-
Is a Fresh Credit Check Done Before Car Insurance Auto Renewal?
My car insurance is upfront or renewal soon - I always paid monthly (with no issues.) However, my credit score is not very good just now. Will they do a fresh credit check before auto renewal, even though they have had no problems with me? Thanks.
-
What to do about car written off
Hi. I have never been in this situation before and seeking impartial advice. My parked car was shunted by another parked car which had been crashed into. Therefore my car was not directly involved in the crash. I contacted my insurance as there was minor cosmetic damage to my car, and visible damage to the shunting car…
-
Question on comparison site : is your property within 400m of a watercourse. Yes I do.
Also I live near the top of a very steep hill. Never been flooded. So whilst this questions answer will no doubt push the premium up why is there no nuance to the question I am forced to give? Almost as stupid as the many questions about types of locks. I’ve got three possible ‘main’ entrance doors all with different locks…
-
Bike insurance claim help…. Please!!!
Hi all - please help! My insurance company have turned down my claim for bicycle theft. i was in the house at the time, so the front door wasn’t locked. I think the wording is vague, would really appreciate any help. The security requirements from appendix 1 mention “security devices” but no definition of secure devices is…
-
At our age?
Hello, I'm 80, my wife is 74, we have a life insurance term ending in 2027. We wonder if it would be worthwhile to enter into another agreement which would be relatively short-term, obviously, but which would help further if we survive for a few years. I'm thinking mainly of funeral exes (rather than entering into a…
-
Non-Fault Accident – £200/Day Credit Hire, £850 Excess – Too Late to Go Direct to Allianz?
Hi all, I have just read this post and it made me bit worried because I think I might soon be in a similar situation so.. https://forums.moneysavingexpert.com/discussion/4759978/enterprise-courtesy-car-advice-needed/p2 I was involved in a non-fault accident last week hit from behind while stationary. The third-party…
-
Sharing my experience of Dynamo Cover ltd insurance products
Absolute shambles of a company. Their policy documents refer claims to a third party company who have no access to policy numbers so were unable to deal with a claim. Their telephone number is automated and after directing you to an online portal it automatically hangs up the call. The online portal didn’t recognise my…
-
Multi Policy Travel Insurance
Hi all - Just a quick question. I am going travelling in October to 4 different countries over a 6 week period. I am not spending anymore than 2 weeks in one location before I move on to somewhere else. (Japan / Vietnam / Laos / Thailand). Would I be covered using annual multi policy type of insurance or would I need…
-
Contents insurance on probate property
Hello, I hope someone can advise... We are currently in the process of selling our house and buying a family property that is going through probate. We are selling our property ahead of our onward purchase and moving in with my in-laws at the end of October, whilst we wait for probate to be granted (estimated mid-late…
-
Merged: Travel Insurance Compensation
This discussion has been merged.
-
Home insurance - claim - loss of appearance compensation
Hi all, I currently have an ongoing home insurance claim for a flood that occured. Two of the kitchen cupboard units have been damaged and the insurance company is stating that they are not liable for replacing them as it would mean replacing other parts of the kitchen. They have discussed loss of appearance compensation…
-
NEED ADVICE/TIPS - House Insurance Claim [Subsidence]
Hi all, For over a year, approaching 2 years now, been going through a claim via our House Insurance 'Crawford & Co' for subsidence. The house is sinking, cracks are forming everwhere inside and outside and contact has been minimal from them. There first offer was worth 10k and we would have to source the work/builders…
-
Admiral Car Insurance
Has anybody had issues with Admiral refusing to deal with third parties? (And is this actually allowed?) Back in June, another driver caused an accident in which my car was written off. My insurers acted quickly and paid out, minus my excess, and they confirm the Admiral (the other party's insurer) have admitted liability.…
-
Building insurance cover
My building insurance company has accepted my claim on the water damage caused by upstairs. Their third party contractor did the repairs by stained blocked the water stains and then painted (one coat) over the areas. However, the bubbling up areas can still be seen. I am trying to find out to what extend the repair should…
-
Rescuemycar Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Rescuemycar Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
-
Business Interuption Insurance
Hi All, Received a letter today from Woodgate & Clark saying they have been asked in light of legal developments, to re-look at my business interruption insurance claim, which was denied in 2020. They have asked me to provide dates when I was told to close and the date I was allowed to re-open.. No problem, but then they…
-
Long term travel insurance - couple travelling to Australia
My daughter & her partner are going to Australia to work & travel for 10 - 12 months, with a possible trip to New Zealand while they are there. They don't live together here in the UK but will be travelling & living together for the whole trip. Should they buy individual travel insurance, or some sort of couple insurance?…
-
Holiday insurance
So I bought cover for my daughter for travel , an annual policy. my daughter now has elevated liver function tests results. she was having a routine medical prior to her job. she will probably need further investigations for this and we have told GP. we should go on holiday Tuesday and she is well in herself. if the…
-
Travel Insurance - Undiagnosed condition
Hi, We are going abroad and want to sort travel insurance. Normally we get this as a couple and use one of the specialists as we both have health conditions. However, this year my partner is currently awaiting confirmation of a newly diagnosed condition (it takes many months of tests to confirm) and we cannot find any…
-
Alternative Accommodation End Of Tenancy Clean.........Who should pay ?
Hi First timer here. To allow insurance works to be carried out on my home my family and I have been living for the past 8 months in leased Alternative Accommodation. During this time we have had regular inspections of the AA by the landlords agency concerning cleaning inspections and no issues flagged up. Now we approach…
