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Worth claiming on insurance?
Fijay
Posts: 11 Forumite
I lost my keys, the usual locksmith was in bed with flu and the one I got to let me in and change the lock was expensive (around £700). I can claim the cost under my house insurance with NFU mutual, (I've never claimed on buildings/contents insurance before) but I'm concerned what such a claim will do to my premiums in the future. Could I have thoughts/advice please?
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I wouldn't, have done the same previously and just took the hit, I don't want my insurance rising due to a £700 claimFijay said:I lost my keys, the usual locksmith was in bed with flu and the one I got to let me in and change the lock was expensive (around £700). I can claim the cost under my house insurance with NFU mutual, (I've never claimed on buildings/contents insurance before) but I'm concerned what such a claim will do to my premiums in the future. Could I have thoughts/advice please?2026 wins - Parker Pen, American Sweets bundle, dish magic bundle
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There will be an excess on the policy and an increase in your premiums for a number of years. So, you would have to consider whether a small claim like this is worth it.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.1
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