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FSCS paperwork received
I had a claim with the FOS since jan 2009. about 6 weeks ago they wrote to say the compnay concerned had been wound up and there was no possibility of obtaining funds so they were passing details to FSCS to deal with. Today I have received a blank application form asking for everything again including correspondance but…
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PPI rejection from Bank of Scotland!
Hi can someone help me please? i sent a letter to BOS creditcard as my hubby had PPI on it. They replied saying that my husband had chose to purchase the PPI when he applied for the credit card via post, since they didn't advise him to purchase and without anyone's advice he applied for it, therefore he can't claim against…
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ppi claims when no account details
Is it possible to claim ppi back when you dont have any account numbers or old statements ? All i have is the dates of the loans from my credit file and the last 4 digits of each loan. My home was repossessed 6 years ago due to missing payments on a secured loan. When the house was sold my mortgage and loans were paid off…
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Older PPI linked with IVA
Hi I was unfortunate enough to take out a loan with HSBC for around £20 grand, to consolidate credit card debts and to round up another loan. They massively pushed the insurance which cost 10grand on top of the actual loan amount and was going to be paid at £100 a month on top of the loan premium over 10 years or so. I…
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PPI Query Help
Trying to get all the PPI thing sorted before November, that would make 6 years since those loans were paid off, so I think I can still get something back if possible. Question do mortgages have PPI on them? if so, can that one be reclaimed back? Mortage was paid off in 2005 Now concerning the SAR letter, I understand it…
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Associates/Citi financial
Can anyone tell me how to find the underwriters for the associates (who are now citifiancial), its a policy from 2001, this is with the fos at mo but they are still waiting on legalities if they can look into cases like this, i just think it would be quicker if i did it mysef.
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welcome financed offer
hi all i am so confused on what to do i have had a offer of 4606 form welcome for previous loans which is a lot of money. however they are going to restructers my lone which i am still paying but i dont thik the figures and calculations work out right 9557.11 over 180mths apr 18.10% total charge of credit 16576.11 paid 36…
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Robbed of my Money - Can I ask you a question please?
hello I hope it's ok with you but wanted to ask you a question as you have been successful with Barclaycard when you made your claim did you have all/some of your barclaycard statements and did your ppi date back to before 2004? I believe my ppi ran from 98 to 2003 but I have only been able to produce one bc statement but…
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Lloyds sucess!
Lloyds success!!!! Hi, just want to thank everyone on the boards for their help in my PPI issues. I have just had a letter from Lloyds claiming full responsibility for the charges they made from me. They will be refunding me all the PPI they took from me in accordance to the FOS, for both the cards!! Historically I have no…
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Sent initial complaint - no response yet
Hi everyone..... Can anyone tell me if there is a timescale that should be adhered to by the financial business you are complaining to? I sent my first template letter recorded delivery about 5 weeks ago, I also included a letter cancelling my PPI. Last week I received a letter confirming that my PPI has been cancelled but…
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Lloyds TSB PPI reclaiming
Hello, I don't know if this has been discussed previously, I have done several searches on the internet and the forums but not found the answer. I had a credit card for several years with Lloyds TSB, and had a PPI policy taken out at the same time. I have paid this off (as of yesterday!), and want to claim back the PPI…
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Old loan- PPI question RBS
Hi I have a loan that i would like to try and reclaim PPI payments on although im not sure if i was sold ppi on it as i cant remember! I looked some very old bank statements and think i have found the account number next to the payments. I have no idea if I even had ppi on this so can I still just fill in the questionnaire…
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ppi with First Plus
I took a secured loan with First Plus coming up to 5 years in October in which i took out PPI. Is it difficult to get the PPI back. Help anybody
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Ace Cards - say No!
I have gone after Studio Cards/Ace Cards & Gifts for credit protection. They have said amongst other things that they are not upholding my complaint because I opted to take out the protection in September 1999 when I placed an order over the phone. Now I am pretty certain I have never placed an order over the telephone…
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Santander PPI Query
All, Just looking for a little bit of info: I received two letters from Santander, both for store cards that I have and underwritten by them. Both letters state that PPI was added from the time of opening however was cancelled in 2003. Now, obviously trying to remember 7 years ago was pretty difficult however I am sure…
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PPI timeframe (CAP 1)
I sent out a letter in March and received a response within eight weeks basically stating that i had not marked PPI on the application form but i had called them and asked for it sometime after????(not very likely). They finished with, if i still disagreed that i was to reply to them within six weeks and they would look at…
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Critical illness cover reclaim ??
Hi after doing a well overdue budget we noticed two payments that we thought were life insurance . One a payment of £107.02 to Scotish Provident and one to Halifax of £26.78 Because we couldn't find any paperwork for them i rang the Halifax bank that the dd come out of . They tell me one is a TMP (TOTAL MORTGAGE…
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Barclaycard Statements - are they essential for making a claim
Hello hope someone can help me I am trying to claim ppi on barclaycard which dates back to 1998( stopped using it in 2004) - I don't have any credit card statements although I do have some bank statements showing payments made to my barclaycard from my account Has anyone managed to claim successfully without producing the…
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Don't use a claim Managment company
Just wanted to make a post warning people away from using claims amangement companies to reclaim PPI,especially if your claim is in teh £5,000 or over. Aside from the fact that so many are dodgy the other reason is the Claims companies will charge you normally 25% plus VAT or 30% in total for processing your claim. A…
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Tesco success!
Hi Completed the template from the site and sent to Tesco Finance a couple of months ago. They kept me upt to date with investigations and sent me a letter at the weekend to say they did not believe I had been mis sold PPI on my loan but would offer me £2004 as a gensture of goodwill. I have also contacted EGG but the…