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Payday Loan offer - should I accept or decline?
Hi, I submitted a mis-sold payday loan to Car Cash point on the 21 January 2020 through Resolver, and they responded that the complaint refers to an account that I held with them over six years ago and there lending was responsible, so because of this they would not be accepting my complaint. I responded a couple of months…
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Employment status and PPI
Evening Experts! A quick question. I have just had a claim for PPI denied. The letter I received stated that the PPI policy required that I was in 'permanent' employment, I was employed by an agency at the time. My question is, does agency work qualify as permanent work? Cheers
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Nhs dental refund for treatments abroad
Hi, i have applied for refund of my dental costs that incurred in Poland while I was there visiting family- £1,600 ( 6 appointments, 17 fillings, scaling, re- construction of filling, ) As you can imagine I haven’t planned that visits or costs but pregnancy clearly took a toll on my dental health. I have dental exemption…
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Bankrupt
I managed to claim ppi and get a payout in Oct 2016. I now see you can claim the tax back. I filed for bankruptcy in March this year. Will hmrc take the tax refund as I am declared bankrupt?
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Just a thank you from a lurker
It's just a thank you to MSE and forum members from a lurker really. I sent my PPI complaint in on deadline day after being convinced in here to give it a go. Today I got my offer of just over 9k, simply as a result of the tools on this site. As in sure you all remember, there are those who are addressing their financial…
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Tax on PPI Paid To Estate Of Late Wfe
I've just received a PPI refund which includes a substantial amount of tax. In total it will push my income for the year over the 40% tax threshold, assuming no change to my employment situation between now and the end of the tax year. So on that basis I assume I will have extra tax to pay. However, about 30% of the…
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Can you claim tax back
Do I read somewhere that you can claim tax back on ppi? Had successful ppi claim on secured loan some time ago and was wondering if I can claim tax back on it also?
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Tax Returned Ltd
Please can someone help. My son filled in a form to claim back £60 uniform costs from HMRC and bever heard anything back last year. Now today he has received a letter stating hes due £488 tax rebate but a cheque has bee n sent to Tax Returned where they take a huge fee. Hes 21 doesnt want anyone dealing with his tax. The…
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P p i refund
I use the company for PPI they paid me out but I spent their commission fees over Christmas now they are chasing me. To be frank I’ve not got the money. If I don’t pay them for the foreseeable future..could they take action against me? I also suffer anxiety
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Subsidence
3/4 way through a subsidence claim. Contractor has set a date, all ready to go and now the insurers rang and said they are offering me a cash settlement!? Why?! I asked extras questions about floors and walls but the contractor was happy to answer them all! This seems so odd, the work is pages long and although coronavirus…
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CMC Fee
Hi, A little advice if possible. Back on deadline day, I advised a CMC to act on my behalf and go ahead and investigate my accounts. (I know - stupid!) I received contracts from them around a week later. On the day the contracts arrived, I called them to advise them to no longer pursue my claim. I have records of time &…
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Who do I pay?
I used a claims company to deal with my PPI a few years back and owe them £800. Just before the pandemic I had a law enforcement officer knocking my door with a high court writ (highly embarrassing) saying that I now owed the company that he works for £2500!! I’ve arranged to pay back ex amount a month but I’m still having…
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Happy days one question re refund
Ive had three very successful results reclaiming PPi over last few months I did it myself and didnt use any companies to do it for me. All the refunds ive had have had tax deducted from the figure by the bank etc. Is this tax shown against myself ? Dumb question i know but just wondered One claim was with Barclays in…
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ppi payment for partner
12 years ago we (myself and my partner) took out 2 loans in a joint account, as we approached august i though i would try and see whether we were due our ppi back as ppi was never mentioned and for the second loan my partner had lost his job, so was useless. so i filled in the forms but only put my name on it, ive received…
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PPI Refund offer, debt management plan and universal credit.
I am in a joint debt management plan, and have a joint UC claim. My partner works full time, I am a full time carer for our disabled son and recieve the relevant benefit. I have been offered (in my name only ) a refund of PPI on a credit card. The refund is for a total of £1528.46 and breaks down as:- Premiums £818.37…
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Fasttrack reclaim
I requested fast track to look into PPI for me, I had letter saying that Lloyd's will pay a sum into my bank account or send check, I've not had any payment yet, but Fast track telephoning and sending letters reminding me to pay their invoice for the service. Do I have a right to pay this after I receive payment? Thank you
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PPI Joint Account
Hi all. Had a successful claim for PPI from Natwest Bank on a joint account with my wife. Didn't realise that we had to both do a separate claim, so I have received my half of the amount but she hasn't. We phoned them up at the time and asked for her half to be paid and were pointed in the direction of making another…
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Undeposited Cheque (UK)
I am a Halifax Ultimate
Reward account customer. Back in 2011 (July 2011), Halifax Travel Claims Department
issued a cheque to me as settlement for my travel insurance claim. It is a
significant amount of money (a few hundreds). I miss placed it and forgotten to
cash in the cheque. During the lockdown period,
I was going…
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PPI sold by Halifax to my deceased parents, but the Halifax investigator identifies not-mis-sold
Please could anyone clarify, given that both my parents have died how the Halifax representative ascertains that PPI was sold, but not-mis-sold when the accounts cannot be verified by my parents? They mortgaged with Halifax in 1973 and paid the mortgage off after about 25 years. Each time they remortgaged, it was with…
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PPI Thanks
Received a letter saying our PPI claim is accepted and we are getting £2000. Well pleased with that as we just got in before the closing date. Thanks Martin!