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car insurance renewals

So I have two cars which come up for renewal in the month of March.

The first car a 2024 Nissan xtrail the renewal went down 8%, also checked online and compared before I renewed, this is our main car which is used everyday

The second car is a 2010 Mercedes, the renewal went up from £344 to £470, nothing has changed, no claims etc, this car goes out once per month, average miles per year is between 2000 and 3000 miles per year, as I said very much a second car..

Checked online and have found the same coverage as my existing policy for £308

I just cant get my head around the difference in price

Comments

  • dunstonh
    dunstonh Posts: 121,459 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    a reduction in new vehicles is what is happening for many people so far this year.

    The second vehicle increase is likely due to age. It would almost certainly be a write off, even with minor damage as parts and labour would be more expensive on a vehicle that old. It won't be as safe as modern vehicles either.

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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