Historic NCB evidence 28 August 2020 at 10:36AM in Reclaim PPI & other insurance 3 replies 61 views

chrissando15

Hi everyone.
First time poster but regular reader.
I have 11 years NCB built up however when looking for new car insurance the ones I have spoken to so far wont accept it. Heres why:
I have 8 years No Claims certificate when I was with Admiral when I was using my private car which I sold in 2016. At this point I then have had use of a company car which also has been used for personal use with again evidence of 4 years no claims against the policy.

So, evidence of almost 12 years on no claims but they will only take the evidence of my company car policy. Is this right? Doesn't seem fair if so.

Any help or support greatly appreciated!!

[Deleted User]

Yes, that's correct. You generally have two years to restart your insurance with your existing NCB.

chrissando15

Deleted_User said:

Yes, that's correct. You generally have two years to restart your insurance with your existing NCB.

Thanks for your reply. What if I was also a additional driver on my wife's car (again with no claims) etc

[Deleted User]

She would have built up her no claims bonus over that period and can use with her next insurer.

It doesn't transfer to your policy as it's in her name.