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Life/mortgage assurance.. claim?
Hi all, Just wondered if people think I might have a claim... I bought my first house over 20 years ago and took a policy advised by the advisor at the time. It has since been sold on several times to different companies (currently with Phoenix Life). In their recent letter, I notice that they have said that the policy…
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SANTANDER PPI REFUND
HI, Has anyone had a PPI refund offer from Santander recently? I originally put in a claim 12 years ago and heard nothing/ Despite chasing over the years. I then got a letter offering £126 for unfair commission. When I rang to enquire I was surprised to learn that Santander thad made me an offer of £13,400 back in 2016…
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PPI Co taking legal action for fees despite no PPI recieved due to an old bankruptcy
A standard PPI call came though, explained there was a bankruptcy 7 years ago (now discharged) they said they would attempt a claim. Documents came though, they asked if there was any debt, answered no as the bankruptcy ended. The bank have confirmed the funds will be awarded back to the bank however the PPI co have said…
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RBS & Natwest Credit Card Farce
I started some PPI claims in late 2018 of the off chance that i may of have been miss-sold PPI in the last 20 years. So far i have had two payments totaling around £400 less the 20% commission. (I know I could have done it myself but i didn't expect anything back so nothing lost) 18 months after confirming I had a PPI…
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Natwest PPI claim rejected ref The Excess Insurance Company of Shoreham
Hi, in the late 80's my parents took out a loan with Natwest to buy a static caravan to live in permanently. Because my father was self-employed he was told by Natwest he had to take out insurance to cover the loan, which was supplied via Natwest from The Excess Insurance Company of Shoreham. It was approx £12 pm. We tried…
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Unused travel insurance
If travel insurance is taken out to cover a one off trip where the cruise line has collapsed do I get my insurance fee refunded. I am presuming that my deposit will be refunded by ABTA and therefore I will not be disadvantaged by making an insurance claim.
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Should I pay?
I recently was contacted by a company called conclusive finance about ppi. They looked into this for me and apparently I was owed some money. However they said they paid this money to creditors? (I had an iva but that was finished over a year ago so don't have any creditors) and now I owe them their cut. I have received no…
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Debenhams Store Card - PPI Claim
Hi All, First ever post but long time lurker I'm afraid! Just filling in a PPI claim for for a Debenhams store card taken out in 2007 and cancelled in 2015 which had PPI (Account Cover Insurance) included on it for a while. I have filled in the paperwork and ready to send off, but not very clear as to where this needs to…
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I need to claim back mid-sold mortgage
dear Sirs, I am looking for help. We believe we were mis sold our mortgage product. We would like to claim, but solicitors want up to 43% to do this on our behalf. Can you recommend or navigate us on how we can do this? We have already wrote to Santander Who are denying they are responsible. Please can you help.
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Refund from HSBC no correspondence
Received a ppi refund but nocorresondence
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Rejected PPI claim - conditions on appeal to Ombudsman
My PPI claim has been rejected. Letter from building society states that the Ombudsman does not have its permission to consider my complaint if what happened was more than six years ago and I am complaining three years after I realized, or should have realized, there was a problem. I realized about PPI when many people…
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With regards to PPI repayments and fees charged by claims companies
Having received a couple of PPI repayments I have paid 20% + vat to the claims companies and I'm quite happy with that. As I'm self employed I'm trying to find out / understand if the fees I've been charged are / can be classed as business expenses, and therfore I can deduct them from my profits. As the interest on the…
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PPI Claim - Fast Track Reclaim
HI everyone I have had several letters come through about a PPI check coming through positive - i.e. I have money to be claimed. But as this is after the deadline (the letters have come through thick and fast since end of November) I'm wondering whether this is a scam? Has anyone else used Fast Track Reclaim? Any advice is…
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Started claim within deadline - does it count?
Hi all, just looking for some advice although I’m pretty sure I can’t claim... I contacted the claims guys in 2017 re PPI I thought I might have paid on an MBNA credit card it applied for in 1998 - I was pressured into applying at my university graduation ceremony so pretty sure it was mis-sold. MBNA came back and said…
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PPI questions from Bank
Hi, I put in PPI claim in August and this week I have finally received phone calls from HSBC. I was asked some very closed, direct questions about when I got my loan and credit card (both had PPI attached). I took out the loan & credit card in very early 2000s; nearly 20 years ago. So I couldn’t remember, for example,…
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R40 PPI help please! Section 3
I would be grateful if anyone could help me out with what goes where on the three options please. Giving myself a headache getting too confused. Thank you 😊 😊
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PPI - Missing Final Settlement Letter
I received a PPI payment on March 5th this year for Lloyds Bank Cheltenham and Gloucester mortgage. The money just appeared in my bank account with no prior notice. Phoned Lloyds; was told settlement letter sent on February 23rd (which I never received.) They assured me letter would be resent. Very long story short. I…
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Ppi off set?
Hi, After my claim was upheld by ombudsman, Capital one wrote to me and sent me a cheque. However, the cheque was spelt incorrectly so I phoned and asked for it to be re-issued. They have now credited my account with the money instead. I understand that they can off set it but the total ppi payout was more than I owed on…
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PPI Payment/Claims Company
Around 5/6 years ago I used the template letter from MSE to contact Lloyds Bank regarding PPI that I thought I had on a graduate loan 20 years ago. They wrote back and said that I didn't have PPI. In 2016, I went with a claims company, to look into other cards/loans that I had. Ironically, none of these had PPI however…
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Self assurance
Finding myself recently with some time on my hands I went through both my own, my wife's and our joint accounts to see if all the outgoings were correct. What I had assumed for over a decade was a pension policy payment turned out to be a monthly payment for self assurance in regards to a mortgage. The one that pays your…
