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loan with welcome
Can i just ask if it is a current loan, do they take the ppi off the amount outstanding or can you request they pay us direct. only got a few months left on this loan.:p
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Endeavour calculation
Can anyone have alook at some figures. I wrote to Endeavour re mis sold PPI, they have sent me a breakdown of my account, they wont halp as they weren't regulated: 5.9.03Initial loan amount £13,000 5.9.03 Ins Premium £3,380 £16,380 5.10.03 Interest £145.07 6.10.03 Payment £180.33 5.11.03 Payment £180.33 5.11.03 Interest…
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UCC and Welcome Finance PPI
Hi All, not sure where to go from here. I tried to reclaim my PPI from Welcome Finance but they are saying that UCC were my broker so they are the liable party. But if Welcome gave me the money shouldnt it be them that pay me back?? Fries
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ACTION DIRECT - PPI claiming Agency
Hi all, My boyfriend was called this afternoon by a company called Action Direct offerring to help him claim missold PPI on a loan and 3 credit cards. I have been trying to help him claim missold PPI on his Egg credit card although we are still at the early stages (it has taken a while to get him to find out the account…
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Help me understand my refund offer - please
Hello After 2 claim letters to Barclays i received a letter today stating that although they acted correctly, as a goodwill gesture they are willing to uphold my complaint in full. I still have 700 pounds left to pay and pay around 65 pounds a month. Here is the bit in the letter that confuses me......... "Your original…
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Would Somebody Help Me with This Please
Would Anybody Be Able To Assist Me Please, Need Urgent Help I simply cannot fathom out the PPI calculators :mad: and was wondering if anyone would do it for me? All the details are below. My Abbey loan agreement, details as follows: Date Loan Taken Out - 04th December 2003 Loan Amount - £10,000.00 interest - £4,072.64…
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loan taken out 10.5 years ago
Is it possible to try and reclaim PPI on this? thanks
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Santander / Abbey...?
Hi all I'm new to all of this so please excuse my lack of knowledge. I have had an Abbey National Credit Card since I was 18 years old (now 31!). I've always run the account well and have a relatively small balance on it at the moment. However, last year I noticed I was being charged a monthly insurance that worked out at…
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BOS - Mastercard
I am writing if anyone can give me some advice, l recently contacted Halifax BOS for my husband with regards PPI & unfair charges. My husband took this card out in 1997 and this was done by application, he remembered receiving a call because he did not tick box for there credit care policy and received a call saying it may…
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Can i ask them to reconsider!!
I was advised by Tesco Clubcard that i was going to be refunded £450.00 due to the mis selling on PPI, i am currently in a DMP with them, and when i signed the declaration form, I advised in a separate letter that i was short of funds and please if possible could i have the money refunded by cheque, i never heard from…
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doi need to claim separatly for each mis sold loan
I have just heard from the fso office regarding 1 mis sold policy.Do I have to claim separetly for the other loan i took out before this one,the second one was partly used to pay off the first one
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Martin many thanks again Barclays Surprise
Okay dokey pilgrims of the free world , after a small success with MBNA ( Alas i thought i got the top hand but i think they had a trained nagotiator on the line :mad::mad:) sold out too quick ...!!! Started again this time with Barclays bank , i had got the SAR last year but due to personal problems had not had time to…
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Starting a claim - probably a really stupid question
Hi I took out a number of loans with Lloyds TSB in the early 2000's and a credit card as well - -all had PPI on them and were sold in face-to-face meetings. All loans/credits card have been settled now but I am almost entirely certain that the PPI was useless as the benefits would have been covered by my employment…
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Welcome ppi insurance/loan
Hi i have just sent a letter to welcome x 2 to see if i can claim some money back from loans already paid off,is there any one who can tell me how long it took to get any money back thanks
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Egg card PPI - is this right?
Hello yesterday i contacted egg regarding a credit card i have had with them for several years. Basically at the time of getting the egg card, i must have ticked a box saying i wanted PPI (or didnt remove a tick from the box) and i only realised i even had PPI upon checking into my account last week (yes, in fairness i…
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CapitalOne reject first letter, what to do now?
Hi I hope people dont mind me asking for help, but Im a bit new to this and could do with some advice. I took out my card in June 2006. On the application form I have clearly ticked the no box on the form. PPI was added to my account after a phone call to activate the card once I got it. Of course I dont remember this, but…
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DMP and interest
Hello everyone I am new here and am going to try to reclaim my PPI. Could someone help me with the following please: I am in aDebt managemnt plan with one of my PPI cliams and I wanted to know (after reading other threads) if the lender agrees to repay my PPI am I entitle to retain the interest element or can they take…
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Can you help please?
Hey guys, i never used this forum before, so am a bit confused with thread & posts. after reading the article on this website, i have wrote to my hubby's creditcard company Monarch for PPI claim. They came back and said, "you have agreed to it etc etc", though my hubby claimed that he never ever said "yes", they can't…
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Hfc
Just a update with my saga with HFC after they declined my request PPI as they stated over 6 years ago and no records, of which l know they have electronically. Today l called as l requested a SAR and 40 days are up from when they received l spoke to a gentleman who stated he did not know l then asked him after giving him…
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Welcome finance - did I send it to right address?
I sent a PPI refund request about 3 weeks ago to my local branch in Stockport, should I have sent it to head office or will Stockport branch deal with it/forward it on? Not had any reply yet but from scanning the forum, this seems about normal