ppi payment for partner 9 January 2020 at 11:26PM in Reclaim PPI & other insurance 18 replies 1.4K views

lucinad

12 years ago we (myself and my partner) took out 2 loans in a joint account, as we approached august i though i would try and see whether we were due our ppi back as ppi was never mentioned and for the second loan my partner had lost his job, so was useless.
so i filled in the forms but only put my name on it, ive received a 2 letters for both the loans ppi and have got a 50% refund + interest (50% as i am only entitled to 1/2 of the refund) but as the deadline has ended does that mean he cant claim his 1/2? even though the bank knows he is entitled to it.

MovingForwards

Yup, he lost out.

brettcta

Not necessarily no - some banks (including where I work) will pay out to the other party even now. It’s worth them contacting the lender and talking to them.

lucinad

brettcta wrote: »

Not necessarily no - some banks (including where I work) will pay out to the other party even now. It’s worth them contacting the lender and talking to them.

thank you Brettcta, it is definitely worth a try do you have any advice how to go about contacting them, email/letter/phone/twitterchat!? lol

[Deleted User]

Any except twitter. Lol.

lucinad

Ha ha yeah didn't think so! :rotfl:

brettcta

Phone will usually do it. You could try smoke signals.

ElizSinky

lucinad wrote: »

12 years ago we (myself and my partner) took out 2 loans in a joint account, as we approached august i though i would try and see whether we were due our ppi back as ppi was never mentioned and for the second loan my partner had lost his job, so was useless.
so i filled in the forms but only put my name on it, ive received a 2 letters for both the loans ppi and have got a 50% refund + interest (50% as i am only entitled to 1/2 of the refund) but as the deadline has ended does that mean he cant claim his 1/2? even though the bank knows he is entitled to it.

Hi, This has happened to myself and partner, did you have any luck ?

lucinad

I'm waiting to hear back i didn't query it straight away. It's worth a try, better than doing nothing. I would have thought legally they have admitted miselling ppi on both 50%s so surely the other 50% has already been allocated, but not yet claimed.

ElizSinky

lucinad wrote: »

I'm waiting to hear back i didn't query it straight away. It's worth a try, better than doing nothing. I would have thought legally they have admitted miselling ppi on both 50%s so surely the other 50% has already been allocated, but not yet claimed.

Thanks for the reply, Yes I have just done a letter to post off so fingers crossed, good luck.

societys_child

lucinad wrote: »

. . so surely the other 50% has already been allocated, but not yet claimed.

Nothing is "allocated".

That's claims company lies!