Private Health Insurance Deals and Tips

WSB

As neither my or my wifes employer have health care schemes, i have private health cover for my family of 4 with Axa.

Every year, even without claims, they bump up the price and i call them and bargain them down.

None of us have any health issues.

I have the excess set up to the max of £500 to bring the premium down but the price despite no claims , it still increases.

Last year £1900. No claims but this year theyre asking £2500.

Just wondered if anyonw has any hints and tips on how to reduce this. 

Thanks in advance

MyRealNameToo

Reduce coverages or limits... dont know Axa's policy specifically but with our insurers you can choose to have access to less hospitals, remove or limit diagnostics, physio, mental health etc. Unfortunately in most cases you probably look at them and think they are exactly the reasons why you want PMI