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Current annual travel insurance is Europe but I want to book Australia holiday for next year
Hi. My current travel insurance is annual Europe but I want to book a holiday to Australia next year, after the end date of my current insurance. How do I make sure that holiday is covered?
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Travel insurance premium increase
Seems slightly ironic to be asking this question on a day when inflation is announced to have, albeit marginally, decreased but are travel insurance premiums going the same way as car insurance did over the past 2-3 years? We recently received our annual renewal (from one of the leading providers) and it had increased by…
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NCD - partial year this year, and previous over two years old. What happens?
Hi all Seriously scratching my head on this one! And not getting consistent advice from insurers. So wondered if any of the knowledgeable folk here can put me right please.... I had insurance in my name which expired Dec.2022. 9 years NCD at the end. I took out a new policy with RAC in Oct.2024. All good with the 9 years…
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Hit from behind, 3rd party insurer not settling claim
My son is a named driver on my policy. A car hit him from behind, the driver accepted liability at the scene and photos of the damage to both vehicles were taken and he took his name and address. We contacted my insurer who assured as as it was a hit from behind it was highly likely that the claim would be settled by his…
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Need car insurance with 9 points, short-term ideal
I’ll start by begging any responders please not to use this opportunity to tell me off and morally grandstand..i know i’ve been a naughty boy and anyone telling me that isn’t going to help Right, yes i have hit 9 points, same road twice, which i know very well, its just been moved to 30mph limit, and i was travelling at 28…
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Is my travel insurance likely to cover cancelling as my friend can no longer travel?
I booked a cruise holiday with a good friend around a year ago and we are due to travel at the end of May for my special birthday. However, her husband has just found out he urgently needs serious heart surgery and she will be unable to travel - he's likely to have just had or be just about to have surgery around the time…
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Canceling home insurance company while having a live claim
At the time of the storm two months ago, strong winds took off the pvc facia and drain pipe from my roof dorma, the insurance company have taken this long, and with a shocking lack of communication now denied the claim saying it was wear and tear not 87mph winds. I pay my premiums monthly and am currently disputing their…
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Insurance confusion
We were thinking of selling our mum's flat but with other things going on, that's on the back burner. Mum has landlord buildings and contents insurance under what she called a legacy policy. That always included as an extra, rent guarantee and home emergency cover. She never took out rent guarantee and only added on home…
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car insurance for learner driver
My son is having driving lessons, and I would like him to drive our family car in order to acquire some experience. I understand that there are some insurance companies which offer specific insurances for learner drivers. However one of the conditions is that I need to have a UK driving license. I have a European (Dutch)…
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Life insurance / Critical illness cover
Hi, I'm a bit confused on how these two differ. Is one preferable to the other? I'm 51 and am back in work again after many years unemployed (ill health due to a mental health condition - now managed and not causing any problems). Are there any good brokers who can advise? Sorry this is a bit vague, but I'm new to looking…
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Contents insurance specified items (jewellery) after family separation
I am in the process of leaving my partner and the family home, and have rented a property to move into. The family home is mortgaged and we have buildings and contents insurance which has always been in my name, this isn't due for renewal until October. We have had quite a lot of claims so it was hard to find an insurer,…
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No declaration travel insurance anyone know.
I am trying to get quotes for travel insurance for a 71 year old couple. I’ve declared obvious pre existing conditions but then see I need to add everything we’ve had need to see a GP, consultant or had an A&E visit for over the last two years even if it is now better. If I forget the slightest thing, I know we wouldn’t…
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What insurance do I need?
Hi, I have recently purchased a leasehold flat which I am looking to insure. As a leasehold, the building insurance is covered by the landlord of the entire building (each flat pays the landlord directly for this). Does this mean that I only require content insurance? Thanks
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Western Provident Private Medical Insurance - fair value or being hoodwinked ?
Be very careful with this company, I have been in financial services for 38 years, I also own another company which needed a PMI policy for myself and 1 employee and family therefore took a Family Office Policy out over 10 years with no complaints on cover however with hardly any claims at the premiums rocketed over the…
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Domestic and General set up an auto-renew without my consent
hello,I took out an insurance plan with D&G April last year. it was a year plan. they contacted me telling me it's ending soon but not to worry, they have auto renewed it. I was not asked and I did not give them permission to do this. I find this quite frustrating as there is no opt out in my online account and there is no…
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Water Leak behind cabinets
I hope someone could help me. I am with Ageas and noticed slugs in the kitchen. I pulled the kick board off in the corner of the kitchen and noticed a big wet stain on the floor. There is a big grey waste pipe behind the cabinets in corner and it looks like there was signs of dribbles on it so I think it may be coming from…
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Car insurance write off
What's the situation re. insuring a car that has previously been written off (cat N, cosmetic damage only)? My understanding is that it will need to have a new MOT, but what about getting insurance? When getting a quote, there is nowhere to declare a previous write off, or does the system just find this automatically from…
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Life insurance trustees not following wishes
What can be done, if anything, if the trustees don’t distribute any pay out either to a named beneficiary or, in the case of no beneficiary, in line with wishes stated in a will if there is no separate letter of wishes with the trust deed?
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Napo Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Napo Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you, MSE Tony
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Renewal quote
Hey. My first post, how exciting! So, it’s that time of year for me, insurance renewal in just under 4 weeks time. So I called my insurance company nice and early for the first time in order to get my quote, pen and paper at the ready. Surprisingly, I was told that as my renewal quote hadn’t been generated yet, there was…
