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Help! Change of Card Suppliers -
Hi, I took out a Credit Card with Chase Manhattan over 20 years ago. This then was changed to (I think) Alliance and Leicester then MBNA. I have always had a balance of approx £4000 in debit and I am now severly in arrears. I was self employed at the time I took the card out and have only been in someone else's employment…
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PruHealth - reclaiming £1000 health insurance charges
Hi, Any advice on this would be really helpful. I have a policy with PruHealth which I took out in 2006. I sent a letter to them in March 2009 requesting cancellation but just realised from my statements that I'm still being charged. I'm going to call them up and try and get the money refunded. It's been £70 a month. I was…
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why not..
As i have 2 claims with the FOS for PPI on two HBOS credit cards , i've just requested a list of penalty charges from them too...this will no doubt go to the FOS ..soooooo thats 4 claims to the FOS at cost of around 2k to HBOS:D....once i recieve a list of charges and my claim is ongoing, i will send them an SAR request…
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Cooperative Bank PPI
Hi, my husband got a loan back in 1999 and paid £572.07 PPI, we sent them a letter regarding reclaiming because we still had all the paperwork. We received a questionnaire off them which we completed to the best of our knowledge but could not remember if we had made a claim on it. We could only remember that they sold the…
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Barclay Loan PPI & SAR - bit of help & advice please
I have been trying to claim back PPI on a Barclayloan I had some years ago. I have written to two different addresses. Barclayloans at Moorefields in Liverpool on 13 April and again on 10 June to Barclays customer relations dept in Churchill Place London. Both were sent recorded and on the second letter I have the proof of…
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Is there a time limit to claim PPI?
Hi, Does anyone know if PPI Claims have to be submitted by a given date? All the TV adverts say this but are they just trying to scare people... TIA
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ppi claim or statutory right to cancellation
I have a personal loan with welscum finance,which has been running for 2 years, with no missed payments,recently I had decided to claim back the missold ppi, but on looking through the paper work I discovered they had not sent me a policy schedule policy number or t/cs I have been in touch with the insurance company who…
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Halifax PPI
Hi Folks Would be grateful for some advice and as ever I am in gratitude for the advice I have been given already. I have received my documents as per my sar request from HBOS upon looking at them I see my credit card statements from 1995 have an insurance on them its called "credit card repayments insurance - including…
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ppi claim
hi can anyone help i took out a secound mortage with first plus in oct 2007 and they added 6000 to it for ppi i payed off the loan two weeks a go and all they refunded me was 500 so in theory they have charged me 5500 for 33 months insurance that works out at 166 a month i have complained to them and have had a repiley…
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Advise on MBNA/Abbey claim PPC
Hi I am about to make a claim on PPC which I believe is just another name for PPI with my Abbey/MBNA card. The thing is I cant remember how I got the card in the first place it was 2004. I still use the account and have not yet cancelled the insurance. Do you think I should ring up Abbey 1st and ask them for the details or…
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Huge thank you to Martin!
Hi folks. I just wanted to give a huge thank you to Martin in helping me reclaim a massive £7155.89 in mis-sold ppi from LloydsTSB. I had two claims in total; the big one was from a personal loan, £6269.00 and the other was from a credit card which came to £886.89 All from your template letters and the price of a few…
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Suzuki Finance
i had a car loan with suzuki finance back in 2003..does anyone know thier address or what bank owns them ...cheers
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Reclaiming Lloyds TSB Loan PPI
In November 2008 my missus took out a £3500 loan from Lloyds TSB and we are now trying to reclaim the PPI. We have just found out that the loan automatically including PPI on top at a value of £1560 meaning the actual loan amount was £5060. My missus was not told at the time that the loan included PPI and they did not…
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HSBC response - advice please
Hi I put in 3 claims with HSBC and have heard today that they agree with 1 claim and are offering £5429.68 on a personal loan of £14,000. I put in 2 other claims on 2 business loans and they have been rejected. I apologise for the waffle but they say in summary that I was made aware of the ins and outs of the policy, that…
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Santander Refusing To Look At Complaint
had a letter from santander today stating they are unable to provide any comment on a Ge Capital/Santander loan i took out 14 may 2004 as it is statute barred, if i wanted to i could take it to FLA? i rang FLA and they said that i could not complain because of the way santander replied????? any ideas where i go from here…
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Worth getting Life Assurance when you're not the 'breadwinner'?
Hi all, I'm quite worried that I'm in danger of getting conned, so would appreciate some sensible advice! Background: My partner and I are about to buy our first place together. We are not married, but plan to have children in the future. He can't get life assurance due to his medical history, but I can. However, he earns…
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Phone call from Money Saving Expert
I have just had a phone call from a lady who told me she works for Money Saving Expert, a company that can help me claim back PPI. She called from 02929 602130. I declined her kind offer.:eek:
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PPI on top of loan
Ive been informed that I can claim back the interest and reduce my loan payments , because the ppi total should not have been added onto the loan , can someone help please to confirm this is true ?
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Help with letter from bank
Heya, I've sent the first letter off to Lloydstsb for a missold loan ppi. They've replied but I don't understand what their offering me back. August 2008 I took a loan of £5000 with £1,437.66 as ppi A) They will calculate a refund of the ppi monthly payments paid to date,and then B)calculate simple interest at 8% per annum…
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How do i know if ive had PPI????
Just a quickie.... How would i know if i had PPI on a loan? I had, in fact still have a car loan. Been never ending now for years... The paperwork i have for it is very limeted due to moving alot and losing half of it. I have an account number and telephone number for the company who the loan is through. But can't find…