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old endowment mortgage not sure if ive got ppi
hi guys first time ive posted on here so bear with lol.right my story starts in 1991 me and my now exwife went to the tsb for our mortgage we ended up with an endowment one.there's a long story about that failing but thats for another time. what i'd like to know is when we took the endowment mortgage out we got told by the…
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Ppi
How can i find out my account details of loans that i have taken out with provident doorstep loans
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Critical illness mis-selling? Discussion
This is a forum discussion for Martin's request for your experiences with critical illness complaints you have made or are considering making. This is the question and answer that prompted the discussion in full, as published in the 15 November 2016 MSE Money Tips email: Q. Fifteen years ago when I got my mortgage, I was…
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Been refused PPI compensation from Lloyds Bank
Hello, looking for advice please regarding PPI. I put in a claim to check if I'd been sold PPI just before the deadline last August. I thought I'd checked years ago so wasn't expecting anything. Was shocked when I was informed in October I'd had PPI on a loan and credit card from Lloyds Bank in 1993 ( had originally been…
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Complaint not upheld as Abbey were taken over by MBNA
Hi experienced PPI reclaimers, I'm looking for some help. I sent in a claim to Santander before the deadline last year. Today I have received a letter from them saying they have not upheld the complaint and have closed the case because post September 2001 the Abbey credit card was taken over by MBNA and as such, MBNA are…
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DCBL bailiffs
Hi all, I hope someone can give me some advise on what to do with the following: Early this year (around Feb) I found a company called a ppi company They stated they could obtain a PPI refund for me. I supplied them with my name and address and my bank (no bank details). They then said leave it with them. I then received a…
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Currys Care Plan 9Yrs +
Hi, First Post on here, hoping someone may be able to help! My husband and I have recently taken over his elderly mothers financial affairs due to her suffering with ongoing dementia. In doing so we noticed a direct debit for currys for £4.50 which went back as far as we could see on her account (2013) but neither she nor…
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PPI Company want a fee for an amount I obtained myself.........
About 5 years ago, I downloaded all of the PPI Forms from this website, completed them and posted them off to the various banks etc, some were successful, others not whilst one in particular promised to 'look into it'. Every 6 months or so, I would get a letter from this bank saying that they were still reviewing my case…
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Lloyds acting unethically?
I have received a letter
from Lloyds refusing to uphold my complaint over mis-sold PPI. What is
staggering about their decision is that they actually admit this: 'we did not
inform you that we would receive a commission and a share of any related profits
from the insurance company.' However, due to the date I entered into…
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Mis sold insurance
Hi I hope somebody can please help me I bought a setter from scs 3 years ago and with it I paid £200 for insurance which I was led to believe covered anything that went wrong. All the seams on the back cushions have come apart but when I have put in a claim I have been told the policy does not cover this ? Does anybody…
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Allay claiming permission to act on our behalf
Hi My wife kept receiving calls & texts from Allay PPI claims company a few months ago as she originally requested more details from them. But they kept contacting her, by phone calls to her mobile and texts, even though she decided not to carry on with the claim. So she just ignored all the calls/texts. She also received…
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Reclaim Rejection - Not Happy With Reasons
I have just received notification that my PPI claim has been rejected by Halifax and I am confused and a little aggravated at the reason and wonder if anyone else has had similar an what did you do? They have said I had PPI between 2000 and 2002 on a mortgage I took out however I have been rejected mainly because they did…
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Claiming tax refund on PPI payment
Completing tax form R40 to claim tax refund on PPI claim. Am trying to calculate the statutory interest. Would I be correct in thinking that the amount of tax paid will be 20% of the statutory interest?
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2 Questions re R40 form
Looking at this R40 form I have a couple of questions, firstly the section re employment income etc looks like it's set up for PAYE but I'm self employed and as yet haven't filed my self assessment for 19-20 yet so I cant fill 2.1 & 2.2 do I need to complete this section as its only PPI tax I'm claiming for? Secondly I had…
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PPI claim on joint account approved for claimant but can the joint account holder now claim?
Any help appreciated! My husband made a PPI claim through Gladstone Brooks on a joint account previously held with his ex wife. The bank has sent confirmation that the complaint is being upheld and he can apply for his 50% share provided his ex wife signs her agreement to his claim. How does it work for her to then receive…
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Shop direct finance / littlewoods
So I sent my PPI complaint in July . They sent a letter acknowledging I had PPI on account from 2006-2012 and said theatre looking into it . Since then I’ve heard nothing . Rang them today and they said I’m on day 80 but said they have yet to look into it ... Anyone else dealt with them and experienced the same delay and…
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Fees for joint pay out?
I have received a chq of £4753 for ppi claim and am awaiting tfor them to get back to me for their fee. They have kept half of £9507 as the original loan was in joint name with my ex wife. I filled in and signed the claim and have contacted them to give her address but due to data they couldnt note it. I have informed my…
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Blackhorse Refund letter
Hi I have just recd a refund from Blackhorse which I believe is linked to PPI. Ive not had any previous communication from them just this cheque sent this week. Ive not put in a claim either this is linked to a loan took out with my ex back in 2009. Is this nomal?
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PPI Team
They are saying that we have to pay them 39% plus vat for a ppi claim they did for us earlier this year, however neither me or my hubby can remember seeing this figure anywhere in their paperwork (I’m pretty good at checking stuff like that out). They have also sent us messages saying we will reduce your amount payable if…
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Furniture insurance
Hi, first time posting hopefully in the right category... I bought a sofa on finance from scs nearly 3years ago I am still paying for it monthly, I took out the insurance which was sold to me on the basis it covers everything the insurance company is castlelan group, my sofa is leather and recently peeled I made a claim…
