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Ex Husbands Receivers got my share
Been fighting for PPI for along time and finally got a answer back from a third party against our mortgage from years ago, after we had been in touch directly with Santander who said we hadn't got anything. My ex husband lives in Scotland and we have been separated since 2016 we are now just divorced. He also was made…
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Red Star Call for PPI
Hi all - I am a first time poster but wanted some advice. Does anyone know about this company Red Star Financial Management. I had a telephone call from them advising that they knew that I had taken out PPI insurance on a loan I have with a particular company and they would be able to assist me in getting this back. They…
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Procurement
I have received a cheque from Provident for money owed for miselling of loans based on affordability, im taking my case to Financial ombudsman for the remainder of the loans which they are not upholding. My question is can I cash this cheque or do I need to wait until the remainder of the loans are reviewed? Thanks Jo
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Advice
I received a telephone call a few weeks ago from HSBC advising that I had ppi on a mortgage I had in 1996 and they would look into it. However today I received a payment of £110 on the statement it said Redress pii account,Does this mean that is all I am owed? I've received no correspondence and have tried to ring HSBC but…
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British gas servicing
I'm wondering where I stand in regards to this service and any compensation that is due to me. We were unfortunate enough to have our boiler breakdown in -5°c temperatures. We called the service to come out and they gave us an appointment 4 days later. On the day of the appointment they phoned us to cancel the appointment…
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Compensation interest
An offer has been received for PPI going back to October 1992 for a loan. Previously I was advised that despite the Exchange Rate fiasco that year interest for compensation was set at 15%. My bank says that they are complying with Financial Services. Can anyone definitively confirm precisely what it should be I have spent…
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Santander ppi claim out of time
Hi I put in a claim for ppi to Santander of behalf of my dad in August 4th 2019, for 2 credit cards, We complained on the Santander ppi page on their website, a questionnaire, they took a while to get back to us and eventually did saying that they couldn't look at my dads claim as it it was past the deadline of 29th August…
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Lloyds refusal to compensate for PPI mis-selling
We took out an endowment mortgage in 1994, which was supported by Life Assurance policies. We surrendered them all (at a loss) in 2001, but decided to make a PPI claim in 2019. Aviva (on behalf of Commercial Union Policy) upheld our complaint, stating the policy may not have been suitable for us, and made a significant…
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PPi tax
Hello I recently received notification that my claims for PPI had been successful both for myself and my late husband. I have been told that I will receive a cheque throught the post by the 27th January. However, I am a little confused with something about the amounts, and I was hoping someone could help me with it. One of…
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Ingenious Legal
July 2020 received a cheque for a ppi claim . Oct 2020 first received a text from IL saying i owe them over £500.then email arrived with a link to pay . replied to email sent them a copy of letter saying my ppi claim was time barred.asked what did that mean . they replied.i replied back does that mean i didn't win. Never…
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CMC want fee for PPI refund for person I did not authorize them to claim for
In 2018 a CMC company sent a letter addressed to my deceased Father stating he may have been entitled to a PPI payout. I agreed to them pursuing this posthumously on behalf of him and also myself (I have successfully claimed for myself by myself in the past, but couldn't face going through Dad's affairs when he had passed…
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Having issues Reclaiming tax on ppi refund in 2016.
Hi all, new to this forum and was wondering if anyone had the same issues. I have filled formR40 online for a refund on tax on ppi as I was not working in that tax year (2016) and I received via a post saying ‘I need to give more information on full details of income you received or tax that was taken off this income.’ i…
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Claiming back charges for long term overdraft use?
Hi, Just putting the feelers out to see if what has happened to me warrants any chance of making a claim for over draft charges? Firstly, I will hold my hands up and say ive not been great with my finances over the last few years. Being a father to 2 children with extra needs and full time work, and poorly family members…
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Natwest PPI claim re-opened
A few years back I submitted a ppi claim on a Natwest credit card I took out in 1997. The result was unsuccessful and the case was closed. I got a letter two weeks ago saying the case was being reopened as the result may be wrong - today I got a call from Natwest asking me questions about what I can remember from when I…
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PPI claim - cancelled policy - exceptional circumstances
A member of my family was paying a PPI policy on a mortgage from around 2006 - and was continuing to pay it past retirement - until they realised that the cover wouldn't cover anything, and so cancelled the policy in 2012 - but at that time wasn't something that could be reclaimed. The deadline for submission for the…
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PPI claim company wanting money for deceased relative's claim
Hi, my father passed away around 6 years ago. Last year we started getting letters from RBS informing us they were looking into a claim on behalf of my late father's PPI. In December we received a payment from them which was cashed and shared between the dependants. we have now received a letter from a PPI claim company…
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Wrongly Sold Life Insurance
Hi In 2004, we bought a new house with an independent mortgage arranged by a mortgage broker. The same broker, at the same time, also arranged Life Insurance (with Zurich) to cover the value of the mortgage. The problem we now have is that the broker sold us an interest-only mortgage, whilst the Life Insurance is one where…
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Allay still charging 24%
I signed the online documents for Allay in August 2019. (After the fees cap). I got my refund from Clydesdale the other day (with 20% tax taken off the interest) and an invoice from Allay followed shortly after. They are charging 24% on the whole amount. Shouldn't they be charging 20%? Also should their fee be based on the…
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PPI tax back help
Could someone help please. I was awarded 5 ppi payouts back in 2017. They totalled approx £8500 before tax and looking at my letters back from the bank £4235 of that was the 8% statutory compensation interest. Also it looks like i paid approx £846 in tax altogether (taken off by the bank) I work part time and earned…
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I've been paid PPI twice
Sorry if I should of posted this somewhere else. I'm new here so please forgive me if it's in the wrong place. Here is my story. I successfully claimed back just over 5k earlier this year from Mis-sold PPI on my lloyds tsb loan. I did it myself by calling Lloyds and received my claim about 10 weeks later. Just after the 8…
