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Car Insurance Renewal
My car insurance comes up for renewal on my birthday every year which is only a couple of days of days after I originally passed my test. I tend to organise my renewal in advance, however this means that I cannot say that I have done as many years of driving as I will have done on the renewal date. Additionally, it means…
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subsidence insurance cover
Hi everyone, I am hoping for some advice or recommendations for insurers or brokers who can help in my situation. I own a buy-to-let property and had a subsidence insurance claim. After a long drag, the insurer concluded that the issue was minor subsidence caused by a drainage defect, affecting a small area at the rear…
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Redundancy insurance
I'm looking at redundancy insurance i don't really recognise any of the companies in the comparison result, is there any advice on what to look for
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Courtesy Car not insured for named learner driver
We are with Hastings Direct and were bumped from behind. We have been offered a courtesy car from Enterprise who Hastings use while ours is fixed, but Enterprise will not allow a learner driver to use their cars even though the Hastings policy is that the same people will be insured on the courtesy car. Our learner driver…
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New for old car insurance not paying out
Our 18 month old car was recently written off in a no fault accident (hit while stationary,) . We have 'new for old insurance' and fulfill all criteria for this according to their requirements. However, after writing off our car they have only paid out market value, which is approx £15k less than manufacturers list price…
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Saga unable to insure long-standing elderly customers – seeking advice
I’d appreciate advice from anyone who has encountered something similar, or guidance on whether there is an organisation we can take this to. My elderly parents have been loyal Saga customers since 2020. Their current car is insured with Saga, but when we tried to insure a replacement vehicle, what should have been a…
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Travel insurance advice for novices
Afternoon all Travel insurance help required, please. My wife and I are going on a long trip later this year. We've only travelled abroad once before, to Malta in 2010. This trip will be a visit to newly discovered relatives in the Antipodes. The Malta trip was a package deal, and I don't remember anything about arranging…
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Can crucial factual inaccuracies in an Ombudsman's final verdict be corrected?
In our experience with our subsidence claim with AXA, no they can't. There appears to be no mechanism, beyond seeking legal advice, to do this.
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First House Buildings and Contents Insurance
Hi, I am exchanging contents this week and have been warned to get my insurance in place for when this happens. I am a single person with not a lot of expensive possessions, just a laptop, tv etc, no jewels or cash. The house does not have an alarm. Any advice of who to go with ? Thanks
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Pre-existing medical issues for travel insurance - how can anyone answer the questions?
I'm trying to get travel insurance before booking a 4 week holiday to somewhere exotic around February next year. I have some pre-existing medical conditions so tried getting a quote from some of the companies that advertise on TV. They all use the same algorithm to ask question, but the person you speak to has no medical…
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Repair via insurance or settle?
Hi everyone unfortunately someone rammed into my car yesterday. He said to let him know how much it will cost to repair and he will settle privately. I don't want my premium to go up and I only have 1 years ncb. I have his home address, number plate of the van and photos and phone number. Any advice would be great as it's…
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Starting Car Insurance a few days early?
I have a bit of a dilemma about renewing my car insurance. The current policy which only covers me for the UK expires on February 2. On January 27th i'm taking the car by ferry to Spain and travelling through Spain for some six weeks. The easiest thing but I'm sure not the cheapest is to change my policy with the current…
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Pre-existing medical condition and life insurance
Afternoon all! We are just about to complete on our first house purchase but have thrown a bit of a curve ball in the last two weeks. Looking at mortgage/life insurance and I'm struggling to get my husband insured :| We have just found out he has a heart condition and needs surgery for it so referrals have been put in for…
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Trees and home insurance
I have three overgrown trees on land next to my house (two leylandii 14m and a Sycamore 11m). I have had an Arboricultural survey completed which advised removal of all three, it also states there will be no chance of heave. The land owners have given permission for removal as long as we pay. Does anyone know if I need to…
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Car insurance - 5 year declaration for points/penalties
I've just changed provider for my car insurance. The documents received show no convictions or penalties in the last five years. In fact I have an SP30 from October 2021 (three points). I called to correct it only for the call handler to tell me that they have my driving licence details and they check directly with the…
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Building Insurance for Leaseholders - misleading advice ?
The Home Insurance article in last weeks tips email stated “…..buildings
insurance is usually only for freehold homeowners (otherwise it's generally the
management company's or landlord's responsibility…..” Surely this is dangerously misleading ? I’m not sure what is meant by “Management company” – we pay £15 per annum…
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Another Claim or Self-Repair Question
I stupidly hit a low bollard, damaging the bumper and wing. I've been quoted an estimate of £1,000 to repair the damage, using used parts. What threshold would you use to judge if claiming through insurance is worth it. Excess is £300
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Hyundai or Enterprise accident management for insurance claim?
My current insurer does not have any approved hyundai garages so I need to find my own - but they will not cover recovery if I choose my own, so just wondering if anyone has used Hyundai accident management or Enterprise? Any advice on this would be appreciated.
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Home insurance and lock boxes
Hi I’ve just had a break in at home as thieves have opened a lockbox with a crowbar or similar. Now I know some home insurance is sketchy on these things, but I’ve just been through my whole policy with a fine tooth comb and there isn’t even a mention of a lockbox or anything of that nature when it comes to a claim. Of…
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Insurance Renewal Quote Claims Declaration
(I posted this to the Motoring board by mistake first but I think it is better suited here) Hi, I am just in the process of getting quotes to renew my car insurance. In December 2024 we had a thankfully relatively minor accident and had to make a claim for the car to be repaired (the value of the claim was 5.5k). All was…
