-
hit by a can driver later found out by my insurance he wasn't insured - need help and advice
In October 2024, 2 weeks in to Uber driving I was hit a van driver from the back. I was stationary at the zebra crossing and waiting for pedestrian to cross a van driver hit me from behind. we exchange the details since it was Saturday I informed the insurance company and gave all the details. The insurance repaired my car…
-
Accident Abroad - Insurance + UK GHIC
Hello, I wondered if anyone could offer any advice on what to do / where to go for an injury I had while abroad in preparation to speaking with my insurance tomorrow. Events: An event happened where I came off an e-scooter whilst in Spain - this caused me to have an injury to my face where an ambulance was called and I was…
-
Annual mileage
Has anyone been caught out with stated annual mileage? Does anyone know how much your quote is adjusted by adding/subtracting mileage? Just wondering as next job I consider will involve more driving than current 7k miles
-
AXA customer service
After an MSE frecommendation for Cover for You I purchased what turned out to be Axa travel insurance. After two years with a policy I made a first and modest claim (they initially denied I had a policy) in early December '24 6 weeks later they finally settled. Then silence. I have given them my bank details for payment…
-
25 year old demutualisation cheque
Dunno where else to put this but as it's Scottish widows, I'll start here! I've just found an uncashed 25 year old demutualisation cheque from Scottish Widows. Now I know cheques are time limited and I won't be able to cash this one, but given it's Lloyds Banking Group, it's not like they don't still exist / the money…
-
New Car for wife in my name
Hi I am buying a new car for my wife and its registered in my name. She has several months left to run on her currently policy for her car that is being traded in. What is the simplest way to sort insurance so that the car is fully insured, and no loss of No Claims bonuses. We are both named drivers on each others cars. My…
-
Accidental Damage Cooker Cover Cheaper For Electric or Gas Cookers?
Hi, Is Accidental Damage Cooker Cover Cheaper For Electric or Gas Cookers? And if a price difference for one, why? Thanks in advance
-
Home insurance claim - storm damage (roof) - Poor communication, no support and now refusing to pay
A few
months ago, we found our ceiling, walls, floor in our bedrooms, drenched in
water and our child’s box room ceiling had partly collapsed and water all over
his room. Our
bedroom is in the loft extension on 3rd floor which has a flat roof. Our childs
room is a box room in the 2nd floor.We had
buckets and tarpins every…
-
Car Insurance + NCB
Can anyone help with NCB, I'm really confused. Took out a policy today to start in a few weeks. In March 2022 my policy ended with Aviva and I had 12 years protected NCB. I then went with Budget Insurance and they said I had 9 years NCB at the end of their policy. I then went with One Call Insurance and they also had 9…
-
Comparison sites
Hi all so my home insurance quote with my current provider changed from £600 odd last year to around £1100 ("cost of building materials", blah blah). Hence I, as Martin quite rightly recommends, used the comparison site facility on the MSE website to see what was available. I had 5 claims in the last 5 years (although one…
-
Car Insurance.
A friend had an accident just 2 days before her car insurance cover expired. She has a different policy provider for her renewal and a deposit has been paid for a monthly payment. What does she have to do now? Will her insurance premium go up straight away with her already agreed policy with the new insurance provider if…
-
Life Insurance help
Can someone explain to me in Simple terms please? I turn 40 this year, have never had life insurance. Am single no kids, no savings and a low paid job in a school. I'm on a permanent 52 week contract but don't get paid 52 weeks. I would like to leave something to my nieces and nephews when I do go, I want my bills and…
-
House/home insurance inflation.
Hi Folks, I've been tracking my domestic building/contents insurance renewal inflation since 2020, shopping around each year to try to get the best price. The cheapest cover has always come from the same broker (sometimes loyalty does pay?) but price inflation has been as follows: 20/21 0.00% 21/22 -13.40% 22/23 +13.76%…
-
Have Direct Line et al stopped issuing quotes 90 days before? It seems 30 days only now?
Any reason why?
-
Building Insurance Claim for subsidence not getting sorted
My elderly parents have an insurance claim for a property that is subsiding (again). They put in a claim November last year, and nothing has been done apart from surveyors going in and sub contractors engineers looking at the work required. My father, (until 6 weeks ago when my mother had a mild stroke) wouldn't let any…
-
travel insurance waiting for medical appt
Can anyone recommend a company that will cover someone over 70,with pre-existing conditions, and also awaiting an appointment for diagnosis for another? I was insured with Insure and Escape last year, and declared dizziness, along side other conditions. I am now awaiting an appointment with ENT, to find the cause, and now…
-
Car insurance for student when home from university
My daughter passed ger driving test in January 2024, and at that point she was put on the insurance for my car (in my name) at a cost of £2300 for the year :o . Since then she has gone away to university, so we are paying a lot to cover her for time shen she is not here. The current policy is due for renewal in late…
-
What insurance should I be looking at a solo FTB with no dependants in my early 30's?
Hi, I am just about to complete on my first home. I've been so wrapped up in everything else that I have neglected to think about insurance, I am not sure what I should be looking at. Of course I will be buying buildings+contents, this isn't about that. I'm thinking more along the lines of income protection, mortgage…
-
Domestic Insurance (Buildings and Contents) quotes and a reliable broker/insurer please....
We have made one claim for a stolen bicycle 15 years ago with our buildings and contents insurance. We own our house outright without a mortgage. We are pensioners with a disabled dependent daughter. Our current broker has quoted around £500 for renewal but with a very new company owing to the previous firm having left the…
-
3rd Party Fault Claim
Hi on the late May bank holiday 2024 I turned right into a side street and had to do an emergency stop to avoid hitting a pedestrian who had just stepped backwards into the road in front of me - this resulted in me stalling the car and being completely stationary. A car emerging from the side street and turning right…
