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Lloyds sucess!

MoodyBlues
MoodyBlues Posts: 281 Forumite
edited 22 July 2010 at 3:17PM in Reclaim PPI & other insurance
Lloyds success!!!!

Hi,

just want to thank everyone on the boards for their help in my PPI issues.
I have just had a letter from Lloyds claiming full responsibility for the charges they made from me. They will be refunding me all the PPI they took from me in accordance to the FOS, for both the cards!!

Historically I have no idea when they started charging me PPI, as I no longer have statements from before March 2001. I had the cards from about 1996 and probably started using them again sometime in 1998 in any "permanent" basis while at Uni (I had some major problems with my bank freezing my account regularly when my loan and grant went into my account which started my spiral into debt).
From March 2001 to August 2005 they took £345 for PPI on one card and £790 on the other. What can I expect to get from them?

Thanks again for everyones help so far. I wont believe it til I see the funds in my bank account!!

Edit: just noticed my appalling spelling mistakes!! Sorry a bit tired!
Total debt at lightbulb moment (Jan 2010): £23410
Target for Dec 2011: £17000
Lloyds - Early Jan: £[STRIKE]2040[/STRIKE] Feb: £[STRIKE]2050[/STRIKE] Mar: £0
Other Lloyds @ highest: £9800 Feb: £9800

Current debt: £23420

Comments

  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congratulations.
    All i'll say is dont rely on the money for the moment, it seems to be taking a while for people to actually get there hands on the money. :)
  • MoodyBlues
    MoodyBlues Posts: 281 Forumite
    Thanks BigCraigJohn. I definitely don't trust banks etc to give refunds in a timely manner so am always wary. Funny how quick they are on you to "pay up" for anything we do wrong... :P
    Total debt at lightbulb moment (Jan 2010): £23410
    Target for Dec 2011: £17000
    Lloyds - Early Jan: £[STRIKE]2040[/STRIKE] Feb: £[STRIKE]2050[/STRIKE] Mar: £0
    Other Lloyds @ highest: £9800 Feb: £9800

    Current debt: £23420
  • MoodyBlues
    MoodyBlues Posts: 281 Forumite
    Anyone know what I could expect from Lloyds??
    Total debt at lightbulb moment (Jan 2010): £23410
    Target for Dec 2011: £17000
    Lloyds - Early Jan: £[STRIKE]2040[/STRIKE] Feb: £[STRIKE]2050[/STRIKE] Mar: £0
    Other Lloyds @ highest: £9800 Feb: £9800

    Current debt: £23420
  • di3004
    di3004 Posts: 42,579 Forumite
    Well done MoodyBlues, that is fab, Congratulations.:beer:

    Hopefully Robbedofmymoney will be back soon and will take a look at the amounts for you.;)
    The one and only "Dizzy Di" :D
  • MoodyBlues
    MoodyBlues Posts: 281 Forumite
    Thanks Di. :)
    Total debt at lightbulb moment (Jan 2010): £23410
    Target for Dec 2011: £17000
    Lloyds - Early Jan: £[STRIKE]2040[/STRIKE] Feb: £[STRIKE]2050[/STRIKE] Mar: £0
    Other Lloyds @ highest: £9800 Feb: £9800

    Current debt: £23420
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