-
Simple Interest Calculation on Credit Card PPI
Hi all, I'm trying with little success to find an actual example of an 8% simple interest calculation for a rolling credit account (credit card). Now I understand the the difference between simple interest and compound but what i'm not sure of is this; After the credit card account is reconstructed to remove PPI, if the…
-
PPI lack of response from BMW
Ive bought 8 vehicles from my local dealerships all had PPI as confirmed by my salesman. I made a claim before the deadline...26,8,19 l have contacted the salesman who has verbally confirmed my claim is valid but has refused to disclose all details after me sending emails phone and post for Subject access request , l am…
-
Sept 2020 - Lloyds PPi claim update
I filed a PPI claim years ago using Martin's template letter but was turned down through lack of evidence. I then made another claim through a PPi reclaim company, just before the cut off, and was told quite quickly that it was also unsuccessful and that my case was closed. So I was both surprised and sceptical when I…
-
Referring to Ombudsman
I missed the 6 months deadline by 6 days because of work stress and didn’t have time to look for the paperwork to send. Then when the Plevin case Came to light I contacted the company again and this time when they wrote to me they still refused but the letter from the bank said ‘you are not outside the timeframe for…
-
Insurance forced onto me by mortgage adviser
Hi all, During my mortgage consultations the adviser tried to sell me home and contents insurance, I politely verbally refused. On the next meeting they showed me a quotation for home and contents insurance and I again politely explained it was far more expensive than quotes I'd received on comparisons and I had no…
-
no info about total mortgage protection plan for 19 years
Hi, We have been paying £33.84 every month for 19 years, for what we thought was a form of insurance required to hold the mortgage (we were told by the lender (Halifax) the mortgage was contingent on taking out this insurance). The reference for the payment began with the code TMP and we never questioned whether this was…
-
PPI Company Fee but no money received
Ok so I was contacted by a PPI company years ago who managed to recover PPI money for me. However the company that were paying the PPI back (Capital One) kept the money as my debt with them (about 15 years before) had been partly paid off in full and final settlement and apparently they are entitled to keep any PPI claim.…
-
aqua ppi success (£1541) need advice!!!
Hi All I have been on a debt management plan for two years now an decided to claim on my ppi with most of my cards. After 8 weeks I have recieved a refund of 1541 from aqua and money was taken of my balance. However as i dont have access to use that card anymore i was wondering is there a way that i could have had a cheque…
-
Allay claims PPI
My mum was contacted by phone by Allay claims about PPI. She has previously had an IVA so I am assuming they have gained her details from that. They offered to try to reclaim PPI for her on a no win no fee basis but their fee is 36%. She didn't really know what she was doing and let them go ahead. Now their fee is £4500.…
-
Avco Trust PPI
Had two loans with Avco from the late 1980's/ early 1990's which had PPI applied to them. Redeemed the second loan early and received a small refund of the PPI in settlement. Have claimed and gone through FOS as got nowhere with Avco or Citibank. The underwriters were Cornhill Insurance who were taken. Over by Allianz. Has…
-
PPI- Santander Can't Find Me!
I wrote to Santander some time ago to obtain a list of past loans which had PPI and they duly responded with the account numbers. I then submitted a claim just before the deadline last year, quoting the numbers. I received a letter from them today advising they can't trace me as ever being a customer of Santander or it's…
-
No recollection of company
Has a has anyone been charged a fee from company they don’t recall using, Ive asked for proof of my signature before I pay, I’m not saying I didn’t use them but there are so many I’m pretty sure I only used one which I paid fee for
-
Aviva has resolved my issue satisfactorily
Thanks for the feedback on this - I just had a call from Aviva who very professionally sorted out the issue with my claim, which reassured me about their brand
-
MPI claim on joint mortgage, Claim company wants to invoice for whole settlement not
I had already put in claims for PPI that I knew I had, so when a PPI claims company (Your Money Back) kept badgering me, I thought I'd let them have a go (please forgive me Martin!). After 18 months out of the blue, I got a letter with a settlement payment on a mortgage I had myself, plus a joint mortgage with my husband -…
-
Slater Gordon lawyers
Hi All Does anyone know if SL are in trouble as they do not respond to emails or phone calls.....has been like this since before lockdown? Thanks
-
Yorkshire Bank PPI
Good Afternoon. My wife has today received a letter from the Yorkshire bank/ Virgin Money apologising for the delay in her ppi complaint. Whilst we had a Yorkshire bank mortgage and still have a current account and savings with them.( in joint names) we have to my knowledge never had Ppi, or put in a Ppi claim. If we did…
-
Lloyds refusing to refund commercial "insurance" charges since my business was dissolved in June '15
I am looking for legal advice/support for the following dispute: I owned a business between 2002 and 2013 and banked with Lloyds. The business was forced to close in 2013 and was dissolved in June 2015. In September 2013, I resigned as director and asked a solicitor to draft a deed of assignment transferring all rights to…
-
MSE News: Anger at Lloyds PPI compensation delays
This is the discussion thread for the following MSE News Story: Fury at continued Lloyds TSB PPI payment delays This story is an update to what we published a few weeks ago, details below - so some of the discussion is some weeks old, but shows the scale of the issue. "Lloyds TSB customers promised a payment for mis-sold…
-
Unsure about what to expect from The Claims Guys after a PPI payout
I employed TCGs in July 2019 because I live in France (moved here 2006) and had practically no knowledge of loans, accounts, credit cards that I had had while in UK. Basically I only gave them my (numerous) addresses in UK from about 1975 and organisations which might have added PPI to my account. Nothing much happened…
-
Irrelevant information request by Barclaycard?
I have a claim in progress against Barclaycard for mis-sold PPI, this has been 'in-progress' now for some time. I have received periodic letters by post from Barclaycard explaining how busy they are and assuring me that they are dealing with the claim. They have now contacted me asking for information that I regard as…
