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Rejected PPI claim - conditions on appeal to Ombudsman
My PPI claim has been rejected. Letter from building society states that the Ombudsman does not have its permission to consider my complaint if what happened was more than six years ago and I am complaining three years after I realized, or should have realized, there was a problem. I realized about PPI when many people…
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With regards to PPI repayments and fees charged by claims companies
Having received a couple of PPI repayments I have paid 20% + vat to the claims companies and I'm quite happy with that. As I'm self employed I'm trying to find out / understand if the fees I've been charged are / can be classed as business expenses, and therfore I can deduct them from my profits. As the interest on the…
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PPI Claim - Fast Track Reclaim
HI everyone I have had several letters come through about a PPI check coming through positive - i.e. I have money to be claimed. But as this is after the deadline (the letters have come through thick and fast since end of November) I'm wondering whether this is a scam? Has anyone else used Fast Track Reclaim? Any advice is…
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Started claim within deadline - does it count?
Hi all, just looking for some advice although I’m pretty sure I can’t claim... I contacted the claims guys in 2017 re PPI I thought I might have paid on an MBNA credit card it applied for in 1998 - I was pressured into applying at my university graduation ceremony so pretty sure it was mis-sold. MBNA came back and said…
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PPI questions from Bank
Hi, I put in PPI claim in August and this week I have finally received phone calls from HSBC. I was asked some very closed, direct questions about when I got my loan and credit card (both had PPI attached). I took out the loan & credit card in very early 2000s; nearly 20 years ago. So I couldn’t remember, for example,…
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R40 PPI help please! Section 3
I would be grateful if anyone could help me out with what goes where on the three options please. Giving myself a headache getting too confused. Thank you 😊 😊
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PPI - Missing Final Settlement Letter
I received a PPI payment on March 5th this year for Lloyds Bank Cheltenham and Gloucester mortgage. The money just appeared in my bank account with no prior notice. Phoned Lloyds; was told settlement letter sent on February 23rd (which I never received.) They assured me letter would be resent. Very long story short. I…
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Ppi off set?
Hi, After my claim was upheld by ombudsman, Capital one wrote to me and sent me a cheque. However, the cheque was spelt incorrectly so I phoned and asked for it to be re-issued. They have now credited my account with the money instead. I understand that they can off set it but the total ppi payout was more than I owed on…
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PPI Payment/Claims Company
Around 5/6 years ago I used the template letter from MSE to contact Lloyds Bank regarding PPI that I thought I had on a graduate loan 20 years ago. They wrote back and said that I didn't have PPI. In 2016, I went with a claims company, to look into other cards/loans that I had. Ironically, none of these had PPI however…
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Self assurance
Finding myself recently with some time on my hands I went through both my own, my wife's and our joint accounts to see if all the outgoings were correct. What I had assumed for over a decade was a pension policy payment turned out to be a monthly payment for self assurance in regards to a mortgage. The one that pays your…
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Fraud
Hi I employed a 'builder' to undertake a renovation. The 'builder' completely damaged the house and it transpired he was claiming to be a other person and providing documents to that effect. Long story short he left with approximately £17k in his pocket, me with a very damaged property (no back wall, no sewage pipes, no…
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Money Save Solutions PPI reclaim
My parents started a PPI reclaim with Money Save Solutions back in 2016. In February this year we received a phone call to say that a refund amount had been identified. I did not proceed with that call at the time as my father had recently passed away. Now that I'm sorting through his files I've found the original…
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MYPPIREFUND - Not Happy with current situation
I am in a similar boat with other members on this forum who have been stung by PPI reclaim companies. Back in August 2019 I filled out an online "30 sec, no obligation form" to see if I was entitled to any PPI. At no stage did I sign any forms that would give them permission to pursue any claims if found, only filled out a…
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Penalty Charge
Hi all, I have been sent a letter from a debt collection agency with regards to a PPI claim with BankSmart. They are claiming I failed to provide necessary documentation for them to continue with my claim and are now charging me a penalty. Is this allowed and can I do anything about it or should I just ignore it? Thanks
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Am I entitled to compensation - Bank Lied&Lost Deeds
We started the process of buying a house in Nov. We are a
private sell so know the seller. We came to a standstill when Halifax were
delayed in sending out the deeds. Multiple times they told the seller they were going to be
sending them, then they said they got it wrong and deeds were actually in Scotland,
they would…
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Fees
Hi I filled out the usual PPI claim form not expecting anything to come back. I was sent a request to sign letter of authority repeatedly from claims company which I never got round to. The bank in question sent me a cheque advising I was due some PPI back. I never signed the LoA for the claims company. They have continued…
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Mercedes
is it possible to make a claim directly to Mercedes rather than doing through a company that will take upto 50%
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Tax Refund on PPI
Hi all, hoping someone can make this a bit clearer for me please. I had a PPI claim pay out and the bank paid the 20% tax. As advised I put a R40 claim form in then recently got a reply saying I have underrated and now owe hmrc. They plan to deduct from my wages over 12 payments so not too much hardship but definitely not…
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Confused about PPI Tax Refund
I've recently been successful in a PPI claim where tax has been deducted. All 3 loans are from nearly 30 years ago which is why I presume the interest is so high.I know I need to complete an R40 form for this but am confused about how it works. This is on my letter - Gross compensatory interest £5627.31, tax withheld…
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PPI Fees when another party has benefited
Hi, I engaged Fast track for PPI claim but never thought it would be successful however I have now received a letter from my bank stating that a claim has been agreed and it had the fastback ref number on it. The letter states the total claim is just under £4000 but that as it was a joint account I will be sent half and my…
