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Virgin Money Club M Travel Insurance
Hi, my parents have pre-existing conditions (Dad has coronary artery stent and Mum has Diabetes-Type 2 and Ischaemic heart disease). They're going for a well-deserved break this year and have splashed out so for business class tickets. But the best travel insurance quote I have found for them is around £650 for the single…
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change of life insurance company
I took out life insurance with LV when I was 40. It has since changed to AIG, then recently, to Aviva. They say that my policy will remain the same and I have opted in for every type of cover including terminal illness, covid etc, to ensure my son gets the payout when I die one day. Anyone advise on if they actually do, or…
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Car Insurance : Zero no claims years for second car ???
I just bought a second car for the first time so now we have two cars and I want to insure the latest one. Am I correct that I should submit zero years no claims bonus when I go to Go Compare for quotes? i.e. is it correct that my NCB years on my first car don't count for a second car.
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Car Insurance - Insurance forcing 50/50 split
Hi All, I'm with Churchill Car insurance, I had an incident last month where I drove into a Car park, located a empty space, I started reverse parking, I got about 20% in to the bay and the women / car next to the empty bay put her reverse lights on and started to reverse into my car, hitting my rear driver side door/wheel…
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British gas plumbing insurance
I have 2 leaking radiators. The plumber from Dyno said it was not the valves and said he had to order 2 new radiators. Received a call from them to make an appointment to have them fitted. I received a call today from them to say BG said I am not covered for them. I have looked at my policy and I am not actually covered…
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Insurer won't pay for chimney rebuild following a fire - are they right?
Hi, Looking for a bit of advice about the actions of our loss adjuster and underwriter regarding the removal and rebuild of a chimney. Following a fire at our house which destroyed the roof and wrecked the first floor rooms, the underwriter has accepted liability and has sent a surveyor and a structural engineer. Both have…
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Car insurance named driver query
I'm looking for some advice on car insurance. My girlfriend is planning on adding me as a named driver on her car insurance If SHE had a accident and had to claim on HER car insurance, if I am a named driver, when I come to my car insurance renewal do I have to tell insurance companies about this claim? On top of this,…
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Life Protection Policy has been transferred from one provider to another
I'm after some advice, not sure if anyone can help?
I took out a life protection policy with Aegon in 2021 for a period of 15 years
with an option to extend when it got close to the end date (May 2036). The
policy has since been transferred to Royal Life in 2023 and I recently got in touch
with them to make sure the policy…
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Mid term increase, car insurance
I updated my daughters occupation when she finished school and started her new job with car insurance provider. I was expecting to pay something additional , however after initially being told no increase, I got an email the other day to say my monthly premiums were going up from 177 per month to 449. As you can imagine i…
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Cruise travel insurance
I had a heart attack 2 weeks before a cruise and put in a claim to my travel insurance company.I have a multi-trip worldwide policy which I had rolled over from 2024. This renewal did not include cruise cover and therefore my claim was declined. My question is, why doesn't our policy cover the cancellation of this holiday…
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Disputing insurance valuation of a written off car with a new engine
I’ve never been through any of this previously, so not sure what the proper process is when it comes to valuations of cars when they are written off, so any help would be amazing. I was in a no fault accident a few weeks ago (third party admitted fault) and though a number of people who saw our car (including the man who…
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Travel insurance T&Cs
I travel a lot and buy an annual multi-trip insurance policy. The comparison websites allow you compare prices but I am more interested in things like maximum trip length, maximum altitude for trekking, activities included etc. These things are often hidden deep in the small print and it's a pain in the neck having to read…
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Two car insurance policies on one car by two different people in the same household?
Hi, I was hoping you can provide some guidance? Can a car be insured on two insurance policies by two different people in the same household? I will explain further. My wife has a Vauxhall Corsa with a fully comprehensive insurance policy which she has had for years. She recently inherited a Ford Focus and also has a…
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IN10 insurance was £390 now £3k+ help
ok so I've had insurance for 20 years driving with 20 years NCB.I have it on renew and today was out with my 2 year old and 90 year old mum, when pulled over, an police said I had no insurance, I said I had it for 20 years always paid, an it came up it had lasped and the payment had failed, an because I moved flats I didnt…
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Car Insurance Commuting
Good afternoon. Apologies if this has already been covered on forum. I am retired and have just renewed my car insurance to include social domestic and pleasure. I no longer travel to and from my place of work however I do give my son a daily lift to his place of work(no payment for this) and was just wondering if this…
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Vitality Life
Apart from making a formal complaint which I have done. Waiting months on the company's reply, then waiting montbs on a response from the FCA. How can I expidite a death claim which has been going on since the middle of March 2025. This company claim they have tried to pay it out 3 times to no avail. Despite asking for a…
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Private Health Insurance - thoughts ?
Hi forum members short story....I have recently had lots of dealings with NHS re a vulnerable close family member. I was/am horrified of the care etc given in EVERY NHS care setting I have had experience of dealing with particularly A & E. It has been clear to me for many years that the NHS is very sadly basically very…
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car insurance
A friend of mine in the UK owns two cars, both registered in his name, but they’re currently insured with two different providers. One policy has already renewed , and the other runs until November 2025. He’s now looking to move both vehicles onto a single multi-car insurance policy to keep things simple and hopefully save…
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Has anyone used Got You Covered for their car insurance?
Hi. I have been getting quotes for car insurance, and the cheapest I got, which does not involved fitting a tracker, was with a company called Got You Covered. They are significantly cheaper than the next one on the list (the quotes I got were through this site). Obviously this is a good thing, but I am also aware than…
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Income protection insurance
I’ve just qualified as a dentist and am wondering whether income protection insurance would be a good idea in case I damage my hands/eyes etc and can’t work. I don’t have any dependents but do have a mortgage. Any advice as to whether income protection insurance would be the right thing to cover this or if there is…
