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sold a payment protection policy and not covered for time off work.
Hi, I am hoping for some helpful advice. We were told we were covered by a payment protection policy in 2004 that we were paying for each month. Now in 2010 my husband has been off sick from work following an accident and so we came to make a claim against the policy. We were told after 90 days off work he could claim but…
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Loans.co.uk
hi im waiting for a cheque to arrive from loans.co.uk for my ppi claim, i understand they went bust, does anybody have a contact number for them? thanks mef
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reclaim ppi
hi we have just applied to the bank for all the paper work and they have sent us pages and pages of card transactions nothing about loan agreements we did pay for it. when we rang them today they kept saying it was our branches responsability so we rang our branch and was told to contact loan department, and they kept…
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PPI reclaiming advice - welcome finance on a secured loan
Hi guys looking for a little advice on behalf of my parents here! I have known for years that my mother and father took out a £4k loan secured on their property with Welcome finance in 2004 that had an 8 year loan term. there's around 2.5k left on the loan now ( due to welcomes extortionate interest fees etc but that's…
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PPI initial letter??
Hi All im looking into claiming PPI back from previous and existing loans but i cant seem to find the inital letter to send to relevant company??? Do you have to make one up yourself in your own words??? Any help would be greatly appreciated Many thx:money:
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how long do you think.....?
Hiya I have just been told by the FOS that after looking into my case, they have agreed that PPI with Yorkshire bank was mis sold. They have contacted the bank , who have not written back to them. I have been told that it is going to be passed over to an Ombudsman for final decision and then they will tell the bank ( if…
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FOS/Welcome + Firstplus
Hope someone can help with ths - I originally wrote to Firstplus in 2007 regarding claiming back PPI. I never heard back from them. I cotinued to chase throughout 2008 when they eventually replied and advised that Welcome were repsonsible as they had tken over Dial 4 a Loan who were the broker for the Firstplus loan and…
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cancelled PPI reclaim
Hi I have been looking on how to start a reclaim on 2 cancelled agreements back in 2006 - they both ran for approx 18mths - 2 years and I am SOOO confused. ANY help would be much appreciated.:A
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LASU with Frist Response
Hi, I took out a HP agreement with First response which started 31/07/2007. Due to finish in November 2010. I received an annual statement on saturday and whilst reading it realsied that I have been paying LASU for the term of the agreement. I wrote to them within the first 2 weeks of the agreement to cancel all the PPI &…
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Grab a Cuppa....... (Lombard SAR)
and get comfy, cos this might take a while. OK - my husband has a DAS (we're in Scotland) and I'm currently going through his debts with him to try and claim back what we can - should we ever be in the position to offer an F&F payment I'd want the amounts owed to be as reduced as possible. Anyway.......... One of his debts…
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FSA General Insurance - what does it mean?
I am still wondering how to approach the initial refusal by Ace Cards to refund my PPI. They say the policy was sold before the FSA General Insurance regs came into force. Do I still continue to pursue?
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PPI reclaim
Hi Hopefully someone can help me with a query. On the 1st of June I wrote to 5 different companies advising them that I the PPI on my card/loans were mis sold. We are getting very close to the 8 weeks being up and 2 of them have not contacted me at all. Am I within my rights to go to the Ombudsman if I hear nothing? Also…
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PPI Reclaiming from Nat West
Hi I have been looking on the forum to see whether anyone has had much success claiming PPI against Nat West. I am in the process of doing this and have had a letter offering me a goodwill gesture of £750 from Nat West. Wrote back to them saying that I felt that I had still be missold my PPI and then heard no more from…
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Probably a stupid question but...
I am going to try to reclaim PPI on at least 5 different loans/cards, but I have noticed that on HSBC loan and Nationwide loan, they are not called PPI. One is called Optional credit Insurance and other is Credit Protec tion Insurance loan. Does that count as PPI and can I still try to reclaim? We didnt know you could…
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ppi misselling
hi i have recently made a successful claim against hsbc for misselling of a ppi on a personal loan but i used a company to do i for me and they charged me 28% of the refund for the privelige. I have another loan with the same lender and have made an independent claim on this ppi by myself without the aid of a company and i…
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Blackhorse PPi
Hi all .....new here and just about to begin my ppi claim, i have been reading for a while about reclaiming ppi and had a phone call from a company who offered to do it for me(they coming to see me tuesday) and i thought i would have a look and see how difficult it was. I have read loads but i feel im struggling at the…
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Friend had loan/ppi over 6yrs ago bt cant remember who with?
Hi again, my friend had a loan with ppi over 6 years ago and wants to make a claim for mis-sold ppi but he cant remember the name of the company, am i right in thinking that his credit file will not have any records of this loan being as it was over 6 years ago?
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PPI on LloydsTSB Credit Card
Hi, Apologies if I'm repeating other threads but I'm just after some advice. I've been using my LloydsTSB AirMiles Duo credit card for several years now and every month for the last 8 years I've been paying Payment Protection Insurance - can I claim anything back - has anyone else had much sucsess? Many thanks.
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Nat West C/Card & the FOS
Hi everyone I have a claim lodged with the FOS since Oct2009 with regards to my Nat West credit card PPI that I am paying (still paying) since 2001. A very nice man from the FOS called me this morning, he is my adjudicator and he says that Nat West have told the FOS that they have no jurisdiction regarding my claim but…
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Welcome PPI Have I done the right thing?
After reading about claiming PPI's I have sent a letter today to Nottingham Welcome informing them I have stopped paying my loan repayments ( only three left at £249) per month. I have advised them I have taken advice and know I was mis sold a PPI ( told no ppi no loan). The total of the PPI was over £1200 but I have said…