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Tax Back on PPI claims
Hello I have successfully claimed back a few PPIs in the last couple of years. Please can someone clarify can you only claim back upto £1000 in one year (April to April) I assume? Also this is one of my examples. Total Interest refunded £539.06. Compensation interest at 8% £309.09. 20% tax deduction on compensation…
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PPI Tax Refund R40 Form
I received a PPI payment back in Jan 2017 and paid tax on it. I've not worked since December 2018. I have my P60 from then but this obviously it doesn't cover the current tax year. I'm really confused on how to fill out the R40 form due to this. Can anyone help please?
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Misold Mortgage Decreasing term assurance
Dear all. my wife and i took out a mortgage in 2007 and that time and the adviser sold us this "life insurance" by legal and general. and since then it's costing us 50 a month. i would like to know is this so called "mortgage decreasing term assurance same as PPI? if it is and i was misold, how can i make a claim for it?
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No offer from HSBC but told they would contact me directly
Hi folks, I received a letter from the financial ombudsman in March 2020 which stated that HBSC would be contacting me directly to make me an offer. I haven't received anything from HSBC as yet and since I dealt with the ombudsman (via the Resolver website as recommended on here), I don't have a reference number with HSBC.…
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Why don't HMRC auto refund PPI
A curious question: Is there any reason why HMRC do not do this given they must have the info?. My wife had a PPI refund back in 2018 and only just found out you can claim back the tax. My wife has not worked for over 10 years so had a full tax allowance available in 2018, the PPI tax deducted was £731. I know we have to…
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Reclaiming tax on PPI PAYOUT
Having successfully made a PPI claim on behalf of a deceased relatives widow. I’ve tried to reclaim the income tax - the Revenue have rejected the claim as the deceased died over a year prior to the payment and the payment formed part of his estate - the widow is the sole beneficiary. Is this correct? any guidance…
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Is this a SCAM?
Today I received a telephone call from Christine at Oracle Legal telling me that I have a successful PPI claim to the value of £3300, she gave me various reference numbers to the claim. She went on to say that David Watkins, an agent from the County Court of London, was in the area and could call at our house to give me…
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PPI deadline.
Hi all can anyone pls advise. I opened a claim for PPI for deceased relative before the august deadline. The adviser on phone said to send relevant evidence which I did (after the aug deadline) she expressed on phone that as the claim was opened before the deadline it didn’t matter the documents would arrive late. After…
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Miss-sold Mortgage claim and ATE insurance
We are currently pursuing a miss-sold mortgage claim and have a firm dealing with this. The solicitors have sent us a form to complete and have included an After the Event insurance policy funding options. They are recommending us to put this in place for protection. We have never heard of this before so would welcome some…
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Safetynet credit claim
So after reading on here about mis-sold payday loans I decided to look at the ways they were mis-sold. I have an account with safetynet credit for about 18 months and got stuck in a cycle of they took what I had borrowed plus interest every time I was paid (monthly) started off borrowing a £100 just to cover day to day…
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Lloyd's TSB CORI & BLRI
Could any of you knowledgeable people help please - my mum had the above policies which paid out on death but no payments were made when she was unable to work due to ill health. She was a sole trader (public house) so therefore the business continued to run even if she was incapacitated. Were these insurances definitely a…
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DCBL adding charge.
Hi, I recently had a company do a claim from my bank for PBA and they won and I was awarded a small sum of money. I got into a dispute with the company who I made the claim through regarding the % they were taking as the figure they asked for was more than the 30% they quoted. I said I have no problem paying the 30% but it…
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Lloyds TSB PPi Claim
I submitted a claim for PPI on my business account, I closed down in 2003, however \\i gave them bank account number, and business address, claim was submitted on 23 aug 2019 despite severalphone call to them I have still not had any offer from them
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When to complete a R40 tax form?
I was lucky to receive a PPI pay out, on which I have paid £780 tax - I see that you can "earn" £1000 interest before you need to pay tax and therefore it was suggested to me that I could reclaim some if not all of this back. But surely I have paid tax on £3903 interest awarded and therefore cannot claim any thing back?…
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GE Money PPI claim rejected due to Time Bar...
I had a 4 page final response letter from GE Money this week, rejecting my complaint on the basis of it being time barred... They say that a letter would have been sent to me in the past, giving me 3 years to make a PPI claim (which I sure don't recollect receiving), and that my complaint was initiated more than 3 years…
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Ppi refund yorkshire bank
Hey guys I'm a newbie xxx So I did a claim through Gladstone brookes and they confirmed that yorkshire bank owed me money for ppi refund from 25 years ago Gladstone Brooks emailed me the amount amd yorkshire bank sent me a letter on 1st September conforming the amount amd would send cheque within 14 days Nothing had…
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Can PPI be claimed back on a resolve loan?
Some years ago I had a personal loan which I was unable to maintain payments on due to personal circumstances changing. The bank was not willing to entertain my constant offers of a lower monthly payment and told me a Resolve Loan (RL) was the only option. I felt I had no choice. This was a very stressful time for me, not…
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Refusal despite proof
Hi. About 3 years ago I put in a PPI claim. With Halifax for a mortgage with PPI attaches going back to 1998. I remembered clearly refusing a policy, and was horrified to find that one had been added to my first mortgage. My parents were present at the meeting g and also clearly remembered my refusing. I pointed out in my…
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PPI Payments priorities
Hello. I am wondering if any one has had business/interaction with The Claims Network? They are promising to pay me my PPI claim, but want their bills up front.BEFORE they pay me! I am loathed to proceed as they are not FCA registered nor do I know of them
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Fraud on Halifax PPI payment. Need advice on how to escalate
Hi all. I recently received a letter from the Halifax regarding a PPI settlement and in the letter it advised me the payment had been made to an account I did not recognize. When I called the Halifax PPI customer services line they advised me that they had spoken to me on the 28th of July at which point I provided them…