-
Home insurance question for joint ownership?
Hi -- I am the part-owner of a house that I alone have lived in for the past 18 years, and my two brothers (who have their own homes) have a financial share in the house too (by the way, there is no mortgage on the house). Since my mother died, about 18 years ago, leaving the house to us, I've been insuring the house just…
-
Neighbour has died, how do i go about getting his life ins policy to pay funeral
Hello - my elderly neighbour has died, he had no next of kin, didnt leave a will. lived ina rented property. Although I was his only friend I am no next of kin as he dodnt have any family but I am wonderig what to do next, he left a few letters from sunlife, looks like he had three policies (the oer 50 type ones) but as…
-
Should I have life insurance?
I am 31 with a 15 month old son, I am the main bread winner in my house as my girlfriend only works part time. I have looked into policies and life insurance is coming out at around £20 a month. Is it something I should have as I have two people at home who depend on me.
-
My insurance company will not pay for my dry rot claim
Halifax/Lloyds
will not cover my costs of £9718 for remedial work to rid my home of dry
rot which I found in my property in 2021. I have a Victorian house and dry rot
appeared under the wooden suspended floor of my living room. I bought my house
in 2014 and had no sign of dry rot before this time. I
made a complaint…
-
home insurence
took out loyds home insurence then a while after house got burgled loyds saying I didn't tell them about a old cancelled policy but nowhere did it ask says about any claims in last five years said I claimed 150 pound for broken tv now saying I withheld about cancelled policy
-
Vitality - new "Play" rewards
Not sure if anyone else has Vitality Life/Health insurance - would be interested to know your thoughts on the new rewards experience they've introduced from this week. For me it's probably the final straw. Around a year ago, earning 40 points a week would get me Amazon Prime membership fully paid for, a cinema ticket each…
-
Travel insurance to Caribbean ( medical conditions)
I have had a look but cant find any information that's pertinent . I planned a 3 month break in the Caribbean this winter and then got hit by TIA and prostate cancer. I am being treated and stable. I have checked and there should be no bar to travelling but my holiday insurance company has withdrawn cover and stated they…
-
Are the 'best' health insurance companies like BUPA pretty good at paying for claims?
As in, are there any which are particularly fussy, always querying claims, history, etc? And which ones are not as fussy? I'm pondering signing up for Bupa's comprehensive cover (costing approx £100 per month) but I do have a history of assorted health issues - generally nothing serious, just various annoyances, plus I've…
-
Does a Survey and Scope of Works have to be completed prior to commencing a rip-out?
Hello, My house suffered substantial water damage in September 2024. An emergency attended the property to do stabilisation and directed for a rip out of floors, skirting and kitchen. The appointed loss adjuster recommended this course of action but would not authorise any rip out until liability was accepted by the…
-
Travel Insurance for trip more than 90 days
My wife and I are planning a trip to NZ and Australia that means we're away from 93 days. Probably bad planning by us as we have annual travel insurance but it only covers trips up to 90 days. We spoke to our insurer to extend but they will only add an extra 30 days and it works out quite expensive i.e. several hundred…
-
Covéa Home Contents Insurance
I took a policy of home contents only (renting) through Swinton. I´ve had 6 years of continuous home contents insurance without claiming. I recently had the misfortune of having to claim on the accidental damage part of the policy - first ever claim. I filled in the online form and after a week of waiting, no reply. So i…
-
Lost jewellery claim
We have house and contents insurance with Hastings. On Saturday, I lost my necklace, which cost £1500. I have registered a claim, but am now concerned because Hastings have informed me that we will loose all our 9 years no claims. I am very worried that the insurance renewal cost will be extortionate- we currently pay…
-
Aura Funeral plan - MSE blagged deal query
Hello, My parents took up the MSE Aura deal and quoted the discount on the phone. I am just checking if this is correct what they've paid. The MSE deal shows £1645 when quoting aura50 on the phone, therefore as they took two funeral plans out it is £3290 in total. However, it is stated on there that there is a two together…
-
Unacceptable Delay on Aviva Claim - No Upload Link after 10 Days!
Hello all, Apologies a bit lengthy, but this is seriously what I've experienced so far! I’m hoping someone here has faced something similar and can
advise. I made a claim with Aviva on 21 August for my TV repair and have been
passed between Aviva, Davis Group and DK Audio Visual Services with no
progress. Here’s my…
-
Insurance policy trustee scam ??
Hi all I'll try to be brief as I could fill an encyclopedia with this problem. My wife and I have a life insurance policy that was arranged by the Yorkshire bank home loans Ltd 40 years ago with Abbey Life insurance. The policy is with profits. Unbeknown to us the bank assigned a trustee to the policy who is named as Mr…
-
Life Assurance about to cease - Renew or not renew?
At the time of taking out a life assurance for my husband, the retirement age was 65 and the Policy is active until this date which is, very suddenly, imminent! As the pension age is now 67, we are wondering if we should renew. No mortgage or young dependents (though family & grandchild) and he is still working but I am…
-
Can my insurer cancel the claim and repair?
I’ve had a subsidence claim on my property that I reported over 2 years ago. The insurer appointed a company to monitor and carry out repairs, but this has now dragged on for more than 27 months. It feels like they’re delaying the process as much as possible to avoid paying for the repair. The situation is becoming urgent…
-
Pet Insurance - beware !
Perfect Pet - Pet Insurance is not so perfect ! First yr I paid £ 11.50 followed by £ 13, 2nd yr. This yr they want £ 17... a 50 % increase in 2 yrs, (I have not made a claim)yet on checking moneysupermarket comparisons, they offered this yr at £11. On ringing them and waiting 20 mins they gave excuse after excuse and in…
-
No Claims Discount
Hi, I've recently sold my own car and am currently just a named driver on my husband's car insurance (and use his car regularly). I've cancelled my car insurance with RAC and have proof of no claims discount which is 9+ years. I'm considering buying another car but we're going to see how we manage with one for the time…
-
Travel Insurance
I would like search for travel insurance based on claim satisfaction data. Is this possible?
