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A quick question re;PPI
Hi All, I'm one of those who had a card with Morgan Stanley, which then became a Barclaycard. I wish to reclaim the ppi as I'm certain I never asked for it. Now, do I send the template letter asking for the original agreement to MS or Barclays? Many thanks BTW on the Barclays statements it shows the PPI as AXA ppi. Does…
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Citi Financial - Help/advice please!
My boyfriend has a loan with Citi Financial, which he recently found out had PPI added to it even though he said he didnt want it at point of sale. We sent them the letter as per the template on this site, including the £1 postal order. We have now had this reply, which we don't really know what to do or go from here…
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Lloyds Offer on Loan Mis-selling
Hi Everyone, I have recently been successful in getting money repayed by Lloyds to me regarding mis-selling of PPI. This repayment included interest. Following this, I wrote to them complaining about the mis-selling of the loans in terms of the way they were sold to me. This was not about PPI. I have been reasonably…
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£10 charge for PPI info from Barclaycard
Hello, Just a quick question, have written to Barclaycard and asked for my PPI to be refunded (1st letter), received letter back from them stating I must send £10 as per Data Protection...... I thought this was only necessary for default/late charges and not the case in a mis-sold PPI case, am I right??
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First Plus Loan PPI reclaim
Hi I have a First Plus loan that I took out 4 years ago to the value of £98,000. To take on the loan I had to also have their PPI as part of the deal. They claim that they will pay me £25,000 back as part of the PPI deal which is supposed to occur in just over 12 months time. What I would like to know is this: Do they pay…
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Please we need help
Hi, my name is Geoff and I urgently need help!! My wife and I contacted claim4refund regarding claiming misold PPI back. We explained that we were in an IVA and they said no problem, it wont affect our claims and that they could get our money back. We filled out the forms and sent them back! They started to send invoices…
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Blackhorse PPI on secured loan
I applied for a loan of £500 in April 2005 online. Got a call out of the blue from the Blackhorse rep saying can do the £500 but what about a much bigger loan to clear all debt. Said house was up for sale not much point. told would improve chances of better mortgage as would appear debt free. Took out £25k loan secured…
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Central Capital/Endeavour
I recieved a letter from Central Capital after sending them a questionnaire saying it is 'Time Barred as I took the loan out on 2003', they werent regulated by the FOS, so they will not deal with my complaint. They say I should talk to my loan company Endeavour as they set up PPI?? It is up to them what refund i recieve?…
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HBOS- Advice Please
My husband wrote and applied for his PPI and late charges on his BOS Mastercard. He got in financial problems in 2003 and had a few late & default charges of £25 a time adding up to £500 + interest. We have been advised they will pay back all PPI paid from 1997 to 2003 when this was cancelled but received a letter…
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help with lloyds please
i am about to start reclaiming (for my brother in law) ppi on 8 loans he had over the years with lloyds.i think all the loans are single premium ppi....... my first question is when i write to lloyds should i keep each loan seperate the reason i ask this is because each loan was paid off early with another loan so i…
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BOS credit cards PPI
hi i recived a letter from BOS today to say that they were going to refund PPI on one of my cards, just wondering if anyone knows how to work out what iam owed? thanks
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need some help/advice mppi
I had Halifax total mortgage protection plan which i took out with my halifax mortgage as i was self employed ...2 years into mortgage i had an accident and claimed on policy and it paid my mortgage for 8 months..great... a further 2 years later i sold house and bought a new house but halifax could not give me mortgage as…
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Natwest PPI
This is first post. I am coming to the 8 week deadline (sent off MSE letter) for a response from Natwest over a loan which I took out in September 2004. The initial amount was £5K (worked out to be £7200 with interest and PPI), with repayments of £128 (£28 of which was PPI). In January 2007 (30 months later), I…
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Just wondering...
Hi, I have my HSBC claim with the FOS now (received confirmation from them yesterday that they had received it but that it might take a while due to the high volume of complaints they're receiving at the moment). I was just wondering whether it was likely that HSBC would try to settle before the final FOS decision or…
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please take a look at this ppi agreement. Isn't it contradictory?!?!?
Hi guys this is my 3rd thread in as many days, but everyone is soooo helpful, so I'm going to keep posting! Just got a claim rejected by HSBC, with the usual, you could have cancelled within 30 days, blah blah. In the first instance I claimed that I was forced to take the insurance, after being told that I would not be…
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have you heard of this company, can i claim .
hi, i just had someone phone called .we fight any claim . saying that they can get me aprox £2000 back for ppi on a loan i had. i have only repaid that amouint so far off a £4000 loan... can i actually claim ppi as i have never heard of it and don,t know if i took it out..also can i do this myself instead of paying these…
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Creation Financial Services
Has anyone got a storecard with CFS? I'd like to hear your experiences, especially concerning late payment charges and missold PPI. I am trying to claim back money from them on behalf of my daughter :j 28.05.2010. My daughter just got a letter from CFS saying they will refund all late payment charges amounting to around…
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PPI Query
Over the years i have had multiple CC. Most of which i have idea if i was paying PPI on. I have paid all of these off so no longer have details of the card numbers. Can i still claim? looking at the info last night i got confused as to what my first my first stage is to try to claim these back Could someone tell me in…
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Hbos...lol
Wife and I were having a guess to what HBOS really means..she came up with .. Hand Back Our Savings.. mine was Huge Bag Of Sh*t.. feel free to add yours ..not just HBOS :beer:
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HSBC Credit Card PPI Claim - Offer
Having put in a claim to HSBC for a PPI policy I took out with a CC application in 2005, I claimed that I was told it would assist in the application and also that I'd since realised I had alternative cover with my emplyoyer (as per 1st template letter here) I have had a letter back from HSBC regretting that they are…