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Block Buildings Insurance
Hope someone can advise. I live in and own a lovely 1 bed ground floor flat in an Edwardian terrace in swlondon. The landlord, Pier Managenent, has a block policy on mine and about 10 other properties on my street. My annual premium is usually £750. They’ve just increased it to £1050 pa. When challenged, they say 1)…
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Travel insurance over 65
My wife & I are both over 65 but have no current medical issues. (i had cancer but more than 5 years ago). We are going in the UK with my daughter who has back pain for which she has had an injection (unsucessful) and for which she takes strong painkillers. Would it be better to book two seperate polocies - one for my my…
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black Box insurance after 3 strikes
Why does this impact for life as drunk drivers can soon get insurance cost lowered anyone else after 4 yrs still have high premiums
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Motor Insurance data bases.
Has anybody ever had their insurance cancelled because of incorrect information held about them on one of these databases that underwriters use to validate your insurance? My story. After following the brilliant advise of Martin Lewis on how to make sure you get the best insurance deals using comparison sites. I proceeded…
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Need To Insure New Home But Struggling To See If Most Policies Cover Everything Required
My solicitor has had me sign a document for the property I'm in the process of buying confirming I'll insure the property for a long list of different things ranging from obvious things like storm, floor and fire damage to falling trees, aircraft, earthquakes and landslip. The problem is about 80% of the list I cannot see…
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RAC Renewal Ditched
I missed my reminder last to shop around for breakdown cover and ended up with an RAC renewal at a cost of £197.99. So when this year's renewal came up I was straight onto it. The renewal price was £272.99! I tried ringing them to see what they could reduce it to, but the lines were closed. Went to AutoAid instead - via…
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Nearing 50 Life Insurance
Hi, I turn 50 in a few months, so I'm wondering if I should get a new Life Insurance policy before the big day. I have around 4-5 years left on my current Life Insurance policy (25 year term) and about 16 years left on my mortgage. Do you think it's worth starting a new one now so I get lower rates before I turn 50, or…
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When to claim for subsidence?
Hi everyone, I'm afraid I have another post about our little subsidence issue. We've been experiencing movement on one wall of our house for a little while, with some damage to a supporting wall occurring. We had a structural engineer come out and it was his opinion that a drain had failed in that corner of the property.…
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Travel Insurance
For Nationwide members who have the Flexplus current account (which includes travel insurance), a reminder.... Nationwide has changed its travel insurer to Aviva. My upgrade for a trip to Australia was refused because of an underlying health issue. I've been in remission for this health issue for about 10 years now and…
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Age discrimination in car insurance
Has anyone experienced large increases in car insurance on significant birthdays? As a long term loyal customer my premiums were raised by 60% based on a birthday and an additional 40% the next years renewal. Simply want to know of this is industry standard or just a greedy supplier. There have been no claims or any other…
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Help with loss adjustor assessment of damage caused by builders
Hi MSE folks, long post . . . I undertook complete refurbishment of a 3 bed flat (mine) with a building firm at substantial investment and work took 6 months Following completion of works in Dec 2023 I moved in and a couple of months later I noticed some rising damp in the hallway which gradually spread to 90% of the…
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Home Insurance Quotes
Hi there. 18 years ago we made a claim on our home insurance for flood damage. We had previously never had water ingress, and have not had any since. We do not live near a river,,the damage was a result of heavy rain,and the drains not able to cope. Do we need to disclose this on any new home insurance quote. Advice…
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Deadhappy.
I have or had, not sure a policy with DeadHappy. I need to change my address as no longer living at previous address where the mail could be sent. I'm being pushed from pillar to post about who to contact as the company no longer exists, I'm really unsure of what to do other than cancel the direct debit at this point.
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Car insurance quotes through mse
How is it possible once receiving a quote through MSE (3rd party) then heading to quotation site re applying exactly the same details and then having a 31% increase on previous quote.... ? Is this a massive time consuming scam and false marketing?
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Home insurance completed wrong
Hello Wondering if anyone can advise. Does a mistake on my home insurance details matter if correcting it actually reduces the risk? For example, because we weren’t completely sure what constituted a flat roof, (whether a dormer counts, for example) we listed it as ‘up to 25% flat’. Now coming to renewal we’ve realised…
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Car Insurance NCD Question
Good Morning all, hope everyone is well. I am buying a new car and I am quite confused on how NCD works. I have just taken out insurance again for the new year, on my current vehicle knowing I would be buying a new car about this time. I am starting to look at cars, and will buy one within next few weeks. As I am currently…
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Hastings direct insurance
Hi I started a van insurance for my brother -in-law 29/may/2024 as he'd didn't have a credit card account so when he stared his new card payment this was for the second payment so his direct debit was all set up with Hastings direct, but then his van broke down and was not repairable so he had cancelled his insurance but I…
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Critical illness policy ended
Hello I'm a newbie so please excuse any errors I make here. I need some advice about a CI policy we held for twenty years that ended eight months ago. Since then my partner has been diagnosed with blocked arteries that requires heart by pass surgery. He started with chest symptoms five years ago and went see his GP who put…
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Cancel for any Reason Travel Insurance
I take it no UK insurers provide this additional cover, even at additional cost. I have had issues where close friends have taken ill or passed away just prior to going on holiday. Insurances cancellation cover, at best, covers the impacts of a close relative, but they do not take into account where friends can be as…
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adding a baby to annual travel insurance
A couple already have annual travel insurance. They now have their first baby and wish to travel. Obviously a baby can't have travel insurance on their own as they don't travel alone. Can they be added to a policy that is already part way through the year? If not, then the other option would be for one of the adults to…
