Allay claims PPI

lanciadeltas4

hi

wonder if anybody can help me on this

they started a claim over a  year ago for xxxx company, February last year i received a check direct from xxxx company nothing to say it was from Allay claims, now a year late allay are chasing me for the payment, as they say they got the claim through and are threatening court action, i have spoken to them today and offered a payment plan which they do not do, how do i progress with this

i know about getting a ccj so trying to avoid

a friend had the same problem a couple of years ago exactly the same situation but wont tell me th outcome

any help would be appreciates

[Deleted User]

Did you sign a contract with them? If so, they will take a cut of any successful PPI complaints.  

The best thing is to pay it ASAP. Claims companies are very good at extracting money they are owed.

[Deleted User]

You signed a contract with them to make the complaint, you won the complaint - so you pay them out of the refund you got from the cheque in February? 

dunstonh

they started a claim over a  year ago for xxxx company, February last year i received a check direct from xxxx company nothing to say it was from Allay claims,

It wouldn't do. The vast majority of redress payments are made direct to the consumer.

 now a year late allay are chasing me for the payment, as they say they got the claim through and are threatening court action, i have spoken to them today and offered a payment plan which they do not do, how do i progress with this

If you wish them to consider a payment plan then you have to evidence that you are in financial hardship and cant afford it.    However, as it has taken them a year to come to you, then you reasonably have a year to pay them back in full without the need to show hardship.

lanciadeltas4

Deleted_User said:

Did you sign a contract with them? If so, they will take a cut of any successful PPI complaints.  

The best thing is to pay it ASAP. Claims companies are very good at extracting money they are owed.

all done online, no signature

lanciadeltas4

Deleted_User said:

You signed a contract with them to make the complaint, you won the complaint - so you pay them out of the refund you got from the cheque in February? 

thank you nowhere on the cheque letter where Allay mentioned,

lanciadeltas4

my question is why did they take so long

brettcta

lanciadeltas4 said:

Deleted_User said:

You signed a contract with them to make the complaint, you won the complaint - so you pay them out of the refund you got from the cheque in February? 

thank you nowhere on the cheque letter where Allay mentioned,

Again, it won’t do. They’ll have been CC’d into all of your correspondence.

brettcta

lanciadeltas4 said:

my question is why did they take so long

They deal with hundreds of thousands of people similar to you who decided to pay someone to undertake a free process. Quite often they’ll end up losing letters and may have only recently gone back to your lender for a copy of your final response letter and have them subsequently billed you. They have 6 years to do this.

It’s not easy keeping track of thousands of invoices for doing next to nothing, though I imagine this has been expedited now as they’re shutting up shop at the end of feb.