Santander Refusing To Look At Complaint

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had a letter from santander today stating they are unable to provide any comment on a Ge Capital/Santander loan i took out 14 may 2004 as it is statute barred, if i wanted to i could take it to FLA? i rang FLA and they said that i could not complain because of the way santander replied????? any ideas where i go from here or how i can get someone to look into this please? any help gratefully recieved...:) c'mon di do your thing lol:rotfl:

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  • Andy_Boro_2
    Andy_Boro_2 Posts: 163 Forumite
    edited 2 August 2010 at 2:44PM
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    ha good call on di, the only thing i have to add is the fla are a nightmare to deal with
  • di3004
    di3004 Posts: 42,579 Forumite
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    Hi there
    The FLA rarely help anyone and to what I know of are a complete waste of time.

    The Financial ombudsman service (FOS) are unable to investigate complaints if the business were not governed by the FSA or prior to these GISC, but there are other directions to take in which the FOS will still be able to advise.

    Normally its the insurer/underwriter instead, who would have been governed, the FOS have suggested this avenue to many as they are also trying to make the insurer/underwriter responsible as well.

    So you could give the FOS a ring as a general query, explain your situation, tell them the FLA are unable to help, but ask them what they think about the insurer/underwriter direction.

    Call them here:
    http://www.financial-ombudsman.org.uk/contact/index.html

    Good luck, please let us know how you get on.;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
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    LOL, sorry I did not post earlier, logged off for a little while......:D;)
    The one and only "Dizzy Di" :D
  • Andy_Boro_2
    Andy_Boro_2 Posts: 163 Forumite
    edited 2 August 2010 at 2:45PM
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    it o.k Di you got there :)
  • Andy_Boro_2
    Andy_Boro_2 Posts: 163 Forumite
    edited 2 August 2010 at 2:45PM
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    It's ( god my typing is bad today)
  • philfoster
    philfoster Posts: 16 Forumite
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    no worries thanks for the help both any you speak good england lol ;)
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