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Anyone with British Friendly Society and having end loyalty bonus declined?

After 40 years they denied my end bonus in April 2025 so as to bolster their coffers (sitting at 198% of legal requirement already) and at a time of great success for the society.  This is pretty outrageous. I therefore decided to defer taking my savings out hoping they would reinstate it for 2025.  But they haven't - they just again declined to pay it.  All this as the 2024 annual report boasts:

 "An increase in the Society’s membership has led to a record level of premium income of £13.6 million (£12.7m in 2023). The volume of new business written in 2024 has delivered a Society excess income over expenditure of £17.1 million (£8.6m in 2023)" .

I will review the 2025 annual statement when out in Jan but I will be taking legal action over this.  For any friendly society to deny a bonus if they are struggling or income and reserves are down would be understandable - but the very opposite is true.

If anyone want to join me or has any advice I would appreciate it.
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