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Car insurance rates down???
My renewal from Churchill came through the door the other day, up from £600 last year to £750. Absolutely no changes, no claims etc.I think they assume if you are on auto renewal they can take the ****.Got the same insurance from Sainsbury's Bank for £420, and guess what, Churchill came up in that search at £480.
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Insurance company owe me over £1k but won't send the money
I was involved in a car accident in November 2024. As I was not at fault, my insurer (Go Skippy) passed the claim onto a company called AX. AX dealt with everything for me and everything was claimed from the other party's insurance company, Aviva. The car was a write-off and a price was offered which I disputed. I won the…
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Renovation Insurance Policy
Following an escape of water in September 2024, I have an ongoing insurance claim. The reinstatement work will be in the region of £200k. My existing policy is due to end in March 2025. I have been sent an automatic renewal notice and unsurprisingly the premium has increased three fold. Other insurers do not seem keen to…
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Car Insurance Job description help needed
so hubby is a Passenger Assist for a few sen children ( accompanying them too and from school on transport which has been contracted out to a firm by the council).this is part time. occassionally he will be asked to accompany adults to a day center, again by the council.I input Passenger Assist on the new mse car insurance…
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Fronting
Will I get accused of fronting? We have 2 cars, one my son (19) is insured on as named driver and shares with me, I’m the main driver and use it year round. He’s at uni far away so can’t drive it term time but will want to drive it in the summer. This was inconvenient last summer so I intend to get a 3rd car as a spare…
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when is a roof not a roof
My insurer askes what percentage of the home is flat roof to which I reply 10% because we have a Bay window that has a flat top to it but is not part of the main roof. I answer 10% because they only give % options in graduated steps in reality its more like 5% . I always declare it but often wonder is my Bay Top a Roof?
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Compare Breakdown Cover Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Compare Breakdown Cover Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Income Protection Policy Taken over by a new Company now they won't pay!
Hi, I've had an Income Protection Policy for approx 20 years, It pays out £500 a month for up to 12 months. I have used it a couple of times over the years, the last time being April 2023 for 4 months. They paid out with no problems the form never asked what the money was for like a mortgage(I have no mortgage since 5…
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different types of cover people have?
Hi Does anyone have experience of different covers which arent the obvious onesbut still useful? Boiler cover? Electrics/electronics cover plumbing/heating cover? Just wanted thoughts if it was useful to do etc
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Home insurance with a couple of high value items
Could standard insurance using comparison sites meet this scenario? The figures are slightly different to the real ones. House value £350,000. Rebuild cost £220,000 Contents value (excluding clocks) £15,000 Two clocks worth £7,500 each, i.e. £15,000 No jewellery. Could the clocks just be itemised, or would specialist…
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Life insurance & Wills for beginners
Dear Forum Members, I have been thinking about life insurance and wills. My key concerns are * couple's life insurance for both of us [wife and I] * will in the event of death of 1 or both or entire family * critical illness cover - it seems very expensive * all direct debits, legal paperworks like house deeds etc. are all…
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Home insurance - relevant?
My renewal is up to £300+ pa I just can't seem to get any value I understand it's a any rain aspect but is it essential ? What are people using it for when the worst scenario happens and is it still worth it?
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Home insurance cancelled due to undeclared claim which was rejected
Made a claim on house insurance in early Dec-2024. Was rejected by end of Dec-2024. Got a new home insurance policy in Jan-2025 where I did not declare this as I did not realise that even rejected claims had to be declared. Got a letter from new insurance company when they found out, and hence I told them in early Mar-2025…
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Cancer & Critical Illness
Have just been diagnosed with cancer and I do have critical illness cover through work which resets every year. I was not intending to claim as I wish to work through treatment (wfh) and if I did need to take time off, work will pay up to 6 months full pay. Another forum suggested that I should notify them in anycase, as…
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Driving as a ND for over 25 yrs. Getting own insurance
I've been a ND on my dad's insurance since I started driving (1999). In all that time we have never claimed so his NCD is protected. I'm starting to wonder given his age (76) if I should start my own insurance. Will it be like starting from scratch or will anyone take into account my driving history with no claims etc. I…
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Motor Insurance - Declare penalty points
Hi all, My insurance is due for renewal next month so I've had a search but..... In March 2020 or 2021 I received and SP30. I've looked on the DVLA site as to how many points I have and currently it's a clean licence. If I declare nothing, as per the DVLA site, but then am found to be wrong what would happen? Thanks all
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Travel insurance help
Hi all My wife and I both had travel insurance with the Barclays Travel Pack. Last year my wife developed epilepsy and Barclays wouldn't cover her for this condition, so we bought her a separate policy declaring this. We're going away in a couple of weeks, so just wanted to confirm with Barclays that I'm fully covered. It…
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Canada Life policies transfer to Countrywide - !!NO!!
On 23rd February 2025 Canada Life protection policies sold before 1st January 2023 will be transferred to a company called Countrywide Assured plc, a company that doesn’t sell any policies but buys them… ”...we don’t sell products to you or new customers, rather we take over existing policies from other companies to manage…
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Keeping old car but should I transfer NCD to new car's insurance when I buy it?
Hi, I have a 2008 Mitsubishi Colt which has been fantastically reliable for the past 14 years but is starting to show signs of age, although passed MOT without problem. I want to buy a more recent hybrid but as I am attached to the Colt and will not get much in exchange it makes sense to keep it as a first car for my son…
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HomeProtect cashbacks never materialise
Hi, I was told when I renewed my policy Id get cashback, paid into my bank account. It never arrived. 3 times over Live Chat theyve promised it will be in my account with 24 hours. Its never arrived. Its been well over the 90 days since I took out the renewal. I suspect some of these cashbacks 'go missing' and its only the…
