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Opted out of state pension in 1983 ?
In 1983 I joined 2 other women to form a co-operative selling our own knitwear in London. I was told at that time that everyone would soon be opting out of the state pension and advised to, as soon as possible. I never contributed over the years and left the co op about 3 years later. My husband died last month and I've…
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New Undisclosed Commision Claim with Litigation Management Agreement
Last week I had a call from the company who dealt with my PPI claim saying I did not get back the entire commision on one my claims (Plevin). They said they can start legal proceedings to claim the full amount but need me to sign a new agreement (LMA) and as it requires solicitors, they and the solicitors will take 48% (!)…
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Who are claim hunters
I received a letter from "shop direct finance company" thanking me for my recent correspondence in relation to my ppi policy and that they have now completed their investigation and I will be receiving a cheque in the post, I contacted them as I thought this is a scam which turns out they are not and this is in fact true I…
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Successful reclaim of Life Insurance Policy mis sold
Way back in 1996 when my wife and I bought our first house were advised to take a life insurance policy as mortgage protection for our repayment mortgage. This would repay a fixed amount if either of us died. Well, like many people, we forgot about it, have moved house several times, have taken out other policies over time…
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Provident -deceased parent
My MIL died in 2011 but my hubby said for as long as he can remember she had a provident loan or vouchers . The same lady called to the house to collect repayment and issue new loan when one repaid. Someone suggested it's mis-selling but I assume it's on the past and nothing can be done
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Previous Claim failed but now found loan number (HSBC)
Hi I made an attempt to claim PPI from HSBC for a loan I took out in 2000 and finished paying in 2008. I made the claim in 2010 and HSBC stated they didn't keep records longer than 6 years old and without a loan number couldn't do anything. I have since found the loan number after clearing out the garage. It got packed…
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british gas gas installation insurance
Hi i'm after a bit of help, my mother has a gas leak which british gas have ascertained is under the concrete flooring of her house. Despite having cover that should cover all parts of the gas system they are telling her that it won't be covered because the pipes probably won't be sleeved due to when the house was built…
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Halifax Total Mortgage Protection Plan
Hello... When I took out my first mortgage I was told by the mortgage advisor that I had to take out HTMPP. This included 3 main parts; mortgage repayments cover, life cover and critical illness cover. The mortgage paperwork states that buildings insurance was needed but there is nothing about TMPP being compulsory. I…
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Car Warranty
Do i have any chance of getting my money back. We purchased a car four years ago and ended up getting tied into a car Warranty (the salesman worded it that we wouldn't get the car loan without the warranty) My husband and myself always felt we had been duped but realised we had committed to this warranty. We where told…
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PPI claims after death and with debt
A dear friend of mine passed away recently and I am her executor. When she died, she had been trying to sort out reclaiming PPI for her mother, who had also passed away nearly four years ago. As my friend would have been the beneficiary of the claims (she inherited everything from her mother), her estate is now due the…
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PPI Complaint or No PPI Complaint
On 29th August 2019 I complained to various banks about PPI mis-selling. A few successful payouts, but MBNA & Barclays said I was out of time. I referred to FOS and they also said that my complaints on 29th August were PPI checker enquiries and could not take matters further. Is this correct?
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High Rate Tax Payer
I'm a high rate tax payer but my PPI refund was taxed at 20%. I've not earned £500 in interest this year, so can I get this back or will HMRC just add more tax and say I hadn't paid enough?
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Received tax refund 🤔but Haven’t received PPI refund
Hi, I put in my claim for PPI and after a year Barclaycard contacted me to do a check to confirm I was who I said I was, all was good and the case would be worked on. Months later I received a letter stating they had wrote to me years ago, ( to a home I had sold years previous to these letters ) concerning my PPI refund…
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Mobile Phone that I received from a home insurance claim is now faulty
I have a samsung S8 phone since January 2018. For the last few months every call I take; the receiver says they cannot hear me i.e. as someone said "it sounds like you are in a hole/tunnel". I have no issues hearing the receiver. I have done some troubleshooting today. I have tried disabling apps; deleting caches; cleaning…
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ppi tax refund
as the sole beneficiary of my deceased brother's will I made a claim to HMRC for a refund of the tax paid (£500) by the bank on the settlement figure, I have been informed that I cannot get a refund, I am a 73 year old male living on a basic state pension plus a small DLA allowance, I made the claim after reading…
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PPI claim questions (ft. Allay)
Hi, all. Hope you're all doing okay in these wild times. I'm (still) clueless about a lot of this, so please be gentle! Hoping for some advice from those in the know about PPI and/or the company. I submitted a PPI claim via Allay in August last year. I know some people have had bad dealings with Allay, given what forum…
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Black horse ppi cheque
Hi anyone still waiting a month after they have been promised by the company for their cheque to arrive ?
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Ppi after deadline
I have 2 morgages with northern rock, 1 sub morgage for small amount, i have had these 15 years on reading posts here i am guessing that theres a good chance i had ppi, i had a ppi company investigating claims, but this morgage and a black horse loan were missed off, just looking for advise how to proceed, as i read there…
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Hidenda PPI fee help
hello, one of my family members used hidenda for a PPI check thinking there was no chance he was due any money from anyone, it infact turned out he was due a PPI refund which has subsequently been paid to him, hidenda have been chasing him for their "fee" for the last 5 or 6 months, it went quiet for a while but today he…
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Please help Black Horse PPI nightmare
Hi, can anyone give me some advice on a PPI claim with Black Horse? I began a claim in March 2019 when I requested a copy of my loan agreement. They sent a letter asking for evidence of my name change. I sent a copy of my marriage certificate. I heard nothing from them! I decided to go through the Claims Guys! Big mistake!…
