-
GE Money PPI claim rejected due to Time Bar...
I had a 4 page final response letter from GE Money this week, rejecting my complaint on the basis of it being time barred... They say that a letter would have been sent to me in the past, giving me 3 years to make a PPI claim (which I sure don't recollect receiving), and that my complaint was initiated more than 3 years…
-
Ppi refund yorkshire bank
Hey guys I'm a newbie xxx So I did a claim through Gladstone brookes and they confirmed that yorkshire bank owed me money for ppi refund from 25 years ago Gladstone Brooks emailed me the amount amd yorkshire bank sent me a letter on 1st September conforming the amount amd would send cheque within 14 days Nothing had…
-
Can PPI be claimed back on a resolve loan?
Some years ago I had a personal loan which I was unable to maintain payments on due to personal circumstances changing. The bank was not willing to entertain my constant offers of a lower monthly payment and told me a Resolve Loan (RL) was the only option. I felt I had no choice. This was a very stressful time for me, not…
-
Refusal despite proof
Hi. About 3 years ago I put in a PPI claim. With Halifax for a mortgage with PPI attaches going back to 1998. I remembered clearly refusing a policy, and was horrified to find that one had been added to my first mortgage. My parents were present at the meeting g and also clearly remembered my refusing. I pointed out in my…
-
PPI Payments priorities
Hello. I am wondering if any one has had business/interaction with The Claims Network?They are promising to pay me my PPI claim, but want their bills up front.BEFORE they pay me!I am loathed to proceed as they are not FCA registered nor do I know of them
-
Fraud on Halifax PPI payment. Need advice on how to escalate
Hi all. I recently received a letter from the Halifax regarding a PPI settlement and in the letter it advised me the payment had been made to an account I did not recognize. When I called the Halifax PPI customer services line they advised me that they had spoken to me on the 28th of July at which point I provided them…
-
Simple Interest Calculation on Credit Card PPI
Hi all, I'm trying with little success to find an actual example of an 8% simple interest calculation for a rolling credit account (credit card). Now I understand the the difference between simple interest and compound but what i'm not sure of is this; After the credit card account is reconstructed to remove PPI, if the…
-
PPI lack of response from BMW
Ive bought 8 vehicles from my local dealerships all had PPI as confirmed by my salesman. I made a claim before the deadline...26,8,19 l have contacted the salesman who has verbally confirmed my claim is valid but has refused to disclose all details after me sending emails phone and post for Subject access request , l am…
-
Sept 2020 - Lloyds PPi claim update
I filed a PPI claim years ago using Martin's template letter but was turned down through lack of evidence. I then made another claim through a PPi reclaim company, just before the cut off, and was told quite quickly that it was also unsuccessful and that my case was closed. So I was both surprised and sceptical when I…
-
Referring to Ombudsman
I missed the 6 months deadline by 6 days because of work stress and didn’t have time to look for the paperwork to send. Then when the Plevin case Came to light I contacted the company again and this time when they wrote to me they still refused but the letter from the bank said ‘you are not outside the timeframe for…
-
Insurance forced onto me by mortgage adviser
Hi all, During my mortgage consultations the adviser tried to sell me home and contents insurance, I politely verbally refused. On the next meeting they showed me a quotation for home and contents insurance and I again politely explained it was far more expensive than quotes I'd received on comparisons and I had no…
-
no info about total mortgage protection plan for 19 years
Hi, We have been paying £33.84 every month for 19 years, for what we thought was a form of insurance required to hold the mortgage (we were told by the lender (Halifax) the mortgage was contingent on taking out this insurance). The reference for the payment began with the code TMP and we never questioned whether this was…
-
PPI Company Fee but no money received
Ok so I was contacted by a PPI company years ago who managed to recover PPI money for me. However the company that were paying the PPI back (Capital One) kept the money as my debt with them (about 15 years before) had been partly paid off in full and final settlement and apparently they are entitled to keep any PPI claim.…
-
aqua ppi success (£1541) need advice!!!
Hi All I have been on a debt management plan for two years now an decided to claim on my ppi with most of my cards. After 8 weeks I have recieved a refund of 1541 from aqua and money was taken of my balance. However as i dont have access to use that card anymore i was wondering is there a way that i could have had a cheque…
-
Allay claims PPI
My mum was contacted by phone by Allay claims about PPI. She has previously had an IVA so I am assuming they have gained her details from that. They offered to try to reclaim PPI for her on a no win no fee basis but their fee is 36%. She didn't really know what she was doing and let them go ahead. Now their fee is £4500.…
-
Avco Trust PPI
Had two loans with Avco from the late 1980's/ early 1990's which had PPI applied to them. Redeemed the second loan early and received a small refund of the PPI in settlement. Have claimed and gone through FOS as got nowhere with Avco or Citibank. The underwriters were Cornhill Insurance who were taken. Over by Allianz. Has…
-
PPI- Santander Can't Find Me!
I wrote to Santander some time ago to obtain a list of past loans which had PPI and they duly responded with the account numbers. I then submitted a claim just before the deadline last year, quoting the numbers. I received a letter from them today advising they can't trace me as ever being a customer of Santander or it's…
-
No recollection of company
Has a has anyone been charged a fee from company they don’t recall using, Ive asked for proof of my signature before I pay, I’m not saying I didn’t use them but there are so many I’m pretty sure I only used one which I paid fee for
-
Aviva has resolved my issue satisfactorily
Thanks for the feedback on this - I just had a call from Aviva who very professionally sorted out the issue with my claim, which reassured me about their brand
-
MPI claim on joint mortgage, Claim company wants to invoice for whole settlement not
I had already put in claims for PPI that I knew I had, so when a PPI claims company (Your Money Back) kept badgering me, I thought I'd let them have a go (please forgive me Martin!). After 18 months out of the blue, I got a letter with a settlement payment on a mortgage I had myself, plus a joint mortgage with my husband -…
