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Spray foam loft insulation.
My parents house has the above. Recently she has found mould in her porch and downstairs toilet. She had a company clearing gutters when he noticed mould in the upstairs bedroom and took pictures for her to show her. She had some companies out to look at the roof. Anyway she went with a company and they have fixed the…
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Water Leak Insurance - Best Plan While on Benefits.
I live in a private multi storey building. We have obligatory building insurance. I got a knock on the door from factors, explaining that there was minor water leak coming through ceiling of property below. I then noticed slight water ingress in my property where the ceiling meets the wall - I am not a plumber but I…
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Is there any point in having life insurance?
Is there any point in me getting life insurance? I’m single with no children or other dependents. I own my house, mortgage will be paid off in the next 3-5 years. I’m 5 years from retirement. I’m in the LGPS which pays out a lump sum for death in service or retirement up to age 75. I’m organising a prepaid funeral plan.…
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Admiral multi-cover
Bought a new vehicle last week and can the admiral service team and asked for a quote to change vehicles on my policy. Received a quotation of £584 and went ahead and paid the premium to insure my car for the remainder of the policy. Got a call back later that day and was informed that they had made a mistake and i need to…
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Certificates of Structural adequacy
Hi When your insurance company employs a loss adjuster/assessor to act for them on a subsidence claim, and the adjuster/assessor issues the certificate of structural adequacy on behalf of your Insurer, what qualifications does the person who issues the certificate have to have please? Are there any FCA or FOC guidelines…
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Bathroom leak, damaged ceiling and planned replacement
Hi Any ideas or suggestions would be very welcome, I knew this house would have surprises I just hadn’t anticipated this. The house is a little unloved, the bathroom is very dated and so we had planned to replace it. The plumbers start tomorrow with the down stairs toilet before moving on to the bathroom next week. However…
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Motor insurance for over 80 year old driver
(also posted in the Motoring section) Hi, any advice welcome please My elderly friend is 83 still driving (only very local, I doubt he racks up 2k miles per year). He is still safe- I went out with him a couple of weeks ago to check. Drives a Volvo V50 He made an insurance claim last year, as someone drove into his parked…
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Advice please: car insurance 17 year old passed test
Thanks in advance for your thoughts. Here is my situation: I currently have car insurance that covers myself, my wife and my 19 year old daughter as drivers ... and ... two 17 year-old twin sons on provisional licences, which cost £765 per year. My 17 year-old son passed his driving test last week and the same insurance…
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Car insurance quote - claim cost
I'm renewing my car insurance and getting quotes. I had a no fault accident in January. On the comparison site it asks for the total claim cost. I had always assumed this was the cost to repair my car even if no fault - but when I rang my insurance company they said zero because the costs were claimed back from the third…
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Holiday Insurance
Trying to arrange Holiday Insurance annual policy and I need to try and get an answer to the following question because it makes a big difference to the premium. i take two tablets, Losartan and Antorvastin which is a statin, the question says how many tablets do you take for High Blood Pressure if I put 2 it increases the…
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Insurance for Reglazing My Glasses
Is there such a thing as an insurance policy for getting glasses reglazed? The one or two opticians I've been to expect me to sign an agreement to waive away any rights if the glasses are lost or damaged while being reglazed. Meanwhile I just bought a pair of glasses that retails for around £600 so I dont want to lose them…
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More Than & an outstanding subsidence claim
Hi - I'm desperately wondering if anyone can help me with this and whether anyone else is facing something similar. I'm currently with More Than Home Insurance but they are no longer selling home insurance and so when my policy expires on July 24th they will no longer cover us. However, I have an outstanding/open…
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Continuing Private Medical Insurance after leaving company
Hi All, My previous employer provided PMI through BUPA as part of the contract and it was a non-underwritten policy with no CAP. Having left the company, I now have an option to continue the cover directly with BUPA at my own expense. I spoke with them and got a quote for fully comprehensive policy (no outpatient cap…
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PIP and Group Income Protection
Does anyone know if PIP can be deducted from Group Income Protection? I have been on GIP for many years due to a health condition but have recently deteriorated and have been awarded PIP by the DWP. I was never given any T&Cs by my employer (whom has not been in contact for years) and the insurance company have refused to…
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Car insurance - for someone living abroad
Hi all - I would like to put a family member on my car insurance. They are a British citizen, they currently live abroad but are in the UK a lot. I would like to add them to my insurance. Does anyone have any ideas which car insurnace companies (if any) permit this? Thanks in advance.
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Contents Insurance and Retro/Vintage Computer Equipment
As the title suggests, as my collection of Vintage/Retro computer equipment grows I should see whether I am insured should the worst happen. I have a collection of 1980/1990 consoles/computers, with associated games, literature, peripherals etc. Nothing, so far in my collection has any huge individual value, so until now I…
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Car insurance | business travel - car allowance
Hi everyone, I’m looking for some advice and would really appreciate your input. I currently work for a corporate employer and receive a car allowance. The driver compliance company has advised that my car insurance needs to include business travel, but at the moment, it only covers personal use. I’m happy to update my…
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Daughter caught up in German Airport strikes.
Hi all My daughter & her boyfriend have had their Ryanair flight cancelled due to the current airport staff strike action in Germany. They were due to fly back to UK from Hamburg around lunchtime today. They have managed to swap their Ryanair flight back home to one from Copenhagen later this evening so are currently about…
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Buildings insurance renewal whilst subsidence investigations ongoing
Hoping someone within the industry can advise. Investigations for subsidence have been going on for 20 mths or so, have had SE inspection and report, drain surveys and relining, tree survey and a telephone pole moved thought to have punctured a main sewer outside of my property boundary. Currently level monitoring until…
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travel insurance - now not covered after being honest! :-(
Hi all, Can anyone help!! My mum and dad have an annual travel insurance policy with virgin money that have paid for every year for the last 5/6 years. They booked a tour/cruise last year and due to travel in may 2025, my mum has been diagnosed recently with needing an operation (non-urgent and is still fully able to…
