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Is this a scam
We had a telephone call from Money Saving Experts (Steven Jones) saying that we were due £4,920 due to us from missold PPI from Halifax. They were coming to deliver the cheque to us in person but they needed an Amazon gift card for £200. He said that he needed to see proof we had this Amazon gift card before they would…
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Case dropped by ppi company
Hi , I put in a claim in August with a ppi recovery company , they investigated but decided not to go ahead with a credit card , out of the blue yesterday I received an email saying the credit card company had investigated themselves and was offering a redress payment of a few thousand pounds . The email from the ppi…
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Where do I go from here? - PPI Complaint
Hello all,I'm just looking for a little guidance on how to proceed with pursuing my complaint for PPI mis-selling. (Summary: Complaint opened Aug 2019. Response received Dec 2019. Evidence provided Dec 2019. Follow up letter March 2020. Still no response from PPI Team) I initiated a complaint in August 2019 with New Day…
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R40 form
I I filled a R40 form in and sent it to HMR&C I have received a letter today stating I have paid to much tax, I got a cheque for £38.31 Which I’m very grateful, however in the same envelope there was another letter stating I had paid to much tax and a cheque will be sent to a Company FCR limited which I don’t know of this…
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Do i have to pay PPI Claim company if they closed my case?
Hi, not sure where i stand...PPI company emailed me in Aug 2019 & text in Feb 2020 to say they had closed my case. I queried with Barclays a letter i received stating PPI a claim had been dealt. I explained it had been a joint account and they said they'd investigate for me. They sent me a chq last week. I have now had…
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quick plevin question
Hi, I am about to get a Plevin payout on a credit card. At certain points especially towards the end of having the card I was running up late fees and overlimit fees. Does Plevin work the same as other claims, that the bank has to put me back in the position I would have been in if I had not paid too much for the policy?…
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Advice on insurance I've been paying for the last 17 years
I've been paying Barclays "Overdraft PPI" every month. I called Barclays to ask what it was for but they told me I need to contact their underwriters (Monument Insurance) which I did, I was told it was for exactly that - overdraft protection - for me and a (now) ex-girlfriend, we split up in early 2003. They also had an…
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Insurance claim time limits
Hi. A couple of years ago I broke my phone and claimed on my gadget insurance. The claim for accidental damage was approved so I took the phone to a Samsung repair centre and paid for the screen replacement. I moved house at the same time and during the confusion thought I'd lost the repair receipt so I effectively wrote…
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MBNA PPI Redress Upheld - but issues getting paid.
Hi - Thank's to Martin's prompting towards the close of the PPI deadline last year I spent a couple of hours entering general enquiries on a number of sites one of which was MBNA. Since then all but MBNA have come back as negative. I had a number of email, written and telephone discussions with them and on 6 May 2020 I was…
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Got fined for no insurance can I appeal?
Insurance company didn't renew insurance and gave no reason. I thought it was auto renewed hence got stopped and fined. Can I appeal?
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R40 - Advice for sections 3.1, 3.2, 3.3 and 3.4
Hi, I am hoping someone can offer some advice please. Briefly, I was lucky to receive 3 x PPI payouts - one in Oct 19 and two in Jan 20. Using the R40 form, can I claim the tax now or should i wait until the start of the new tax year? I am a basic rate tax payer. I am okay with most of the R40 form but am not 100% sure…
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I just found this.... proof of ppi....😱
Hi everyone... I have been a lurker for a long time but only posted few. I have questions ..... 1. Am I likely to get a refund? 2. Will the bank look into all my accounts based on one claim? Please see background below I have submitted complaints through RESOLVER and direct to the banks directly when I read on the 28th…
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Paid into old account
I recently used a company to reclaim ppi. I have now received 2 payments one came as a cheque and the other got paid into an old account that I have not used for over 15 years. The problem is it was overdrawn and its swallowed all my ppi and now I have not got enough money to pay ppi company. Are they allowed to pay my ppi…
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PPI Tax - R40 form
Hello all. I (today) just had the good news that I have been awarded some redress in a PPI case (Lloyds) I have been advised I may be able to claim back the tax element which equates to £684 I am a little confused with the form though, in section 2.1 (if you know the form) it asks for Total pay from all employments before…
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Mortgage Insurance
This is a bit complicated as mortgage advisor was my mother in law and her son (my husband) has recently moved out and asking for divorce and to sell the home im still living in with our daughters. Anyway it has come to light that he has just cancelled our single life policies and the mortgage cover plan. When I mentioned…
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pay day loans Wage Day Advance
I received an e mail out of the blue from Howard Smith and Boyle administratators for Wage day Advance. which has gone into administration. Had not used this lot for 7 years. They asked me to fill a form out as they said they might owe me £2700. Got another e mail back yesterday telling me that they were offering 5p in the…
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PPI claim rejected but oversold Commosioners refunded
I need help, I have very unwisely used Allay claims to process my PPI claim. I have just received a letter from Barclay card and they have rejected my PPI claim ( I will be taking this separately to financial ombudsmen) . Barclaycare have however awarded me a refund for oversold commission charged on the PPI. Allay claims…
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++ WONGA Claim ++
Trust everyone is remaining safe, both physically and mentally, Quick question: Can I still claim for mis-sold WONGA pay-day loans? What is the eligibility? I satisfied each loan within 2...3 days of receiving the loan. Thank you.
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PPI MBNA Rejected - Appreciate your views.
I've just had a PPI claim rejected by MBNA due to the 3-year rule as they wrote to me in 2013 and the account was opened in 2008 (ish). I, however, had the Plevin component upheld which gives a total after interest etc. of just over £11k. Handily the cheque arrived at the same time (in a different envelope). I am deciding…
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Ongoing Bullying from Fast Track Reclaim
DO NOT USE THIS COMPANY!! During the pandemic they have continued to send threatening texts and emails for a payment. I have made several calls and emails in response to their threatening letters & emails advising I have not been paid yet they ignore me. They have lied by saying they have contacted the bank but when I call…
