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Fraud
Hi I employed a 'builder' to undertake a renovation. The 'builder' completely damaged the house and it transpired he was claiming to be a other person and providing documents to that effect. Long story short he left with approximately £17k in his pocket, me with a very damaged property (no back wall, no sewage pipes, no…
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Money Save Solutions PPI reclaim
My parents started a PPI reclaim with Money Save Solutions back in 2016. In February this year we received a phone call to say that a refund amount had been identified. I did not proceed with that call at the time as my father had recently passed away. Now that I'm sorting through his files I've found the original…
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MYPPIREFUND - Not Happy with current situation
I am in a similar boat with other members on this forum who have been stung by PPI reclaim companies. Back in August 2019 I filled out an online "30 sec, no obligation form" to see if I was entitled to any PPI. At no stage did I sign any forms that would give them permission to pursue any claims if found, only filled out a…
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Penalty Charge
Hi all, I have been sent a letter from a debt collection agency with regards to a PPI claim with BankSmart. They are claiming I failed to provide necessary documentation for them to continue with my claim and are now charging me a penalty. Is this allowed and can I do anything about it or should I just ignore it? Thanks
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Am I entitled to compensation - Bank Lied&Lost Deeds
We started the process of buying a house in Nov. We are a
private sell so know the seller. We came to a standstill when Halifax were
delayed in sending out the deeds. Multiple times they told the seller they were going to be
sending them, then they said they got it wrong and deeds were actually in Scotland,
they would…
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Fees
Hi I filled out the usual PPI claim form not expecting anything to come back. I was sent a request to sign letter of authority repeatedly from claims company which I never got round to. The bank in question sent me a cheque advising I was due some PPI back. I never signed the LoA for the claims company. They have continued…
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Mercedes
is it possible to make a claim directly to Mercedes rather than doing through a company that will take upto 50%
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Tax Refund on PPI
Hi all, hoping someone can make this a bit clearer for me please. I had a PPI claim pay out and the bank paid the 20% tax. As advised I put a R40 claim form in then recently got a reply saying I have underrated and now owe hmrc. They plan to deduct from my wages over 12 payments so not too much hardship but definitely not…
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Confused about PPI Tax Refund
I've recently been successful in a PPI claim where tax has been deducted. All 3 loans are from nearly 30 years ago which is why I presume the interest is so high.I know I need to complete an R40 form for this but am confused about how it works. This is on my letter - Gross compensatory interest £5627.31, tax withheld…
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PPI Fees when another party has benefited
Hi, I engaged Fast track for PPI claim but never thought it would be successful however I have now received a letter from my bank stating that a claim has been agreed and it had the fastback ref number on it. The letter states the total claim is just under £4000 but that as it was a joint account I will be sent half and my…
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Payday Loan offer - should I accept or decline?
Hi, I submitted a mis-sold payday loan to Car Cash point on the 21 January 2020 through Resolver, and they responded that the complaint refers to an account that I held with them over six years ago and there lending was responsible, so because of this they would not be accepting my complaint. I responded a couple of months…
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Employment status and PPI
Evening Experts! A quick question. I have just had a claim for PPI denied. The letter I received stated that the PPI policy required that I was in 'permanent' employment, I was employed by an agency at the time. My question is, does agency work qualify as permanent work? Cheers
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Nhs dental refund for treatments abroad
Hi, i have applied for refund of my dental costs that incurred in Poland while I was there visiting family- £1,600 ( 6 appointments, 17 fillings, scaling, re- construction of filling, ) As you can imagine I haven’t planned that visits or costs but pregnancy clearly took a toll on my dental health. I have dental exemption…
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Bankrupt
I managed to claim ppi and get a payout in Oct 2016. I now see you can claim the tax back. I filed for bankruptcy in March this year. Will hmrc take the tax refund as I am declared bankrupt?
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Just a thank you from a lurker
It's just a thank you to MSE and forum members from a lurker really. I sent my PPI complaint in on deadline day after being convinced in here to give it a go. Today I got my offer of just over 9k, simply as a result of the tools on this site. As in sure you all remember, there are those who are addressing their financial…
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Tax on PPI Paid To Estate Of Late Wfe
I've just received a PPI refund which includes a substantial amount of tax. In total it will push my income for the year over the 40% tax threshold, assuming no change to my employment situation between now and the end of the tax year. So on that basis I assume I will have extra tax to pay. However, about 30% of the…
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Can you claim tax back
Do I read somewhere that you can claim tax back on ppi? Had successful ppi claim on secured loan some time ago and was wondering if I can claim tax back on it also?
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Tax Returned Ltd
Please can someone help. My son filled in a form to claim back £60 uniform costs from HMRC and bever heard anything back last year. Now today he has received a letter stating hes due £488 tax rebate but a cheque has bee n sent to Tax Returned where they take a huge fee. Hes 21 doesnt want anyone dealing with his tax. The…
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P p i refund
I use the company for PPI they paid me out but I spent their commission fees over Christmas now they are chasing me. To be frank I’ve not got the money. If I don’t pay them for the foreseeable future..could they take action against me? I also suffer anxiety
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Subsidence
3/4 way through a subsidence claim. Contractor has set a date, all ready to go and now the insurers rang and said they are offering me a cash settlement!? Why?! I asked extras questions about floors and walls but the contractor was happy to answer them all! This seems so odd, the work is pages long and although coronavirus…
