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Car Insurance Validation department.
18 months in of being insured with a company (one renewal) my child has been contacted by the alleged ‘Validation’ team and asked to send in a slew of documents/information and in 5 days or they’ll cancel the policy and she’ll then have to declare to future insurers that she’s had a policy cancelled? all of which which i…
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Income protection
Hello members I was looking for some help on an issue. In 2000 my father took an income protection policy with his mortgage for a £240 a month pay out after a 56 week deferment up until his 65th birthday which was 2020. In November 2007 he had a major stroke at work and lost his ability to speak and use of his right side.…
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Mobile phone insurance
Do I need to get insurance for my mobile phone or does my house insurance cover that?
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CONTENTS INSURANCE
hI I moved in to a rented 1 bed flat 1 year ago but not got the above I got a fridige and eletric cooker and micowave when i moved in from landlord I brought with me a fridge a tv and bought a sofa bed and bed I am out of the flat most of day but home at weekend has have 2 moile and lap top what would it cost a month to…
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British Gas - Homecare opinion
Hi everyone, I'm just looking for some advice in relation to my boiler cover. I had an issue a few days ago and the next day had an engineer out who ordered spare parts for the boiler, the next day another engineer came to fix and realised on taking more of the boiler apart that he said that the whole inside had melted, so…
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Insurance claim - accidental damage caused by me ??
I have recently checked and changed my oil and filter. Straight forward job. In a moment of stupidity I accidentally relocated the gasket on the oil filter housing in the wrong place. Result .... Catastrophic oil loss resulting in total engine failure. Question ..... Would this warrant a call to my insurance under accident…
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Hole in ceiling from next door works
I just came home to this: Above is the flat roof me and next door are joined on. They were doing work on it, no one there now sounds like a renovation. They are hopefully back tomorrow or if not Monday. What are my steps now? Wait until I speak to them or phone insurer now, which I would now declare for next 5 years…
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House of horrors
Hello, our house is 5 years old and has significant cracking, which it turns out is due to the foundations not being dug deep enough considering the soil type and surrounding trees. The building control records confirm the same foundation depth as the trial pits and it’s between half and a meter too shallow compared to…
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Third Party Accident
I was hoping for some guidance. My property was damaged by a driver who ran into my property. Severe damage was caused and the driver admitted fault and wrote a letter to me sharing all his details. The driver's insurance company has also admitted fault and asked for repair quotes which I have provided. However my property…
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Help….Escape of water insurance claim
I will try to keep this as short as possible. It’s not pretty, we’re having absolutely awful time with coop insurance and Sedgwick loss adjusters. In June 2024 we discovered a HOT water leak in our utility room. When the house was empty my husband heard water running in the utility room when everything was turned off. He…
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Hastings Direct App
hi i signed up to hastings direct for my car insurance www.hastingsdirect.com however i cannot get their much lauded app to work on my phone (Android) does anyone have any experience with the app on Android? i am trying to talk with them about it but not getting any reply by email, going to have to phone them it seems…
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home insurance
My 93 year old Mother in law's bungalow has just become flooded by a leaking pipe and as she is covered by a gold rated home insurance, we thought that making a claiming for her shouldn't be a problem. She had recently been admitted to a care home for temporary respite and the flood happened while she was away. She has…
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Insurance & the elderly
I have recently had my car and house insurance renewals and both have risen by vast amounts. Obviously these new higher prices are generated by an algorithm which knows how old I am. My thought is that as your age increase after a certain point the increase is greater, not because of any risk but because older people are…
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I'm just about to pay my last monthly premium on my Phoenix Whole Life policy.
What happens next?
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No fault insurance claim issues
i am a driving instructor. I use a dual control car and am insured fully comp. On Monday night my empty parked car was hit by a drunk driver who hit and run. A witness following the car followed and when the car stopped 100 yards away she witnessed the driver go into the local shop. She ran to my house (I’d taught 2 of her…
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Joint freeholder, two flats in building, buildings insurance dilemma
Hello there are two flats in our house, one occupied by us and one by tenants of our joint freeholder who owns the other flat. fir the last few years we have been paying, half each, for block of flats insurance, because our neighbour rents out his flat. This has become very expensive and as we don’t rent out our flat, but…
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Car Insurance Cancellation
Hello everyone, I've searched the forum and found similar threads, but wonder can someone advise on this specific matter. My son (17 yrs) has just passed his test. He has a little car purchased by his grandparents and has saved up for 2 years for the insurance- £2,650. The car had 2 non standard modifications on purchase,…
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Car insurance - renewal cheaper than comparison sites
Hi, I would be interested to know if other people are getting renewal quotes from existing car insurers that are cheaper than using the big comparison sites? I renewed two car insurance policies today and the quotes worked out like this: Car 1 - Go Compare = £370.19, Confused = £390.84, Tesco renewal = £354.15 Car 2 -…
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Cash in lieu
Hi, Can someone help me, my car was hit by a bus it has taken 4 weeks for the bus company to come back and admit liability. I was given three options use there insurance trusted repairer, find my own or cash in lieu. I advised I would go down cash in lieu. Once they received the quote from Mercedes via Audatex. They are…
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Writing a Will
Hi, I am looking into writing a will, there are only 2 beneficiaries. My partner and son (over 18). At present, I have my own home and 4 rental properties (all of which have mortgages outstanding on them), my intention is to sell the rentals before I die, but that doesn't help things as I am writing the will now, and keep…
