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PPI tax reclaim query
I had a payment earlier this year with tax deducted. The total payment was around £2500 with around £1800 of that interest. By my estimations there should be a roughly 50% refund as a basic tax payer if no other interest, as I have been taxed on the full amount. Would that be right? When filling in the R40 and it asks if…
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Amigo loans readress payment
Hi guys looking for some adive. I took out several loans back in 2017, i contacted amigos via resolver and they have come back with an offer that ive accepted just waiting for payment ( 6 working days in still nothing) Now for my question, my debt went into arrears, the loans were un affordable and ended up burying my head…
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Irresponsible lending - Amigo Loans
I’ve applied to Amigo loans for irresponsible lending asking for a refund and interest through Resolver. I also submitted my original loan agreements as well. They responded with this below; Thank you for your email. I have tried to locate information which we may still have on file. From this review I believe that due to…
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Egg loan PPI reclaim - what address do I use please?
Hi everyone, After months of watching those awful PPI reclaim adverts on telly, it's just dawned on me tonight that I was mis-sold PPI on an Egg loan back in 2003. Fortunately I laid my hands on the agreement straight away and have filled in the questionnaire. However, I'm not sure where to send the questionnaire. Does…
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Been offered £25 by First Direct for "compensation"
Good afternoon, I got sent a cheque for £25 for a quality of service that "did not meet the standard we would expect". I called First DIrect and because I couldn't pass security they couldn't confirm if it is genuine. I haven't banked with FD for at least 10 years and as I had a job where I moved a lot, I gave them 3…
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PPI Company charging for work done
Hello, can anyone please advise me? i have received a bill from a PPI company for work done when they have said that a claim has already been made. This only came through yesterday. The ppi company in question i have not heard from for over a year. I also can not find the agreement.
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PPI CLAIM
A while back I tried to claim PPI on 2 credit cards with TSB. I was told that I did not have PPI and I forgot all about it. Then in August 2019 I received a letter from them stating that they had made a mistake and that I did have a PPI policy with them. I rang to ask what the policy was for and was told it was a loan for…
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16months still waiting for barclays
Hi I sent in a ppi claim just before the deadline with barclays in august 2019 and all I get is due to the Corona virus we are a bit behind is there anything I can do I have given them the loan agreement copys of bank statements but they cant find it?? What do I do now.thanks phil..
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PPI claim, guarantor loans and bankruptcy
Hi guys, I would be really grateful if anyone could give me a little advice on a situation that has happened to my husband recently. I’ll try and keep it brief. He went bankrupt in 2009 but has now been realised. A while ago a PPI compensation company contacted my husband offering to investigate a claim for him. He agreed.…
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PPI offer on a deceased estate? Please help x
Hi, I wonder if anyone can help, we recently made a PPI claim.
The circumstances were the person the PPI was sold to had Lymphoma since 2017,
he was not aware of the PPI on his account. He unfortunately in August was told the diagnosis was now
terminal with an expected 3-6 months to live, he asked me to sort all…
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Pet Insurance
I currently have pet insurance with Pet Plan (came with pup from breeder and I just extended to get it off my plate for a few months). I know from previous experience that it will balloon massively if I just 'inertia renew'. Anyway, my question is a more general one. I would prefer to self-insure ie put the premium into a…
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Scam Or Not
Just had a letter saying we are owed money and they will retreve it for us. But noticed several years ago the same company was doing the scam then. So thought I would let you know they are up to the same tricks as before. But also they have committed data protection by sending out a letter with name and date of birth on,…
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PPI refund but the bank wants to use the money to clear credit card debt.
Morning I currently have been offered a refund from Tesco bank for PPI but they are asking me to use it against outstanding credit card debt , which is fine but I have gone through a claims company and am concerned they will still be entilted to their their percentage, what I am concerned about is the fact my credit card…
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Proof of name change
Hi 20 years ago I used my partners/father of my children’s surname, I had a couple of account with little woods, I reverted back to my name when we broke up, but now my ppi is being processed they want proof of name change, which I do not have, as it was not official, where do I stand regarding this? Will my claim be…
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Package Account Fees - Halifax Ultimate Reward
Hi guys... My father in law is not very well so I’ve been asked to
go through his accounts and get everything in order for him, whilst looking
through I’ve found he has had a Halifax Ultimate Reward Account for several
years, presently paying near £17 a month in fees! Usual carry on, he doesn’t drive
so AA cover is of no…
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Barclays pulling a fast one for PPI
Hi all, I put in a complaint with Barclays for PPI last year with the result that they kept writing saying they will come back to me as soon as they can. Eventually, they wrote back saying they could not locate my accounts. I did reply in Feb this year to give them more info although I don't have the account numbers etc.…
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PPI Tax reclaim - risk?
Hi I had two PPI payouts, one in 2017 and one in 2019. In 2017 £431 was deducted from the gross interest paid, and in 2019 £1382 tax was deducted from the gross interest paid. My question is whether it's risky to seek a repayment of some of this through an R40, or if it might actually increase my tax liability for those…
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Irresponsible lending
This is probably in the wrong category so apologies. I am after some information, so I recently reclaimed ppi from shop direct, marvellous received a lovely cheque and I’m so grateful. Anyway it says on it that ppi was added to my account in 2008 well in 2008 I was just 16... I know when I opened the account I was 16 I…
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hmrc informing my local council
hi would hmrc inform my local council about me claiming back ppi tax as I claim a bit of houseing benefit thanks Terry
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PPI Claim - incorrect claimant address
I received a letter earlier this week from a bank to say that I have been successful in claiming PPI to a relatively large sum. It was sent to my address but used my middle name instead of my first name and I had in the past used the said bank for a loan so I didn't think it was too out of the ordinary (I was under the…
