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'The Financial Ombudsman has accepted on your behalf'
I made a claim re a Nat West credit card in mid August 2019. I had heard nothing by November 2019 so contacted the Financial Ombudsman. The Ombudsman investigated and informed me that RBS would be making an offer of compensation and continued 'The offer is in line with the ombudsman’s general approach where we decide that…
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PPI RECLAIM and impact on credit rating
Does anyone know if it is possible to claim against a product supplier in the case of PPI where the premiums or excessive costs cause my credit rating to be damaged?
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How long to wait for payout of PPI
Hi and I will say thanks now I have been awarded 2 claims on PPI amounting to approx £9000 - I sent the various letters back accepting and the cheques were to take 30 days to arrive as I no longer have accounts with the 2 banks. It is now 42 days and no cheques have arrived - I have tried to contact both offices but they…
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VAT twice on a PPI refund
Hi guys, I successfully got some money on a PPI claim and when that was paid to me by the bank the VAT was taken. Now the company I used to make the claim are wanting to take their fee, however, they are charging you VAT on the fee also. Is this correct? I know it's two separate payments but should I be charged VAT on…
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How much tax was paid?
Hi guys, I received a PPI payout recently from RBS for a £5000 loan taken out in 1994 over 3 years. The letter states the amount of £652.53 includes a refund of the PPI premiums paid plus 8% interest net of any income tax. I want to fill in a R40 form to claim back the tax but there is no information on how the payment was…
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R40 interest tax claim on Ppi
I made a claim on an R40 back in February but haven't anything. How do I follow up? Can I do this as a webchat or do I need to resend the paperwork by snailmail? Thx
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RBS PPI claim
I made a complaint just before the deadline last year regarding PPI I paid on a Natwest credit card. I have just received a response from RBS by post, telling me they have found no evidence that PPI was sold. Trouble is, they have mistakenly investigated my two Natwest bank accounts, and not my credit card. I have…
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PPI Terminology
Hi Does anyone know for Halifax mortgage if 'plan cover payment' is considered to be ppi? I have made a claim before deadline and received a letter that I didnt get PPI and when I posted and emailled evidence of plan cover payment I have had no reply so of course I have taken it to financial ombudsmen
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Ppi tax refund
I received ppi in March and £478 tax was taken off.HMRC have told me I'm not entitled to a refund as I've used up my allowance for 2019/20 tax year.Is this correct?
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Comission charged
I've had a successful ppi claim come through but the management company are going to charge 42% comission. I thought it was 24%. Apparently, the maximum charge was lowered In July 18 but anyone who started claim before that have to pay the amount stated at that time. I was not aware that this was the case and feel this is…
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PPI Claims Management company claiming commission on gross amount but only net amount received
I went through a claims management company who are claiming commission on the gross amount. However, my payout was on the net amount. I am unable to reclaim the interest as my salary is over the threshold. Do I have to pay the commission on the gross amount.
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Must I pay the fee?
It was near the deadline for claiming and I foolishly instructed a company to try to see if I’d ever paid as one other company I used said I wasn’t due any refund. . To my surprise I received £1,700 of which £200 went in tax. The company, however, charged me 20% of the £1,700 then 20% VAT! Can they do that? It seems…
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ATE insurance
I have a long running no win no fee case that will be heard eventually at the high court. My solicitor suggested ATE insurance, explained it to me and said it should cost around £1000 and that she would shop around for the best deal. The letter i have received from her now tells me that ATE she has found would cost £3000…
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Lloyd's Bank Ppi Awarded but not paid
Hi, this is my first post Back in 2015 my health deteriorated and I was unable to to pay my debt to Lloyd's bank, after writing to the bank and explaining my situation they agreed to write off the debt and close the account. A couple of years later I enquired about ppi mis selling and was awarded over £1000 but was told…
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Income Protection
HI, I'm sure this is going to be an easy one to answer... I was made redundant in Feb 2019 and I have just discovered (yes sorry, I'm thick) that I have been paying for Income Protection monthly. I have now cancelled the DD as I couldn't get through on the 'phone although I am about to email the address they gave me on the…
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Lloyd’s bank
Lloyd’s have closed their ppi office without refunding customers that they had promised to refund and if you follow their instructions you are told to go to the website and then phone the number which says go to the website. They have been closed for over a week I have found out and they have no info as to when it will…
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PPI refund
I signed up with a PPI claims line very close the cut off date thinking that there was little chance of success I did have an e-mail from them earlier this year to say claims were very slow and an acknowledgment from Barclays that they had received my claim and again saying they were taking longer than expected. Today a…
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ppi complaint ( ongoing ) with RBS.
I have made a credit card ppi misselling complaint to RBS via Resolver on the deadline date in August of last year . ( One of 3 complaints to 3 different banks ). RBS have told me by phone (in late February 2020 ) that they have lost all details of my original complaint as "the website might have be down" due to the last…
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PPI Refund
Looking for some advice from you wonderful people 😁 I was in a DMP for years but can out if it after being in a position to clear most of my debts with partial settlements which l did with all but a couple of them. At the same time l claimed PPI on all these debts and they were upheld. One of them was for RBS CC which is…
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Ppi company
I claimed my ppi back from most companies but here was one I knew I had it with that I’d tried to get it back but got nowhere. I signed up to one of those companies online. I didn’t continue or return their paperwork. I then carried on seeking it myself. I got a small amount back. The ppi company are now asking for…
