever peoples brains if I may. I have a credit card which I took out in 2003, purely for the purpose of needing it for an imprint when renting a car for a holiday in Europe. I was on income support at the time, so I was grateful to my bank for helping me out (although strictly speaking they shouldn't…
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HBOS 0% BT purchase offer - pre selected / approved
[FONT="]I got a call yesterday from HBOS offering me (as a valued customer!!) a pre-approved 9 month % purchase and 6 month 0% BT offer. According to the advisor the BT is fee free if I apply in the first few weeks. I'll wait until I have this in writing, but I've previously had generous limits from HBOS so I have my…
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Credit Card Settlement Bartering
Does anyone know whether you can barter with credit card companies for settlement in full on balances? I have recieved a small windfall £10k and would love to clear and close my 2 Credit Cards to prevent getting in the same mess but they total balances come to just over £11k (5600 & 5400). Do you think the Credit Card co's…
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Virgin 9months 0% NO FEE
Following Martin's mail this morning, I quickly popped on and put an application in and got £3k. Great. However, I had to estimate the BT amount for two CC's and I put in a higher figure. I always pay the cards off each month, so I have no idea what exactly will be owing when the transfer goes through, but we are doing…
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£30 free with Barclaycard Goldfish
Did anyone sign up to this where you get £30 in vouchers after 3 months? I havent had mine yet but I have paid 3 months off in full over £100 each time.
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Big purchase on a 0% card, any advice?
Hi all, I'm getting a bit confused with my options on here and hoping people could advise. I have in the past paid for my car insurance in one go using a 0% credit card and paid the balance off in full each time to avoid all charges. This year it's about £300 and I plan to do the same trick but wondered about doing the…
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A free mule ride
I'm actually trying to setup a credit card loan, gives me greater flexibility of over/under payments etc. Baclaycard Life of balancer transfer, currently 6.9% seems to be best on the market plus it seems to be lower than all personal loans. I already have this card, and have checked and the offer is open to me. However the…
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Has anyone negotiated an extended 0% period?
Mine's coming to an end (M&S) and wondered if they would consider extending it. Has anyone ever managed this? If not, I will get another card as I only use them to collect rewards and pay balance every month. Just thought that in these times that might do anything to try and keep some custom although I appreciate I'm not…
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When to stooze with upcoming mortgage application
I have 0% BT card with £10k on it coming to an end on 1st January. I would like to apply for another card shortly to get it in place for then. I've got good credit rating and never had problem previously apllying for cards However am just starting process of moving house over next few months (have just had offer accepted…
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Egg Money negative cash back with positive balance?
Hi, I have searched this forum for similar items but failed to find anything, so here goes: Last month, I used my Egg Money account for stoozing and had therefore a positive balance before transferring to a savings account. When transferring, I called customer service and they say I should not go into negative balance when…
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MSE News: 'Stoozing' primed for Oxford English Dictionary
This is the discussion thread for the following MSE News Story: "The word 'stoozing' could soon find itself in the Oxford English Dictionary (OED). It is used by MoneySavers to describe borrowing cash on credit cards at ..." Read the full story: 'Stoozing' primed for Oxford English Dictionary
