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quick plevin question
Hi, I am about to get a Plevin payout on a credit card. At certain points especially towards the end of having the card I was running up late fees and overlimit fees. Does Plevin work the same as other claims, that the bank has to put me back in the position I would have been in if I had not paid too much for the policy?…
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Advice on insurance I've been paying for the last 17 years
I've been paying Barclays "Overdraft PPI" every month. I called Barclays to ask what it was for but they told me I need to contact their underwriters (Monument Insurance) which I did, I was told it was for exactly that - overdraft protection - for me and a (now) ex-girlfriend, we split up in early 2003. They also had an…
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Insurance claim time limits
Hi. A couple of years ago I broke my phone and claimed on my gadget insurance. The claim for accidental damage was approved so I took the phone to a Samsung repair centre and paid for the screen replacement. I moved house at the same time and during the confusion thought I'd lost the repair receipt so I effectively wrote…
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MBNA PPI Redress Upheld - but issues getting paid.
Hi - Thank's to Martin's prompting towards the close of the PPI deadline last year I spent a couple of hours entering general enquiries on a number of sites one of which was MBNA. Since then all but MBNA have come back as negative. I had a number of email, written and telephone discussions with them and on 6 May 2020 I was…
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Got fined for no insurance can I appeal?
Insurance company didn't renew insurance and gave no reason. I thought it was auto renewed hence got stopped and fined. Can I appeal?
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R40 - Advice for sections 3.1, 3.2, 3.3 and 3.4
Hi, I am hoping someone can offer some advice please. Briefly, I was lucky to receive 3 x PPI payouts - one in Oct 19 and two in Jan 20. Using the R40 form, can I claim the tax now or should i wait until the start of the new tax year? I am a basic rate tax payer. I am okay with most of the R40 form but am not 100% sure…
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I just found this.... proof of ppi....😱
Hi everyone... I have been a lurker for a long time but only posted few. I have questions ..... 1. Am I likely to get a refund? 2. Will the bank look into all my accounts based on one claim? Please see background below I have submitted complaints through RESOLVER and direct to the banks directly when I read on the 28th…
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Paid into old account
I recently used a company to reclaim ppi. I have now received 2 payments one came as a cheque and the other got paid into an old account that I have not used for over 15 years. The problem is it was overdrawn and its swallowed all my ppi and now I have not got enough money to pay ppi company. Are they allowed to pay my ppi…
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PPI Tax - R40 form
Hello all. I (today) just had the good news that I have been awarded some redress in a PPI case (Lloyds) I have been advised I may be able to claim back the tax element which equates to £684 I am a little confused with the form though, in section 2.1 (if you know the form) it asks for Total pay from all employments before…
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Mortgage Insurance
This is a bit complicated as mortgage advisor was my mother in law and her son (my husband) has recently moved out and asking for divorce and to sell the home im still living in with our daughters. Anyway it has come to light that he has just cancelled our single life policies and the mortgage cover plan. When I mentioned…
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pay day loans Wage Day Advance
I received an e mail out of the blue from Howard Smith and Boyle administratators for Wage day Advance. which has gone into administration. Had not used this lot for 7 years. They asked me to fill a form out as they said they might owe me £2700. Got another e mail back yesterday telling me that they were offering 5p in the…
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PPI claim rejected but oversold Commosioners refunded
I need help, I have very unwisely used Allay claims to process my PPI claim. I have just received a letter from Barclay card and they have rejected my PPI claim ( I will be taking this separately to financial ombudsmen) . Barclaycare have however awarded me a refund for oversold commission charged on the PPI. Allay claims…
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++ WONGA Claim ++
Trust everyone is remaining safe, both physically and mentally, Quick question: Can I still claim for mis-sold WONGA pay-day loans? What is the eligibility? I satisfied each loan within 2...3 days of receiving the loan. Thank you.
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PPI MBNA Rejected - Appreciate your views.
I've just had a PPI claim rejected by MBNA due to the 3-year rule as they wrote to me in 2013 and the account was opened in 2008 (ish). I, however, had the Plevin component upheld which gives a total after interest etc. of just over £11k. Handily the cheque arrived at the same time (in a different envelope). I am deciding…
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Ongoing Bullying from Fast Track Reclaim
DO NOT USE THIS COMPANY!! During the pandemic they have continued to send threatening texts and emails for a payment. I have made several calls and emails in response to their threatening letters & emails advising I have not been paid yet they ignore me. They have lied by saying they have contacted the bank but when I call…
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Fast track Reclaiim - cancelled claim
Hi I had put in for a PPi check (and since reading small print was a contract) with Fast track Reclaim I had reservations afterwards (I think was outwth the 14 days though) so emailed them asking to cancel all claims and remove all my data as per GDPR I received this reply: Thank you for your email. We can confirm that we…
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need help
I have spilt with my wife she has throw all my ppi paper work away can i ask the bank for a copy of the paper work
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Fees charged by Claim Easy
My wife is due a PPI refund made on her behalf by Claim Easy and their fee is 35% plus Vat as the claim started before the fee cap. Is this payable on the gross amount, as they're saying, or the net amount my wife's received? Also is there really no way she can challenge these high fees please?
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Do I legally have to pay PPI Claims company as l lost PPI claim but still received compensation
I used a PPI Claims company to act on my behalf to trace any PPI claims I might have, they said I had a claim against a major credit company. The credit card have completed it's investigation and assessed that I was not mis-sold PPI, however because of a ruling at the Supreme Court 2014 Plevin vs Paragon Personnel Finance…
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LTSB ppi question
Hi all On a cc statement it says ...LLOYDS TSB AS CVR...now my question is...was this a PPI? I filed for a PPI and have only just got statements through the debt firm who bought the debt ages ago, there is a £5.95 monthly charge. LTSB replied in Jan saying no PPI against my accounts. Any advice would be really appreciated.…
