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Unable to get subsidence cover.
Hi Just posting asking for advise about building insurance relating to a subsidence claim. In Oct 2022 I started a claim that turned out to be subsidence, at the time I was insured by Integra (actually the policy says insured by HDI Global Security are administered by Integra). For the year 2023 /2024 this continued and in…
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Cancelling car insurance renewal after payment
Hi, I’ve just recently renewed my car insurance policy with my existing insurer (Aviva Zero) for £600. My insurance policy renews on 1st April. I’ve paid upfront couple of days ago. I’ve just done a new quote search and believe I can get a policy with a different insurer for £430. can I cancel my renewal, get a full refund…
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Staysure wont pay my claim
I have been with Staysure for several years. I have always updated as early as possible any change in medical issues. I am a 64 year old retired fire officer. Last year in the summer I booked after a lot of planning a holiday of a lifetime to the Galapagos islands. The trip which was due to start in mid February.…
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Help with finding a good travel insurance company
I’m traveling soon to different parts of Asia and I’m losing the will to live finding a good travel insurance company. They all seem to be same and I can’t help but look at the nightmare stories cam anyone recommend a good company for me? I don’t want to spend loads of money but I need peace of mind for my electronics,…
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Weird Comparison Site Results, Good Price but cannot pay?
My wife has a 2021 Mini Cooper S and me and Her are Insured on it with me as Named Driver. There is 3000 miles of Business use as she's a Community Nurse and uses car for work. 5000 miles SDP too. We have come to renewal time and want to add our 23 year old Son on too. Held Licence for 5 years, couple of years NCD, no…
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car/home insurers with apps not just a website
hi every body can you please tell me if any car/ home insurers have apps since. I cant find quotemehappy and lv= apps for my insurance only websites. please help Thanks
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Location car kept
Where do I declare that my car is kept day/night if I'm at home 4 days and work 3 day
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Money Super Market, Compare the Market and Confused.com perks claim help
Can you please help me to cliam the perks to get super save club and meerkat rewars and confused rewards. Please help
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Home insurance bankrupt at address
Hello all my son stays at my address and has been bankrupt in the past. when I was searching new home insurance quotes the site asked if anyone had been bankrupt staying at the address. its my house that I own and I don’t have debt. Why would it matter? And do you know if this is bankrupt now or in the past as there…
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Worth Claiming On Car Insurance?
My son in his first year of driving crashed his car into our drive wall whilst parking, no injuries just pride. Damage to the car looks like at least a new door and maybe the sill, question is should he claim for it bearing in mind his excess is quite high (maybe £500 but need to double check) and will mess up his NCD and…
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Does comprehensive insurance covers your injury?
Hey guys, I was trying to find answer for this, but checked everywhere but couldn't. Comprehensive car insurance of course covers your car damage but does it cover injuries as well? Thanks
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Advice on farmer's trees which would hit my house if they fell...
HiI live in a rural area and my house is surrounded by farmer's fields. At the back of the house is a copse owned by the farmer. There are some very tall pines (think the tall pine trees you see on Forestry Commission land) which - if there were to fall - would hit our house. The copse is on a reasonably steep bank which…
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care annuity - insurance against costs of dementia and calculating life expectancy
I'm looking to get this for my mother (81) who has been diagnosed. Still early stages and my mother is able to manage on her own atm, but this is only going to go in one direction. I'm contemplating paying £100k from my mothers savings to buy a care annuity that in three years would start paying out £3k a month for as long…
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Incredible Increase In Leasehold Building Insurance
I'm a leaseholder who lives in a 1 bedroom ground floor maisonnette of a converted terraced house while my freeholder lives in the one above me. The freeholder arranges the building insurance and I pay 50% of the premium every year. Look at how the cost of building insurance has leapt in the last few years. 2020/21 - Total…
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Total Loss - Inflated Repair Estimate
Hi All, My car has been deemed a total loss by insurance company due to being over the 60% repair threshold/market value. It a car I bought 6months ago for almost 24k and repairs have been estimated at £16,455 (for context the car was traveling less than 10mph and hit a concrete bollard in a petrol station si wasnt…
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Car damage in ramp
Hello forumites, after some “advice” we damaged our car on a ramp at the property of a well known charity. we have minimised our losses and the total bill is £395 we have third party evidence of a history of problems plus photos of other drivers avoiding the offending ramp but it’s not the merits of the case that are the…
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No Claims Bonus
Hi all, On 19 Feb my Father passed away, he was always the main driver on the insurance that he shared with Mum. Can Mum claim the No Claims from previous policies?
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Gap in Insurance cover for Business car hires UK
Hi, I am new to the forum but I am in need of some wise advice. I work for a large organisation and my job entails travelling for work. The organisation has a business account with a car rental company and has asked that I, and members of my team, hire cars, using the corporate account, to travel to various geographical…
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Misrepresentation & cancelled policy
Hi My insurance company are digging into my employment declaration as a painter (after they cancelled my policy). They have asked me for invoices to convince them of my employment. I'm looking for advise on how to deal with the insurer's questions please.
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Car insurance rates down???
My renewal from Churchill came through the door the other day, up from £600 last year to £750. Absolutely no changes, no claims etc.I think they assume if you are on auto renewal they can take the ****.Got the same insurance from Sainsbury's Bank for £420, and guess what, Churchill came up in that search at £480.
