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wishes to be debt free

3 Posts
been refused credit card in sept and would like to know if i would be likely to be refused a loan to consolidate debt up to limit on cards (loan around 8000 needed)
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How much debt do you have currently? (all loans, cards, overdraft etc).
How much do you earn?
What is your credit rating like? do you have late payments, missed payments, defaults, CCJs?