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Travel Insurance-Don’t Want Pre Existing Conditions Cover.
Hi All, First time on here and posting after pretty fruitless search for an answer. My question is can anyone recommend an insurer where you are not required to have cover for any pre existing conditions? We have a Nationwide Flex Plus account which includes travel insurance and this issue came up some years ago when…
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What Insurance Do I Need (and Can I Find It)?
Greetings All. I don’t know where I stand with insuring my stuff now. We own a house but don’t currently live in it (might decide to soon). We rented a flat as private tenants and had (still have) contents insurance but we moved out yesterday. Now, we are living with friends at their own house, using their spare room (no…
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Need advice Home insurance invalid due to unoccupied house
Hello, I need advice on a situation I find myself in. I have just moved in to a new house but I have not sold my old house yet. I contacted my insurer AXA to tell them that my old house would be unoccupied for more than 60 days until it could be sold. AXA told me that my policy does not cover my house being unoccupied for…
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About to renew motor insurance with 12 points no ban
Hi all. please Be kind - I know it’s my fault. i have been with the same specialist modified car insurance for several years. Over the past year or two I accumulated 6 points for speeding, and SP30 and an SP50. This didn’t affect my premium badly at all but during the term of this years policy I managed to get 6 points and…
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CAR SWEET SPOT
Hi TeamI have tried previously to make contact with the community forum, whether I did it incorrectly or not I cannot remember, I have also tried the 'furtherhelp' team, unfortunately, they couldn't help, so I am back here creating a new thread in the hope that somone will pick up my message n come back to me with some…
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Cancelled Car Insurance
Do I have to declare that I have had insurance cancelled due to not being able to keep up with payments when unemployed, when I am in a position to source new insurance.
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Home Contents Insurance for non-standard situations
Hi... We need Contents Insurance but we don't seem to fit the standard profiles for the comparison websites. So, recommendations please for people who are away for 45-60 days at a time, some highish value bits of jewellery. Currently with M&S but they want a touch over £1000, up from £750 last year and around £500 the year…
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Income Protection Insurance if I lose PIP care component
We know of the potential change to PIP and needing 4 points on one question to get the PIP care component. Under this change I stand to lose over £9K a year. I want to protect this loss of income
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insuring a house that has been left in a trust
hi, looking for some advice my father has passed away and put the house in a trust i his will, me and my son have the option to stay in it until we pass away or no longer want to ourselves, then it is to be sold and the money split according to the will. i am trustee/executor and beneficiary in the will also. when it comes…
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Travel Insurer refusing claim - am I being unreasonable ?!?!
Hi - I'm looking for some views as to whether I'm being reasonable or not !, I'm trying to claim additional flight costs from my travel insurance company following a cancelled flight - said flight was from Munich to Tokyo and was cancelled by Lufthansa due to a strike at Munich airport on the date of travel (strike was by…
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Insurance for house in trust
I have put our house in trust but am having trouble finding an insurer at a reasonable prise. Has anyone got any suggestions of who to go with? Most quotes are 4 times the quote for when the house was not in trust
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Car insurance policy charge for doing volunteer driving
I'm trying to volunteer for a local group to drive people to and from hospital, medical appointments etc. It is completely unpaid bar petrol. I asked my insurance company to confirm this was OK and they want £25 admin fee as well as a slightly increased premium as I will now have a part time job as a volunteer ( as its…
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can you help me understand insurance please
Hello,I have adhd and I really struggle with complicated things, I especially struggle when things don't work as expected, so I'm feeling rather frustrated with admiral today as their app is pretty bad. I'm trying to talk to their customer service but i literally can't see what I'm typing as the keyboard covers the typing…
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Pay-As-You-Go Insurance: Age Shouldn't Be the Final Word
I believe it would be valuable to address "discriminatory pay-as-you-go vehicle insurance." The persistent age discrimination in pay-as-you-go vehicle insurance deserves attention. As a 78-year-old retiree with minimal driving needs, I have kept my car off the road (SORN) for almost three years for this very reason. In my…
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Advice on providing NHS number for insurance claim
Hi, I am claiming on travel insurance for a cancelled trip due to broken bone. A&E advised not to provide insurance company with NHS number under any circumstances, and warned that they would push for it but they had no legal right for this. We have provided GP's medical certificate which states all relevant information…
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Life assurance company won't talk to me after parents death due to will
Hi there, My Mum died over Christmas. Only real "estate" was about 20k in a bank and a life assurance policy from years ago with LV. No idea how much that is worth but I have a letter from 1984 (!) saying it was £1000 ISH at the time. My mum made a will when I was a kid in 1991 and it names two of her friends as executor.…
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Claim on buildings insurance worth it?
Keeping it brief, had a mains water pipe under my drive way start leaking water up through the blocked paving on Saturday. Saw a trickle of water coming up and it’s now VERY obvious half of the driveway has sunken. Had the leak repaired but you can see through the hole dug up the amount of damage it’s caused to the…
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Income Protection Requested Buy-out
Hi, I’m a newbie here, so go gently please. I am currently not working due to a significant mental health condition. Fortunately I am covered by an excellent income protection policy. My claim was accepted 3 years ago following medical assessment and reports. I receive 80% of salary and my policy is up to age 65. I’m…
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Non Fault claim - How long before at Fault Insurer Makes Contact
I need to make a non fault claim, I have been advised that the at fault party has been in contact with their insurer, what should I do now? How long should I expect to wait to be contacted?
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Domestic & General on new appliances
I have some white goods which are brand new and when registering their warranty, I'm being offered domestic and general as an extended warranty. I'm confused as how does this differ from the first year warranty that comes with the appliance? Also confused as domestic and general say that callouts would be covered providing…
