Help i have done something really stupid - need piece of mind

Help URGENTLY

I think I might have made a huge mistake I have signed up for a First Millenium Platinum Card thinking it was a credit card until this arrived:
Congratulations! You are approved!

£5000 Unsecured First Millennium Platinum Merchandise Credit Line from E-Credit Plus!

FIRST MILLENNIUM PLATINUM SHOPPING CARDS are issued with:
NO Credit Check - NO Interest Charges

Remember, this one-time Fee (£99.95 Membership Fee) will appear as an entry by E-Credit Plus on your bank statement and entitles you to receive your £5000 Unsecured First Millennium Platinum Shopping Card for use exclusively at the E-Credit Plus Catalog. This amount will be deducted as soon as one (1) business day. So don't forget to deduct this amount from your bank account. Please allow 14 to 21 days for processing and receipt of your New Unsecured First Millennium Platinum Shopping Card. Remember, the first monthly debit of £4.95 for your monthly membership fee will be deducted as soon as thirty (30) days. If you have any questions regarding your account, please contact E-Credit Plus at 0808-234-2355 or by e-mail at [email protected]. Please add this e-mail address to your white list or approved senders list. Thank you and Congratulations again!


Martin what the hell have I signed up for is it a credit card or what please help surly I can cancel as quick as I applied. I only applied so I could book a holiday oh my god what have I done they are going to take a hundred pounds off me straight away.

Please Can You Answer Urgently please - Thanks Swiss

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