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False investigation by Lloyds into my mortgage/loan PPI
At a very crucial time personally in November 2019, I was dragged into a year long process with Lloyds Bank who informed me a mistake had been made concerning PPI I had made a request about where they had wrongly told me I had none. Many pestering letters from them ensued about delays in processing this which they were…
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PPI Claim for work done
I used JPS Financial for reclaiming ppi. They made it sound so easy. They phoned and asked for everybody who I had credit cards or loans with. I have now received an invoice from them saying that it has become apparent that I have already attempted a claim previously. I was not aware of this but it may have been true as I…
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PPI Company closed claim and now want paying.
Hoping someone can advise me on this. I contacted the FCA back in 2008 in regard to a PPI claim as i had discovered i had PPI cover on a LLoyds Bank loan. They processed my claim and LLoyds sent me an acknowledgement of the claim letter to say they were looking into the matter. Nothing else further was ever recieved in…
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PPI
Hello forgive me for being dumb but I have just recalled that when I took out a pension with TSB bank back in late 80s early 90s I had to take out a life insurance policy at the same time is that the same as PPI and can I make a claim for that
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Opted out of state pension in 1983 ?
In 1983 I joined 2 other women to form a co-operative selling our own knitwear in London. I was told at that time that everyone would soon be opting out of the state pension and advised to, as soon as possible. I never contributed over the years and left the co op about 3 years later. My husband died last month and I've…
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New Undisclosed Commision Claim with Litigation Management Agreement
Last week I had a call from the company who dealt with my PPI claim saying I did not get back the entire commision on one my claims (Plevin). They said they can start legal proceedings to claim the full amount but need me to sign a new agreement (LMA) and as it requires solicitors, they and the solicitors will take 48% (!)…
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Who are claim hunters
I received a letter from "shop direct finance company" thanking me for my recent correspondence in relation to my ppi policy and that they have now completed their investigation and I will be receiving a cheque in the post, I contacted them as I thought this is a scam which turns out they are not and this is in fact true I…
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Successful reclaim of Life Insurance Policy mis sold
Way back in 1996 when my wife and I bought our first house were advised to take a life insurance policy as mortgage protection for our repayment mortgage. This would repay a fixed amount if either of us died. Well, like many people, we forgot about it, have moved house several times, have taken out other policies over time…
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Provident -deceased parent
My MIL died in 2011 but my hubby said for as long as he can remember she had a provident loan or vouchers . The same lady called to the house to collect repayment and issue new loan when one repaid. Someone suggested it's mis-selling but I assume it's on the past and nothing can be done
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Previous Claim failed but now found loan number (HSBC)
Hi I made an attempt to claim PPI from HSBC for a loan I took out in 2000 and finished paying in 2008. I made the claim in 2010 and HSBC stated they didn't keep records longer than 6 years old and without a loan number couldn't do anything. I have since found the loan number after clearing out the garage. It got packed…
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british gas gas installation insurance
Hi i'm after a bit of help, my mother has a gas leak which british gas have ascertained is under the concrete flooring of her house. Despite having cover that should cover all parts of the gas system they are telling her that it won't be covered because the pipes probably won't be sleeved due to when the house was built…
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Halifax Total Mortgage Protection Plan
Hello... When I took out my first mortgage I was told by the mortgage advisor that I had to take out HTMPP. This included 3 main parts; mortgage repayments cover, life cover and critical illness cover. The mortgage paperwork states that buildings insurance was needed but there is nothing about TMPP being compulsory. I…
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Car Warranty
Do i have any chance of getting my money back. We purchased a car four years ago and ended up getting tied into a car Warranty (the salesman worded it that we wouldn't get the car loan without the warranty) My husband and myself always felt we had been duped but realised we had committed to this warranty. We where told…
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PPI claims after death and with debt
A dear friend of mine passed away recently and I am her executor. When she died, she had been trying to sort out reclaiming PPI for her mother, who had also passed away nearly four years ago. As my friend would have been the beneficiary of the claims (she inherited everything from her mother), her estate is now due the…
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PPI Complaint or No PPI Complaint
On 29th August 2019 I complained to various banks about PPI mis-selling. A few successful payouts, but MBNA & Barclays said I was out of time. I referred to FOS and they also said that my complaints on 29th August were PPI checker enquiries and could not take matters further. Is this correct?
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High Rate Tax Payer
I'm a high rate tax payer but my PPI refund was taxed at 20%. I've not earned £500 in interest this year, so can I get this back or will HMRC just add more tax and say I hadn't paid enough?
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Received tax refund 🤔but Haven’t received PPI refund
Hi, I put in my claim for PPI and after a year Barclaycard contacted me to do a check to confirm I was who I said I was, all was good and the case would be worked on. Months later I received a letter stating they had wrote to me years ago, ( to a home I had sold years previous to these letters ) concerning my PPI refund…
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Mobile Phone that I received from a home insurance claim is now faulty
I have a samsung S8 phone since January 2018. For the last few months every call I take; the receiver says they cannot hear me i.e. as someone said "it sounds like you are in a hole/tunnel". I have no issues hearing the receiver. I have done some troubleshooting today. I have tried disabling apps; deleting caches; cleaning…
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ppi tax refund
as the sole beneficiary of my deceased brother's will I made a claim to HMRC for a refund of the tax paid (£500) by the bank on the settlement figure, I have been informed that I cannot get a refund, I am a 73 year old male living on a basic state pension plus a small DLA allowance, I made the claim after reading…
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PPI claim questions (ft. Allay)
Hi, all. Hope you're all doing okay in these wild times. I'm (still) clueless about a lot of this, so please be gentle! Hoping for some advice from those in the know about PPI and/or the company. I submitted a PPI claim via Allay in August last year. I know some people have had bad dealings with Allay, given what forum…
