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When to notify the holiday insurance company
I've seen my GP and am waiting for an ultrasound scan. Is it best to tell the insurer now or when I receive a diagnosis? My feeling is it makes more sense to await diagnosis.
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Home Insurance Question - How Would You Handle This?
Earlier today a driver lost control of their car, left the road and impacted my car which was parked on my drive, shunting it into the house and damaging the kitchen wall (structural damage). The damage was assessed by my builder who has ordered me to not remove my car until he's got the house propped. The kitchen is new,…
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Car insurance query (Answered)
I hold a provisional driving license and have a car already, I have comprehensive insurance with 1st Central. I want to practice with a relative who holds a full license, he obviously has his own insurance and I believe I'm listed on his. Do I need to adjust my cover to add him, as he'll be sitting in with me.
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Income protection- acid reflux no longer a condition but insurance quadrupled!
Hello all I have just been on a 3 hour call with my broker to find income protection insurance... all was well and a package was found for £11...until in underwriting, I stated I had an endoscopy for acid reflux investigations. I have no diagnosis and have had no issues or medication for 12 months but when the quote came…
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Issues getting home insurance.
Hi all, I am currently trying to get buildings and contents insurance for my new property prior to completion. Prior to purchase some cracking under the first floor windows was flagged for further investigation. A follow up report from a chartered structural engineer deemed the cracking to be due to the lintels failing and…
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Theft or not: Point of view
Just interested to hear others' point of view. In my book, if someone takes something which does not belong to them, that is theft. Some years ago now while I was on holiday I left my camera on the bus seat. I realised as soon as I got off but couldn't chase the bus so called into their office to tell them. I called in…
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Legal Entity - third party claim
I am hoping someone can help me on a couple of points. I am looking to bring a small claims against a company. I have been dealing with a brand name, been part paid by the brand name and all emails and contact has been with the brand name. I have submitted my claim and the defendant has put in their defense but the lawyer…
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Can't get fully comp car insurance for a week in Ireland. Why?
I have a car insurance with Churchill, fully comp. Driving to Ireland for a week, but can't get fully comp for a week in Ireland (did have it to other countries) and no explanation as to why. Anyone would know what could that be?
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Motorcycle insurance. Would like some advice please
I have had motorcycle insurance for several years. I possess a 1978 Honda Express which is used mainly evenings and weekends during the summer, I am the policy holder with my husband as a named rider. This year I elected to use the MSE search tool to obtain new quotes for my motorcycle insurance which is due for renewal on…
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Mortgage insurance v income protection insurance
Is it possible to get an insurance policy that pays mortgage payments directly if needed rather than as a regular payments
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Car insurance claim
Just after advice/comments really. Last year was reversing out of a car parking space on a public carpark and we collided with another reversing car. She was also backing out of an adjacent space, the spaces are at an odd angle and it seems neither of us saw each other. My husband (driver) got out and the woman started…
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House Insurance Claim Dispute
I contacted my house insurance re an issue with permanently filling toilet cistern. A plumber fixed it but left me with a water leak after turning off water at pipe in bathroom (even though the water was turned off at the mains). This resulted in water coming through to my kitchen underneath. A second plumber came out and…
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Young driver marmalade payg
My daughter passed her test nearly a year ago, we took out marmalade payg insurance for her on a black box as an addition to my own insurance, which has worked particularly well, as I use the car daily for work and especially with her being at uni (currently abroad) and only home a week or so every couple months. But still…
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How much can I expect building insurance premium to go up following a fire claim?
I am buying a leasehold flat in London - part of a development with 100+ flats built less than 10 years ago. A couple of weeks ago, there was a fire that affected 1-2 top-floor flats. Thankfully, no one got hurt and the flat I'm buying hasn't been affected at all. The development has building insurance, so I expect the…
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USA car hire insurance
I have booked rental cars in Hawaii, which is a no fault state for insurance claims. I am really struggling to get clarity on the insurance cover and to get the third party cover that seems normal in Europe but absent in US rental agreements. The rental company info is basically opaque with no real clarity from them on…
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Car at side of road after accident - salvage company refusing to collect
I was involved in an accident last week and the other driver admitted full liability. Everything has been cohesive and transparent this far. Car declared total write off and pay out amount advised. Received courtesy car. I was advised by insurer to contact Co-part to arrange collection of vehicle. It is sitting just off…
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Travel Insurance Limits
Ok, bear with me on this one ... I moved home to live with my parents a few years back to help look afer my ailing mother. She passed away back in 2023, so it's now just me and my dad living in the house. He is 72 and I am 52. On occasion we go on holiday together, but we always had our own individual annual travel…
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Damaged Luggage
hopefully this is the right thread, please advise otherwise. I am looking for some advice please. recently we returned from a holiday abroad and one of our suitcases got damaged. to cut a long story short. after waiting for 7 1/2 weeks (and several requests in-between for an update. they claim the suitcase (first one…
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Travel Insurance with Pre Existing Conditions
I'm going to Tunisia towards the end of November 2025 and having real problems getting quotes for travel insurance. I am medicated for high blood pressure, non smoker always, same tablets since 2019. I put that in the quote system. Last year at my annual BP medication check, my triglycerides were shown to be slightly…
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GAP insurance for car aged 4 years +
I've recently had good experience with a GAP insurance pay out. Sadly my car was written off after just 8months -no fault. I was paid out with no hassle. Unfortunately my garage no longer provides GAP. I'm looking for another insurer however have discovered if car over 4 years old the most recommend companies wont provide…
