-
special events insurance for individuals
Hello Please could someone advise which insurance company would provide cover for a special celebratory event that my wife and I intend to host next year? We need insurance cover for hire costs of the venue, the catering costs, and any associated costs in the event of cancellation for any reason on the part of the caterers…
-
Mains water supply pipe beyond property boundary insurance
Hi, I've read several old threads and can't find one specific to my needs. I live in rural Wales and the majority of my mains water supply pipe runs below a neighbour's field so it's not covered by standard home insurance. Since 1993 I've been insuring it with Homeserve. Initially the premium was very cheap because it…
-
challenging a hospital bill when on holiday as a non-resident
Went on recent holiday to New York with children Daughter got strep / throat infection had to go to hospital Was there 3 hours, she was examined / blood test and given a presciption for antibotics which we paid for Bill was $600 which - to me - seems excessive Unsure insurance will pay - Made a mistake on application form…
-
Travel Insurance dilemma
I currently have an Annual Multi-trip policy which ends 31st October. The Insurance company I am currently with (and have been for a number of years) is becoming very expensive so I have been getting quotes from other companies. I would like to change to another company on 1st November for continuity, but I have a dilemma…
-
injured after tripping on Virgin Media wires
This weekend my foot got caught in some Virgin media cable sticking out of someone's house while I was walking down the street. I went sprawling across the pavement and landed on my wrist. It hurt like hell! 5 hours at A&E later I came away with my arm in plaster. I have a fractured wrist. My partner witnessed it, and took…
-
Car insurance - 3rd party fire & theft, hire car query
My car (though in excellent nick) is worth too little to get fully comp insurance so I've gone for 3rd party fire & theft. But I'd like the option of a hire car if mine is in a collision and needs repair. The conditions for this extra say there is an additional excess of £200 if using a non-approved repairer. I find it…
-
Travel Insurance - As Soon As You Book
A couple of weeks back, my wife and I booked our holiday to Spain in October. Straight away following doing the booking, we went to compare and purchased a single trip travel policy from Admiral. Reading the information received, today I noticed that the policy details read: Start of trip <date 1> End of trip <date 2>…
-
Travel Insurance for an abroad hip replacement - URGENT
Dear Martin, I desperately need your help / advice My mum has been on the NHS waiting list for a new hip and knee. Their solution is fill her with pain killers and I want to bring her to Australia for a hip replacement. As I can get it done before christmas and its not cold and slippy for her recovery ie all the swimming…
-
Driving Insurance
I should shortly receive my full driving licence back from DVLA after a 6 month revocation for a minor injury. I have started to look for insurance after declaring on the Money Expert site "YES" to the question "Have you or any drivers ever had insurance declined, cancelled, voided or special terms imposed". My preference…
-
How can I keep my no claims bonus active while driving a lease car?
I have maximum no claims bonus but for the past few years have been driving lease cars, meaning my no claims bonus is about to expire. Any suggestions on how to keep it live that don't involve insuring an old banger?
-
Buildings insurance and house sale/purchase
My current buildings insurance is one of those online policies where you can't speak to a human and everything has to be done online. I've tried the online chatbot but can't make it understand the question... I'm hoping someone here might be able to help, please I'm expecting to shortly exchange contracts on the sale of my…
-
Need to find new insurance cover for property still waiting for probate
Recently my mom received a letter from her current policyholder, the AA, saying that they could no longer insure her because the probate on my late step-dad's estate still hasn't been completed. My mom lives in the house and owns half of the house. She is not an executor so she can't do anything about that but the…
-
Medical Condition Disclosure Life insurance policy
Hi all,I’d appreciate some advice about life insurance and medical disclosure. I went to my GP with heartburn, and my blood pressure was a bit high above normal during the check. Because of that, the GP sent me to A&E the same day to be safe. At A&E, my blood pressure was normal, my heart and other checks were all fine,…
-
Using comparison sites to find car insurance for new car?
I am considering buying a new car and I am going to use comparison sites to check what the insurance cost will be. Will it cause any future problems if I compare half a dozen different cars on different comparison sites?
-
Car insurance - door bump
Hi I'm looking for advice. 6 months ago my young daughter opened our car door into the car parked next to us, leaving a dent (not big but deep). I left my details and got a message the next day. I asked them to provide a quote so that I could decide whether to pay out of pocket or not. Stupidly I didn’t even think about…
-
House Insurance Complete Confusion.
Hi. I recently used a comparison website to set up house insurance and used the link to the provider to take out their policy. On the comparison website, it asks for you not include kitchen or utility rooms in the number of 'other' rooms that you have. I rang the insurance provider as I had realised that I had not included…
-
Buildings insurance covering neighbours cracked retaining wall
I’m looking to buy a house but the survey has flagged a large crack in the neighbours boundary and retaining wall. There is a gap between the properties, but given the size of the wall, if it collapsed there is a reasonable chance it could damage my prospective property. Am I likely to be able to get building insurance…
-
Does this count as having insurance declined?
I used a couple of comparion sites to get get some car insurance quotes but before I accepted one I thought I would try an insurer that does not feature on the sites as you have have to ring up to get a quote. When I rang he asked me whether I owned the vehicle and my name and postcode - nothing else. He presumably put…
-
Home Insurance Large Loss - Betterment Calc Method
I would appreciate some guidance/info re my home insurance claim and how I should plan for the betterment calculation. Bare with me, it's hell of a saga....... The 1963 semi-detached bungalow (and a subsidence insurance claim, instigated 2020 whilst my last parent was still alive ((my darling dad)) that I inherited from my…
-
House Insurance
I have an older house which is stone built. Last year I had the original kitchen knocked down and rebuilt. Block and beam with a flat roof and fire retardant timber cladding. I dealt with my existing insurance provider re this. my renewal is due and I am struggling to get any comparison quotes as I can’t just say walls are…
