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Unoccupied Home Insurance
Good evening. I currently have unoccupied home insurance with the same firm that was providing me with probate services. Since I've moved to another probate solicitor an alternative arrangement might be necessary. I've used a comparison website so far to get an idea and saw a list of insurance companies I have never heard…
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Group Income Protection Insurance
Curious to get expert thoughts on this. Due to harassment and unfair treatment by employer I was diagnosed with severe anxiety disorder, depression (and PTSD) resulting in being away from work while I am seeking treatment. While I am eligible for GIP the policy (AVlVA) states the following. Despite condition being…
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Business Insurance claim nightmare
I have been with Axa business insurance for 9 years. My small business premises were flooded on 9th January by an upstairs flat . The loss adjusters Crawford & Co came out 4 days after the flood and could see the damage to the shop. I knew at the time , and also confirmed at the time of visit by the loss adjusters, I had…
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insurance brokerage questions & underwriting
Hi all, Am looking for a temporary car insurance cover from the search/compare marketplace. The search/comparison website questions does not ask whether the car is a hire car apart from the vehicle registration number. However, the actual policy underwriting company says in their small print that the cover is not valid for…
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Which insurance companies accept No Claims Discount up to 3 years old
My wife's car insurance has 4 years NCD from April 2021. Unfortunately most insurance companies only accept 2 years max although I've heard some companies will accept up to 3 years. Only one I'm aware of is Admiral, are there any others? thanks
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Insurance claim covered by two policies
I need to claim for a lost backpack. I'm covered by both my travel insurance and my house contents insurance. The travel insurance cover is max £500 with a £50 excess, and my contents insurance is £2000 with a £350 excess. The value of my claim is about £1100. Just wondering how the claim will get split between the two…
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Car insurance renewal - open claim
I had a minor car accident about 16 months ago which is still the subject of an open claim. My insurance renewal will be due in a few weeks and I wondered what my options were should I look at renewing my insurance with an alternative provider? As it has been 16 months since the incident I have already renewed the policy…
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Car accident
Hi everyone! I have been involved in car accident 2 years ago !(never had been in this kind of experience in my life)! I was starting reversing slowly especially near school and kids around check my blind spots , also i do have camera at the back he hit me at back left side! lLast year claim was closed my insurance told im…
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Car insurance cancelled immediately in cooling off period, now penalised on quotes
Insurance bought the day before car collection. That evening the dealer cancelled the deal due to warning light revealing engine problems with the vehicle. Same type of car now sourced, instead of quotes circa £32 pcm, all were £50+. How can this be fair? 1st insurer refuses to discuss the matter
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Eversure Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Eversure Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Car Insurance or Accident Assist after crash?
Hi all, I have very recently (2 hours ago) been involved in my first car accident and am still shook up. I’m hoping to get advice on who I should submit my claim with? My insurance is with Aviva Zero and I also have breakdown cover with the AA who offer Accident Assist with my policy. I’m aware I need to report it to my…
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Travel insurance on Mounjaro
I recently contacted my travel insurance company to tell them that I am taking Mounjaro for weight loss. This is elective and self-funded but prescribed by Asda online doctor. I was shocked when the insurance company refused to cover me and cancelled my policy. Has this happened to anyone else? Are there company's that…
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Insuring a parent living overseas
Can I insure a parent who retired to Cyprus and has no plans to return? They are British with a residency visa and live in a property they own outright. 72 years old with various general heath issues which come with a smoker of that age. Our concern is when the inevitable happens we will need to go to Cyprus to sort out…
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Annual travel insurance
Hi. I have annual travel insurance that runs from September each year. I always shop around for better deals each year. Question is. If I book a holiday now for october and then renew my annual travel insurance with a different provider does that mean my new insurance won't cover my existing booking
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More Than letter - no longer selling home insurance
Letter arrived today saying More Than is no longer selling home insurance. So won't be renewing mypolicy. Apologies if been posted before did a quick search. So not just my policy. So assume don't have to tick any nasty boxes on comparison sites. Correct ? Also says thry are pasing details onto Admiral's backer to offer a…
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Executor of will
Recently my mother has passed away, which left me the executor of the will, going through the insurance papers, i have found 2 that were in here previous name, my father died in 1999, to which my mother remarried 5 years later, but didn't change her surname on the insurance documents, does anybody have any information, to…
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Critical illness—muppet level question
Among numerous other policies I have a critical illness one taken out around 2000 with Scottish Provident which is now under Phoenix Life. I have recently had an angiography which shows much more severe heart disease than anticipated from other tests over a year and and as my symptoms are worsening we anticipate an…
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Home insurance - am I self-employed or retired?
I play the piano. I am self employed but very part time. I work away from home 4 hours a week excluding travelling and towards the end of each term I have maybe 10 music exam students come separately to my home (they are escorted in and out) and I have separate public liability insurance. So I want to tick retired 'cos I'm…
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Insurers insisting I take bicycle cover
Does anyone have any experience of the following please? I have held buildings and contents insurance with the same provider for 2 years. Within the policy I have extra cover for 2 bicycles which are valued above the standard £500 limit. My insurance was due for renewal so I rang them to ask how much the premium would…
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Travel insurance - transfer of annual policies by your bank
My parents have had an annual travel policy for years as part of their banking account. However, unbeknown to them the bank had transferred the policy to a well known insurance provider. No letters, no emails etc. Parents booked a holiday and then subsequently one of them became ill necessitating a cancel and claim. Found…
