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Pet Insurance
I currently have pet insurance with Pet Plan (came with pup from breeder and I just extended to get it off my plate for a few months). I know from previous experience that it will balloon massively if I just 'inertia renew'.Anyway, my question is a more general one. I would prefer to self-insure ie put the premium into a…
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Scam Or Not
Just had a letter saying we are owed money and they will retreve it for us. But noticed several years ago the same company was doing the scam then. So thought I would let you know they are up to the same tricks as before. But also they have committed data protection by sending out a letter with name and date of birth on,…
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PPI refund but the bank wants to use the money to clear credit card debt.
Morning I currently have been offered a refund from Tesco bank for PPI but they are asking me to use it against outstanding credit card debt , which is fine but I have gone through a claims company and am concerned they will still be entilted to their their percentage, what I am concerned about is the fact my credit card…
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Proof of name change
Hi 20 years ago I used my partners/father of my children’s surname, I had a couple of account with little woods, I reverted back to my name when we broke up, but now my ppi is being processed they want proof of name change, which I do not have, as it was not official, where do I stand regarding this? Will my claim be…
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Package Account Fees - Halifax Ultimate Reward
Hi guys... My father in law is not very well so I’ve been asked to
go through his accounts and get everything in order for him, whilst looking
through I’ve found he has had a Halifax Ultimate Reward Account for several
years, presently paying near £17 a month in fees! Usual carry on, he doesn’t drive
so AA cover is of no…
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Barclays pulling a fast one for PPI
Hi all, I put in a complaint with Barclays for PPI last year with the result that they kept writing saying they will come back to me as soon as they can. Eventually, they wrote back saying they could not locate my accounts. I did reply in Feb this year to give them more info although I don't have the account numbers etc.…
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PPI Tax reclaim - risk?
Hi I had two PPI payouts, one in 2017 and one in 2019. In 2017 £431 was deducted from the gross interest paid, and in 2019 £1382 tax was deducted from the gross interest paid. My question is whether it's risky to seek a repayment of some of this through an R40, or if it might actually increase my tax liability for those…
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Irresponsible lending
This is probably in the wrong category so apologies. I am after some information, so I recently reclaimed ppi from shop direct, marvellous received a lovely cheque and I’m so grateful. Anyway it says on it that ppi was added to my account in 2008 well in 2008 I was just 16... I know when I opened the account I was 16 I…
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hmrc informing my local council
hi would hmrc inform my local council about me claiming back ppi tax as I claim a bit of houseing benefit thanks Terry
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PPI Claim - incorrect claimant address
I received a letter earlier this week from a bank to say that I have been successful in claiming PPI to a relatively large sum. It was sent to my address but used my middle name instead of my first name and I had in the past used the said bank for a loan so I didn't think it was too out of the ordinary (I was under the…
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BMW Finance / PPI
Hello, I just wondered if anybody has any experience of reclaiming PPI from BMW Finance? I no longer have any of my agreements, so I called BMW up to check if they have anything on record and they have found 5 documents - 4 with PPI. They emailed me the 3 documents straight away and they have requested the 4th from their…
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PPI Deadline
Am I correct in thinking that the last date for reclaiming ppi was 29th August 2019? I'm asking as today I received an email from a claims company I have been using, saying your documents are ready to electronically sign and to click on the link and enter the passcode shown to open my case. This is the first contact we…
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Help with tax re-claim PPI
Got a refund of PPI in August around £2,000. When completing a form R40 Is it just MY income and not my spouses, I declare, I am married, and I believe I have the Married couple allowance. Do I declare his income as the PPI was in my name only. The form is very confusing.
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Nationwide Building Society - refusing to consider a PPI claim without the joint applicant - discrim
I started to use UClaim4Me in October 2018 when I retired. I sent details of various lenders where I may have had PPI and at one stage they told me that they had discovered that I did have a PPI policy in force associated with my borrowing. I have supplied them with endless information including a copy of a letter from…
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Bank Of Scotland/St Andrew's Group
Not sure if this topic has been covered but it's just a quick heads up on Bank of Scotland/St Andrew's Group's Sickness, Accident and Unemployment policy that was widely sold in the 2000's via Bank of Scotland/Halifax branches. I was sold a policy in April 2002 when we had arranged an appointment with the bank to sort our…
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R40 for several refunds
I am a little confused. I received 2 ppi payouts in Nov 19. Do I complete 2 separate r40 forms or how to I complete the details. Thank you
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ASU Problem - Mis sold
Hi there and thanks in advance for your input and expertise, around 8 years ago i took out an ASU which was roughly £33 for £600 worth of cover, fast forward and i was made redundant a year later, to which i claimed successfully, i was paid this for roughly 1 year £6000 - £7000, not sure exactly, fast forward to 2016 when…
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Third Party Closing Claim - Help!
I am desperate for some advice! The backstory is a bit long winded so if you are interested, pull up a chair and get comfy :) Before the claim cutoff, I helped my dad start several PPI claims through a company. We decided it would be best to use a third-party as he is in a care-home with dementia and I do not have time or…
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Simon Mayo PPI reclaim
We put in a PPI claim before the deadline. We had an email from Simon Mayo stating that Lloyds confirmed we had one. Months and months went by and today we get an email saying that because Lloyds haven't answered subsequent emails, they want to close the case. I have obviously emailed Simon, but what is the next step??…
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black horse ppi reclaim problems.
evening folks, sorry if this has been asked before but i'm new here & looking for some help/advise. as the title states this is to do with a black horse finance ppi reclaim. i'll start from the beginning, early june last year i decided to see if a loan i had with black horse finance about 10yr's ago had any ppi on it (i…
