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How do i know if ive had PPI????

Just a quickie....

How would i know if i had PPI on a loan?

I had, in fact still have a car loan. Been never ending now for years...

The paperwork i have for it is very limeted due to moving alot and losing half of it. I have an account number and telephone number for the company who the loan is through. But can't find anything to say if i have this PPI or not.

Would the lender know?? is it sold with the loan through them?

Cheers :)

Comments

  • hey trinity, just ring up and ask the company. that's what i did. if yes, ask how much it is costing you a month and whether it was added to the balance of your loan or a separate policy.
  • Andy_Boro_2
    Andy_Boro_2 Posts: 163 Forumite
    edited 2 August 2010 at 1:54PM
    did you call them yet? if not it might be best to ask for a copy of the original credit agreement as i have heard of companies lying before
  • trinity77
    trinity77 Posts: 16 Forumite
    Hi,
    Haven't called them yet but i will do. Im worried about them lying about as well. I guess if i ask for copies of the orginal paperwork that might shed some light....they'd probably charge me for it though!

    Does it make a difference if its a separate thing or not??

    Trinity :)
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi there

    It makes no difference if its separate.;)

    Good luck.
    The one and only "Dizzy Di" :D
  • Andy_Boro_2
    Andy_Boro_2 Posts: 163 Forumite
    you may have to pay the £10 Sar fee but it would be worth it for the peace of mind. good luck let us know how you get on
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