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Topshop acount in 1980

How can i trace the account with no paperwork?  opened when 18 in london.
Topshop newday say no details held!!

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    edited 30 April 2020 at 11:17AM
    Forget about it.

    The on!y person who should have details after 40 years is you.
  • dunstonh
    dunstonh Posts: 119,883 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Topshop newday say no details held!!

    Not sure why you are surprised by that.  It was 40 years ago.  Data protection compliance recommends destruction of data after 6 years.    

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • societys_child
    societys_child Posts: 7,110 Forumite
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    edited 1 May 2020 at 1:32PM
    sosh_2 said:
    How can i trace the account with no paperwork?
    What are you hoping to achieve? If it's regarding PPI, the complaint deadline was many months ago.

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    sosh_2 said:
    How can i trace the account with no paperwork?
    What are you hoping to achieve? If it's regarding PPI, the complaint deadline was many months ago.

    Clearly, the "complaint" must have been made before the deadline to have even been considered or looked into by the lender. If the enquiry  was after the deadline, the OP would have simply been time barred.    

    Even at the height of  PPI complaints, 40 year old finance had zero chance of being successfully complained about-not least because PPI was still very rare at that time. 

    Regardless of the reason for wanting  to "trace" this account, there really is no point in the OP pursuing  this any further...
  • sun73
    sun73 Posts: 498 Forumite
    Part of the Furniture 100 Posts
    sosh_2 said:
    How can i trace the account with no paperwork?  opened when 18 in london.
    Topshop newday say no details held!!
    When did the account close?  If more than six years ago you need to ask Santander or send a SAR. My partner had a Burtons card that closed in 1998 but Santander still had records about it.  So it’s not a lost cause yet.
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